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Barclays PPI Complaint
Hi All, Just wanted some advice knowing how bad Barclays are. I received a letter from Barclays on 10th November saying thats my PPI complaint had been upheld and the estimate is £11400, I did not need to fill in any forms and that someone will call me within 40 working days. As per usual no one called me. I called them…
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text messages
Hi All, Has anyone ever recieved text messages from "07790297752" with something similar to : "Records passed to us show that you're entitled to a refund of approximately £2560 in compensation from mis-selling of PPI on your credit card or loan. Reply INFO or STOP" Part of me is tempted to "challenge" some of these…
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Hold out for best offer
In accepting offers do not just think the first offer is the best offer consider the regulations that might be overlooked such as DISP App 3.9.2 In assessing redress, the firm should consider whether there are any other further losses that flow from its breach or failing that were reasonably foreseeable as a consequence of…
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Motor finance PPI
I have contacted a motor finance company about the mis-selling of PPI to me, and was told to speak to a company who held the PPI, this company had ceased trading in 2008 (got finance policy in 2007), got the FSCS involved to which another company has said they have the PPI policy:mad: The FSCS have replied to me saying im…
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Should I attempt to claim?
Hi I had a loan through LTSB in 2004(ish). I'm hesitant to see if i should claim as it was a staff loan (i was back office, not branch and had NO idea what i was doing, i was only 19 at the time) and i went into debt management and paid off the loan early at a reduced amount as i was able to negociate an early settlement…
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Idea of payout please ?
I have an rbs loan of £18400 with a ppi amount of £6600 (£25000 total loan) taken out with rbs over 7 years 10.9% APR, as i had no original paperwork i requested it and just recieved a printout of the ppi amount. How much should i be looking at , looking at the amount now i was disgusted to find that the ppi was not…
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First National with Loanoptions.co.uk
Hi, I have a question as to which i hope someone has an answer, here goes: I took out a loan to cover my equity buyout to pay an ex partner, i took the loan out with LOANOPTIONS.CO.UK this was to have the payments paid to First National home finance or so called G E Money. My question is: I have contacted G E Money to…
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Charged for pc insurance by IP without knowledge
Last month I noticed that my IP had been charging me an extra £8pm. When I phoned them to ask what the extra charge was for, they told me it was for insurance on my pc and an anti virus protection. I never asked for or agreed to buy this as I do not need it. No documents, letters or emails were sent to me regarding the…
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PPI Reclaiming Help - Right at the beginning!
I appreciate this may be a long read, so I would like to thank anyone in advance for reading/giving advice. Gave mum a kick up the backside today with regards to claiming back her PPI. Not sure where to begin, but this is the information we've managed to put together so far: (plastic bags filled with paper, no real filing…
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about how much....
would you say a claim would come to for the following please? i borrowed 14500 over 3 years at 11% finance to but a vehicle. the payments were 525 pounds a month so i estimate the ppi cost me about 50 pounds a month. i took it out in dec2004 and made the final payment jan2008. i have a claim for being missold currently…
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Natwest & Tesco won't give details
Hi I have sent both these banks a letter and the £1 for the required info regarding credit cards active within the past 6 years. I received the same letter from both of them saying they don't have to give me this info as the accounts are now closed. Just want to know, is the next step definitely the £10 SAR letter?
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Nationwide Loan with PPI - Help please
I am new to the forum and wondered if anyone could advise me on a loan that I paid off in 2010. I think I took it out online, but can't be certain. I called Nationwide to ask about this loan and the previous one that I had (I was looking for more info) however they have sent me a long questionnaire and have said it has to…
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Chartered Trust Plc / DFS
Hi Can anyone help, I sent off a claim to Chartered Trust Plc re mis selling of PPI on DFS Sofas. I havent received a reply yet and cant seem to find any website for them, does anyone know are they still around or have they been taken over by someone else ? Any help please ? Cheers
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PPI Claimback after Settled IVA
Hi was wondering if anyone can help I completed an IVA in 2009 successfully and with everything that is going on would I be able to claim back any PPI from debts subject to the IVA. I have tried to call the insolvency people who dealt with the IVA originally only to find that they are no longer trading and I need to get…
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Clydesdale bank claim
Hi Im posting on behalf of my husband in 2004/05 he took out a loan and was offered ppi however he said no due to the fact that he is in the forces and they get paid regardless of illness or accident, He has since got into arrears and out debt management company looked into if we had ppi with the loan and we did did have…
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any success win with old barclay loans??
Hello Has anyone had success in claiming back ppi from old barclay loans from 1999-2001 I am awaiting decesion on 4 old one- deadline is the 23rd january hope its good news;)
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FSA Definition PPI
What is the legal definition of PPI according to FSA are is your Bank or even the Ombudsman declining your claim ? The FSA define Payment Protection Insurance as 43A non-investment insurance contract which has elements of a general insurance contract and the benefits of which are described as enabling a policyholder to…
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Overdraft protection insurance
Hello, Has anyone had overdraft protection insurance with the Alliance & Leicester or any other bank. It was sold to me whilst self employed and ran for about 15 years. Anybody had any success? Look forward to hearing from anyone. Many thanks. Phil
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2 questions 1) mortgage PPI, 2) credit report and PPI
I've searched and read till my head hurts, so now its time to ask questions. 1) Mortgage PPI In 2005 I took out a mortgage with Northern Rock. I had to take some form of protection insurance, either through them (Cardiff Pinnacle) or a 3rd party and prove it. I took out theirs. In 2007 I found myself to unemployed (I was…
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Loan now with debt collectors. Can I claim PPI?
As the title says I took out a loan with Abbey in 2003. The debt was taken over by an agency about 2 years ago as I couldn't meet the repayments. Checked the original document and I was given PPI of £17.49 when I took it out. Don't ever remember asking for it, or being told about insurance for the loan. What's my…
