-
claiming bank charges
can you start the reclaim process and change banks at the same time, or do you need to stay with your current bank
-
Templates
Is they any spreadsheet templates on this forum so I can put a list of charges in ?? If so, could you let me know I'm not clever enough to do my own spreadsheets!! Thanks
-
Bank charges - two quick questions
Hello, I am in the process of claiming bank and CC charges and just had two questions * My bank account with Barclays was closed in 2006 - can I get statements and claim charges going back six years from then(so 2000) or can you only claim going back six years from 2009? * I take it you should send all letters with postal…
-
Taking a hardship case to the FOS
Hi all, As Halifax are stalling, we are taking our case to the FOS. I have added the following to the FOS complaints form in the other details section. Do I need to add anything else ? Any help much appreciated " I have asked Halifax PLC to to consider my claim under the FSA financial hardship waiver issued in July 2008.…
-
reclaiming bank charges
hi guys, not sure if this is in the correct segment of the forum(i'm sure it's been done before) but if it's not could you please move to the proper place, thanks. my friend has had a £30 overdraft charge from barclays taken from he's wages for the past two years(works out to some serious money) and was talking to me…
-
bank charges?
I have now got my bank statemtents - and would like some advise please as should I claim back the interest or not? and as for the interest all I have to do is put the amount in the box ?
-
MBNA Issues - please advise
Hi Guys, I have a couple of problems which I hope you will be able to help me with. For the past year I have had some debt on 2 credit cards (under £3k in total) which I have now almost paid off in full. Last month, after receiving my monthly wage, I attempted to pay off the remaining balance on my MBNA card (£720). On…
-
Account in dispute - What are my rights?
Hi guys, I'm hoping that someone may be able to help me... I've got an old HSBC bank account with about £350 in charges etc. I put the wheels in motion to reclaim in July 07 shortly before the beginning of the test case, I was promptly replied to by HSBC stating that they'd put my claim on hold pending the test case…
-
£10 taken, but no documents received!
I sent a letter to Halifax on the 19th January requesting my summary of bank charges. When I did this I put my new (as of March 08) address on the letter, having not used my Halifax account regularly for the best part of 18 months Halifax have my old address (my parents house) on their system. I today received a letter…
-
Can you change the interest?
Hi! I'm in the middle of reclaiming charges on a couple of credit cards. I've got the standard "we're not wrong, but have this tiny amount back" responses, so I'm going on to the next step. The query I have is in relation to the fact that the amount of interest that I am reclaiming is also increasing as the days pass - for…
-
Loan Charges
Can somebody help me please. Are loan charges that i have incurred something that can be reclaimed now (ie like credit card charges) or is it part of the bank test case? I bank with HSBC but had a loan with MBNA (Virgin Loans) who charged me late payment fees etc. Thanks
-
Requested list of charges and no reply after 11 weeks - advice needed!!
My husband had an Egg credit card a few years ago, now we do not have the account number (looked high and low) In our original letter to them we stated his address, date of birth, other accounts he had with them and a copy of his credit report showing this account, everything we could to enable them to track this account.…
-
Address for Abbey Credit Card
Hi all, I'm just trying to track down the address to send a claim for an Abbey National Credit card (2002-2006), when it was issued by MBNA. I didn't think I'd paid many charges on this old account, but I've just been through the statements and it's more than £700! Should I send this to: - Abbey National (the bank) - MBNA…
-
Capital One 4 x £12 Charges for one fault
End of Nov my partner had our baby :jand with all the chaos I forgot to check if enough funds were in my (Alliance & Leicester Premiere Direct) current A/C to pay the Capital One direct debit. :eek: There was plenty in the Premiere Direct Savings but Alliance & Leicester think it is better customer service to fine you £25…
-
Charged Today - Please Help
Hello there, I have been reading for a while about the bank charges. Today I have a letter from the bank saying that due to having to use an uplanned overdraft I will be charged £15 pounds and 6 pound for every day Im overdrawn. I have already got myself back in credit, as soon as I found out, appox 30 hours after going 12…
-
Cab
I am trying to claim back my bank and credit card charges and also miss-sold PPI If I took all my statements to my local CAB would they be able to help me add up what I can reclaim? If not the CAB then who can I go to for free? I am getting so wound up thinking I may add up things I am not meant to and exclude ones I am…
-
Bank Charges
Hi Will reclaiming bank charges be reduced if I close the Account at the Bank I am claiming the charges from?
-
Can I reclaim charges on a business account?
Hi can anyone tell me if it is possible to claim back the charges on my business account? Many thanks
-
Claiming under hardship from NatWest if overdrawn, over my OD limit due to charges!
Can anyone help me with some advice please, as i've read the information but still not 100% sure where i stand on this. I've had an account with NatWest for something like 10 years now, but it isn't my main account anymore. I do have an overdraft limit of £1000, which unfortunately went over the limit a while ago as i…
-
Advice on offer please?
I have put in a 2 hardship claims with Yorkshire Bank. This was before Christmas and so I have also lodged a complaint with the FOS due to the length of time they've taken to respond. Acc*1 - Closed account, from one 25 pound charge they accumulated 214 pounds in charges which I have refused to pay. They owe me minimum 500…
