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Re-claiming PPI against loan
Hello all, I was wondering if anyone could help me/us. My husband and I took out a loan about 6 1/2 years ago now, we don't know if there is PPI on this but alot of people seem to think that there is?? Anyway the name of who we initially took the loan with has changed the company or its name 4 or 5 times now and has also…
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New PPI Claims
I'm thinking of trying to recalim PPI for two things: 1) an Egg credit card taken out when i was at university full time. I think maybe i should be able to reclaim either due to feeling pressurised in to taking it out to assit with my credit application and due to my student status? 2) A HSBC loan. At this point I was also…
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Success at last!
My husband took out a loan in 2008 with AA financial services as they had a favourable APR. The AA insisited that PPI was taken out and as we needed the money for a new car and our wedding, we went ahead with the loan. After seeing Martin on tv, we looked into reclaiming the charges. This was some time ago, and we were…
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times levels and claiming
between myself and my wife we have changed our mortgage a few times since 1996 and had a couple of loans i cant find any paperwork at the mo so can i ask what is the limit on asking/claiming and how i go about it i obviously know the companies involved but genuinely dont know if i can claim or not - but i intend to find…
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Barclaycard PPI
Hi, Looking for some help or advice please? I have been trying to claim back PPI that was added to my Barclycard credit card. They have sent me my original appilication that was done by post and I have ticked the box that asks for PPI to be added to the card. This was done in 2004 and I can't recall whether or not I…
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PPI and tax
I received just over £5K with the help of MSE, when they sent me the cheque they said I had to declare it to the tax office. I complete a Self assessment - do I have to declare it and if so which section?
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How do I know if I paid PPI to my Credit Card?
How do I know if I paid PPI to my Credit Card? I've had it since 1993 but don't know if I've got the original agreement filed anywhere although I do keep paperwork. Not in my current file but I might have it somewhere. Would any payments for PPI be hidden in the interest charges? Many thanks.
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Mppi
Hi All, I have read the MPPI threads and I am a little confused. Can I claim back the monies I have paid? I have three MPPI running with three seperate companies. Two of them will pay out to cover the mortgage. One is for accident, sickness & unemployment. Can I cancel these policies? I can give you names etc if needed.…
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Newbie ppi claim with ACF (cygnet finance) 2001
HI ALL :WAVE: newbie here so please bear with me.. just about to post my complaint letter to ACF car finance (Cygnet financial) after managing to get hold of my old HP agreement and realising that i was sold ppi to the value of £6300!!! (despite being a student and specifically asking at point of sale if the ppi was…
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mortgage insurance
I have mortgage insurance but not critical illness cover attached to it, obviously I thought when I was sold it by the company Halifax saying it would cover us for unemployment and illness we thought we were well covered. Only to find that when we did claim (through my husbands stroke and now unable to work) we were only…
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cardiff pinnacle & GE Money
I purchased a boiler from British Gas 09/2004 & only paid for half of it, the other they financed for me through GE money attached to it was PPI with Cardiff Pinnacle. In Sept 2006 my husband had a stroke and Cardiff Pinnacle paid GE Money for approx 2 - 3 years. Then they stopped paying. Were they right to stop paying?…
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Second Success!
This time with First Plus [she hangs her head in shame]. Current loan which has been running 4 years, with 6 years left to run. Logged complaint on 17 November. Complaint upheld today with offer. Checked over figures and all looks to be correct. Will be posting agreement tomorrow, by registered post, and then await the 6-8…
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Egg customer services
Hello, Can anybody help me? I have been sending Egg emails to the cro email address but I have had no acknowledgment or receipt to say they have had my emails. Am i sending it to the correct address? If there is another customer service email address could I have it please. Also, does anybody know the ceo email address for…
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hsbc ppi mortgages
stupid question here i had a mortgage with hsbc with ppi can i claim this back and how likely is the pay out on this ??
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Mortage protection insurence
After a home visit from a financial advisor from Awd finance I was told the best way to pay to protect my income for the duration of my mortage was to pay a fee up front and add this to my overall mortage. This sum was around 5 thousand pounds. After speaking to friends and family no-one thinks this was a good option as…
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Standalone PPI policies
Hi, Last night whilst looking for some of my PPI information so i may submit a claim against Northern Rock i came across a bunch of letters, essentially a complaint with HSBC, from 2005 where i was complaining. This was because at that time i had been paying for a stand alone PPI policy that did not actually cover me for…
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need some advice about reclaiming ppi
Hi :) Me and my husband spoke to a company in a shopping centre about ppi, we have had a few loans over the last few years(which are all paid off in full now). Someone came out to our house and spoke to us about the process of reclaiming, im not too happy about going through another company but my husband reckons it would…
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bank takeovers
can any one help, I have recently sent a plp claim for a loan i took out 6 years ago, i still have all the correct paperwork but the problem is the loan was with Alliance and Leicester who have since been taken over by Santander, i sent it recorded and when i tracked it the letter is being returned to me as they are no…
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Please help- barclaycard have changed thier mind!!!
So I finally got a response from B/Card today! Unbelievable!!!!!! They had initally upheld my complaint and offered me a refund of PPI's - however they hadn't taken into account all the statements so the figure was on the low side!!!!! I then wrote with my calculations and a copy of all the statements (that they had sent…
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do we have a claim?
Hi was hoping some-one could help. In april 2005 my husband took out a £3000 loan with citi-financial which included ppi, he was told it was compulsory, when we looked through the paper work later it stated on there that it was optional so he phoned them the same day to ask them to take it off and they said nothing could…
