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Reclaim bank charges and further damages
Hi, I wonder if anyone can help....... Without going into too much detail, i am able to prove that, during my divorce, through no fault of my own, my account went into unagreed overdraft.:confused: The overdraft charges levied on me by HSBC amounted to the removal of 10% of my net salary for '07/'08. :mad: This caused me…
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Advice needed
Hi, I sent my bank a letter 2 weeks ago asking for my bank charges back with a spreadsheet detailing the charges over the past 5 years. I recieved a letter back and was wondering if anyone could have a look at it and give me some advice of the best thing to do next? Heres the letter - http://www.mediafire.com/?lznfwxstiyt…
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Rbs Royalties Charges(which Is Which)
:confused: HI EVERYBODY.I have a problem telling one charge from another so which to claim and which to not.On the statements i have recieved all the charges are writen as "charges"except for referrals so how do i tell wnich is a service fee and which is not.The service fee as far as i am aware should be £10 which it seems…
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Getting bank charges if you close an account - is it possible?
I have an Alliance & Leicester Premier Account and I'm thinking of closing it down because they keep charging me as I have to put £500 into it each month. However, they have charged me bank charges on three separate occasions in the past, which I'm going to try to get refunded. If I do close the account would I be unable…
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Nat west charge my 15 year old daughter £40 for refusing to pay a £27.00 DD
Hi hope someone can help me..... my daughter has had a nat west bank account for about a year now, basically her dad and I pay in weekly amounts of money which she uses as her 'allowance' and she buys all her own clothes,and pays for her day to day expenses - going out etc - we did this as we wanted to give her some…
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hsbc hardship letter and address
Ive seen the templates for reclaiming bank charges and im just wondering is there another one for the hardhip cases? Also does the letter just go to the hsbc address on the other posts or is there another address for hardship cases? Thanks
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Bad debt because of Bank charges
Barclays have just sent my account to their debt recovery people. I protested that the court's decision was still awaited but they progressed to this stage anyway. The total of charges I applied to the courts for consideration amounted to £2000 more than the overdraft, so the WHOLE overdraft has been caused by bank…
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hsbc
I have a student hsbc account and ive got an overdraft that i always use. If i reclaim my bank charges what are the chances they will close the account and demand I repay the overdraft? Do many accounts get closed after they have reclaimed charges? Kirsty
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Direct Debit charges
I want some help with this problem. I have 3 direct debits set up on my Natwest current account, 2 for £12 and one for the minimum payment to credit card. Last month, I was running a little low on cash in the current account. So basically, they took the £12 payment fine. after that there was only £10 odd left and hence…
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Reclaim Company? Suspicious
Anyone come across this lot: http://www.cmsreclaims.co.uk/1.html been bothering my Mother-in-Law They seemed to know how long she had been with a bank and claimed she could reclaim X amount in Bank Charges. Any advice greatly appreciated.
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Bank charges again! - with no notification
I recently discovered that I had been heavily charged for being £2 overdrawn over Christmas. Subsequently spoke to debt manager and informed him that I had had no written notification of the situation and so had not realised the situation , and that it was getting increasingly worse. The debt manager said he would look…
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shall i put a re-claim for bank charges
hi i am asking this on behalf of someone else they have started the the bank claim charges and has heard nothing should he put in another re-claim form in or wait until to see what happens i know its going to take another 6 months as i read up on it not sure if i should put in a re-claim it back form thanks kind regards…
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unenforceable debt - does the full balance remain on file ?
Hello there, I am considering asking by letter for the terms and conditions of my old Lloyds TSB credit card to see if it is unenforceable. The reason being is that I owe £6600 on the account and for two years I have been paying a reduced amount of £7 per month to them. (they froze the interest etc at the time). I was…
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RBS address
Hi, I am in the unfortunate position of now having to try and claim Financial Hardship against the RBS while waiting on the result of the court case, Can anyone please supply an address for the RBS or would I deal with my local branch?. thanks in anticipation
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can i refuse to pay bank charges?
I went £3 over my £50 overdraft limit on my halifax account when in the process of swapping all my direct debits and wages to another bank.Money was paid into the account the next day to clear all the overdraft when we realised. The bank has charged £35 penalty fee which falls within a £50 overdraft limit given by the bank…
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Beware of NATWEST bank charges are now called maintenance charges
Beware of NATWEST they are now calling bank charges, Maintenance Chrages they charged me £28 for going £6 overdrawen by 1 day. I went to the cash point and it said i had £30 in so took it out. The day previous i spent about a £5 but because it was a card transaction NATWEST tell me that it hadn't taken this off, normally…
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Bank & Credit Card Charges
Hi all. Forgive me if the answer to my questions are elsewhere and i have missed them but i would like to claim back some of the charges i have paid on my accounts. I have previously claimed back my bank dd charges but since then i have incurred further charges. I know the test case is still going on but is it worth trying…
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how can they ask for this?
My son is in the prcess of claiming charges back Yorkshire Bank he has recently recieved a letter asking for income, expenditure,benifit details of all the people living at our address(he still lives at home) before they can continue with his claim. Not only is this insulting to us, but why do they need them it is him that…
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Royal Bank of Scotland
In reply to my bank charge claim to the RBS, they have sent me a letter back saying that 'in accordance with the FSA, they are obliged to review my account to establish if I may be experiencing financial difficulty'. I need to complete a Customer Financial Statement form which asks for details of ALL my outgoings - and…
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Old Goldfish accounts
I'm a bit stuck here, I used to have a Goldfish credit card and loan and although I still have record of the account numbers I can't find an address to write to for copies of statements etc. Anyone any idea where I can get this fom now? :confused: The loan was taken out on 2003, that card in 1997 but I repaid both with a…
