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Ppi payout offer but hsbc won't accept liability!
Hi I have recently been in contact with HSBC in order to dispute and reclaim my PPI funds on a loan and a credit card as I wasn't even aware that I had PPI on either of them! I received a response from HSBC regarding the loan and they advised that they will pay me back the money that I have lost via PPI on that loan as a…
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PPI Reclaiming from Egg- Help needed please!!
Hi all, I Have been working on a few claims recently and with the help of the kind people on this board have had some success. I now wish to have a go at my biggest PPI reclaim which is with an Egg credit card and four loans I also had/topped up over the last seven years with them. I've been trying to read through previous…
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How can I find old loans
Hi, I am looking for an old loan we had which cost a lot to complete 2 years ago, we are pensioners and beleive we may have payed ppi on the loans we had. However, we have no records/paperwork. We were advised to go to a credit score company to get our history, however seeing some hooror stories online about the so called…
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Halifax Mortgage Redundancy cover –!can I claim?
Hello, In January 2010 myself and my partner took out a Halifax mortgage with Redundancy cover PPI. The cost of this was around £80 a month for joint cover split 50/50. In September 2011 my partner was made redundant however Halifax will not pay out until January even though we were initially told payments will begin in…
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PPI Claim
Hi new to all this, so not sure what to do. For months now I have been bombarded with calls re PPI, all wanting me to let them claim for me, did'nt have a clue I was owed anything, but they all wanted to charge for their services !! I'am not financially flush, far from it so obviously I told them to take a hike. But still…
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Reclaiming PPI
I am pleased to report a sucsessful outcome thanks to Martins great website. Reclaiming mis sold ppi was so easy, followed steps and within 6 weeks we had £7,600 refunded. I didnt expect it would be as simple as it was, i have spread the word to friends and family and advise anyone who has been mis sold ppi to get on the…
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Bank refusing to provide information as loan has end
I have used the letter on this website to request information of my loan that I look out with Natwest between 2nd July 2003 and 1st July 2008 as I do not have any information about whether they charged me PPI. I requested the information under section 77 of the Consumer Credit Act. I have received a letter back from…
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Capita Tracing - Credit Check but no letter?
Hi all, My husband checked his credit reports yesterday and noticed 2 x checks carried out on 21 and 22 December by Capita Hartshead Tracing Solutions. They were marked as "unclassified" in the section which describes the reason for the search. We've never heard of them, but after some googling and checking on here I can…
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credit report history
hi guys, hope someone can help. how can i get a credit history checked further than 6 years, as i know i had previous loans / credit cards which were payed off less than 6 years ago, but are not showing up, they were at a previous address an di cannot remember the loan or credit card names. many thanks jon :(
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amber loan
Hi, has anyone ever claimed their ppi from amber loan. I have done some research and I beleive I would write to skipton building society to make a claim. if anyone has any advice they can offer I would very much appreciate it. thanks loulou
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PPI award clearing arrears on account
I have just been awarded a repayment of £2926 on a loan where i was unaware of the PPI, but for the last few years i have been on a reduced repayment which has incurred an amount of arrears which total almost all the refund. My question is if i had not been paying the insurance and my repayments were lower i may have not…
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Interest Added For Paying Insurance Monthly - Not Made Aware
I recently noticed that I've been charged PPI, against my wishes, for almost a decade on my home insurance. This was never mentioned when I took the policy out over the telephone, and the policy has been automatically renewed each year since with no further contact. I should have noticed it buried in the premium details…
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Joint Acc issue
i have received an offer for my ppi claim but its complicated by the facts that the acc in qustion was a joint one with an ex partner. She didnt financially contribute to the loan, but was named from day 1 until the loan was repaid. In my offer it mentions that the offer will be split 50/50 between both parties - is this…
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PPI Queries: 2 Parter!
Hi! I am brand new at this and am in need a bit of advice about reclaiming any PPI and find this confusing! This query is two parts and I beg forgiveness for anything already covered but there is so much information on here! FIRST QUERY I have written or contacted all credit companies I have had cards or loans with and…
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PPI and Halifax
Hi back in November I sent of the claims paper work to the Halifax and the Bank of Scotland. I had a response logging the claim and they informed me they would look into it. When I came home from work last night I had a check from Bank of Scotland, there was no letter attached to explain which of the claims it was for or…
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Successful Claim?? Help!
Hi, I have been dealing with Key Financial Claims regarding my PPI claim for Barclays Bank Plc. It has been 8 weeks and I have now been contacted directly by Barclays offering me £2000 (more than I was expecting). Can I accept ther offer directly or am I tied into settling through Key Financial Claims and paying their fee?…
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Credit Card PPI - Reclaim Letter?
Hi Does anyone know if there is a credit card ppi reclaim letter on here or can point me in the direction of one? Can't find anything!
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DMP and PPI Payout
Hi, I have just been told I will a PPI claim payout for a loan I had. I am currently in a DMP and this loan is included in the DMP and I make monthly payments to that loan via the DMP company. The loan company say they will subtract any arrears from the loan before sending me the balance by cheque. Are they allowed to do…
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PPI claim on very old storecard now with Santander
Hi everyone Sorry if this is a repeat question but I am new to the site. I have a very old store card which I orginally took out 25 years ago in a Richards Store (it was a Richards card), this then was taken over by BHS, then GE Captial and now Santander. ( please don't lecture me on the length of time etc :( I only ever…
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Tucan claims duping innocent people
after reading all this about tucan claims being a scam company on here and other sites.. my father who is 69 was duped by this company last january, saying they could get money back from his credit card limit being changed to a higher amount without his approval... anyway he paid the £249.99 refundable deposit to them..…