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Possible PPI Claim on policies taken out through broker
Hi, I am new to the site but have spent the day today trawling through and searching a great number of threads and must say that you all seem a friendly bunch :) I am hoping that someone may be able to offer me some advice on PPI Claims. I have looked closely at Martins guide and I have actually sent off 2 letters on 9th…
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Reclaiming PPI
Our loan was with Northern Rock, which i believe has now been bought by Virgin. Will we still be able to make a claim?
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Mortgage mppi reclaim
Hi guys I hope someone can give me some advice. I took out a mortgage with northern rock back in 2005 via a mortgage adviser, he advised me it was best I took out the mortgage insurance cover with Cardiff Pinnacle insurance to help me get accepted for the mortgage. What chances do I have in reclaiming the mppi? And what…
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Successful claim but advice required
I had a successful claim just before Christmas, the Solicitors sent out an invoice for jusr over £1000 however I have a copy of the agreement which states they will claim fees and disembursements from the other party. I have not spoken to them yet and was just after some advice on where to go from here.
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Won back from HFC
Following on from Martins TV advice, I called HFC as I had no records any longer of my old loans. HFC were surprisingly helpful and gave me details of all 5 (whopps!!) accounts, of which 2 had PPI. When I took these loans I was told I wouldn't get them unless I took the insurance, so I was hopeful! I registered my…
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Barclays PPI - Old Loan
I had a 5 year loan from Barclays which was taken out in 1999 which I paid PPI on. I no longer have the paper work, so called Barclays to ask if they still did. They advised me to write in and they would send me anything they had - which I did (not a SAR though - thought I would see what they came up with before shelling…
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MSE News: Banks accused over PPI delays
This is the discussion thread for the following MSE News Story: "A record number of PPI mis-selling disputes must be resolved this year, as banks have subjected customers to 'delays' ..." Read the full story: Banks accused over PPI delays
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barclaycard wont give info
the letter they sent encloses the following Reference :section 78 of the Consumer act 1974 We refer to your request for information under Section 78 of the consumer act of the Consumer Credit Act 1974 (the act). As no sum is, or will or may become payable under your agreement, section 78(3)(a) of the act provides that we…
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PPI single premuim added to debt and charged interest
I read this comment on an earlier post ''Single premium and added to debt and charged interest. That is the one area where most PPI complaints get upheld. The rest is either irrelevant or unprovable. Single premium is by far the easiest as it is provable'' I have an ongoing complaint with Blackhorse and this was the PPI…
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PPI Halifax Credit Card
Hi All, Hope someone can offer some adivce. I have a Halifax Credit card and have had it for a long time (gotta be over 10 years now). I got into a bit of trouble with a failed business around 6 years ago and maxed out the card to the tune of £13k. I remember making the minumum payments but the debt always increased due to…
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Clarification on PPI claims and FOS
Hi, I have just been reading another thread and it appeared that when people applied for Bank Charge and PPI repayments they sent letters off to the Banks involved and FOS at the same time. My understanding was that you go to the bank first and then the FOS if we dont get satisfaction. My partner has got PPI cliams and a…
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HSBC Charges Advise
Hi I have recently sumbitted a complaint about HSBC charges totally £650 where there were 3 entries back in 2007 for x 3 £150 charges I have applied under the hardship criteria and have recieved a letter today saying that the charges they have applied are fair under the new ruling, however have asked me fill out a income…
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HSBC PPI Claim Advice
Hi not sure if anyone can help I took out a loan with HSBC in 2006 for £4500 with PPI and then refinanced in 2007. Looking at old statement there was a credit on my bank account drawing down the old loan with Insurance rebate then the new entry then applicable to the new loan. In 2009 I was then advised to take out a…
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Reply from CT capital plc, refusing a claim, advise please.
Hi all, can anyone advise me on what to do now? I have received a full and final payment from EPF for 3 loans which I took out in 2003 to 2004, two other loans after these dates they said were brokered out to two different companies and that i would have to go to them direct for a refund as I did not ask for the insurance…
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Black Horse PPI Claim - They won't respond
Hi there I have written around 7 letters to Black Horse in the last 18 months asking them to look into PPI I was mis-sold in 2004, I realise it's a bit over the timelimit but thought I'd give it a go after seeing others managing it on the forum. They haven't responded to any of my letters which have been sent Recorded…
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HSBC mortgage life cover
Being my first post on the forum and if im honest a little clueless on the whole PPI claim back situation then please go gentle with me. I took out a product called Flexi-Life with decreasing Life and critical illness for mortgage protection cover in 2005. I did this when applying for my first ever mortgage. I was told at…
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Santander Loan Advice
Hi, I was wondering if someone could offer me some quick advice. I recently discovered that I had 2 loans from 2005/2006 which both had PPI on them, which I have started the process of reclaiming. I was shocked to find that this had been included as I have always declined this insurance when asked. I know this for a fact.…
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First time advice on Barclays please!
Hi All, First time posting on here but I have been following for advice and put 2 claims in with Barclays beginning of November 2011. Need some advice please on Claim 2 with the Barclaycard if possible. Claim 1 - £8500 Barclayloan taken out in 1996 that I had PPI paperwork for and I have just today had £2200.00 paid into…
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Claiming back PPI while on a Debt Management Plan
Hi At the moment I am on a DMP with the CCCS and have been for the last few years. I have just found paperwork for an RBS loan - loan of £4000 and PPI loan of £1556.32 - I don't remember discussing PPI or asking for it. Because of the DMP, I am obviously on reduced payments and interest has been frozen. Is it possible to…
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Can I claim mppi back if it's not with my lender?
I took out my mortgage with northern rock. (2weeks before their collapse) and was told I would need MPPI. They sent out a quote thing which I disregarded, as I was told I would get it cheaper elsewhere. Am I right in believing that I shouldn't have been told I need this by northern rock? The company providing my MPPI-…
