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Books are open on bak charges!
Today 17/02/2009 on the news it say that Now that they have been "looking at the books" SO.... they should be able to confiirm that we have been overcharge on the bank charges! are they going to sort this one out now? if not, why not? We should lobby now to get that information regardless of what the courst are doing at…
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Reclaim Bank Charges
I followed all the steps but got rejected by my bank ( dated 3/07/2007.Although they stated I should refer this to the Ombudsman with in 6 months.As the court had not ruled on the matter I decided to wait. Now that they have been some changes and I know find myself in hardship having just lost my job. Should I send back my…
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Barclays 'reserve' charges - can I reclaim??
Hi, Barclays have a scheme running known as a reserve amount on there current account. I have an overdraft limit of £950 and a reserve amount of £500. Meaning that I have £1450 avaialable. What I didnt realise recently was that I have gone over the £950 and Barclays charge £22 for every 5 days that the account in the…
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bank transferring monies fron one account to another
Is it legal for my bank to take money from my sole trader account,and pay it into a ltd company account i have with the same bank.My other buisness has nothing to do with my ltd company.
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Can I reclaim LloydsTSB £10 per day overdraft charges?
Hi Im about to start reclaiming bank charges that I have received from LloydsTSB. I have been charged for going over my overdraft limit at a rate of £10 per day. These add up and have cost me a lot of money but can I reclaim them as it is only £10 per day?? Any help would be very much appreciated.
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slow off the mark but.............
Could someone give me a basic rundown off my banks(halifax)reaction if i tried to reclaim my charges.Im selfemployed and its been a slow start to the year which has seen me rack up £200ish in charges last month and already up to roughly the same this month thanks to a letter today telling me about 3 £35 charges in one…
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which company for bank charges
i understand there is alot of help on this site claiming your charges back but i was just searching the web looking for the best company to use if i wanted them do to it all for me i understand i will be charged but how much is fair eg i have found one company which will charge 10% plus vat plus intrest is this any good as…
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Financial Hardship Question...?
Hi I just wanted to clarify something I know I've read somewhere on this site... I want to put in a claim to Halifax, as my wife and I are having a baby soon and have in the last 2 years also bought a house and got married...a fair bit of expense and on the back of that, I've taken out some debt that i want to try and…
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Financial Hardship claim - who wins????
Hi, I sent my original letter to HBOS on 22/10/08 and after a long process of proving my financial hardship, they have offered me £840.00 from a £2880.63 claim. I am currently £325 overdrawn of which £290 are charges so in fact they will now pay the £840.00(if we accept) into that same account taking the charges back - so…
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Charges for maestro card problem
Not sure if this is the place to ask or under current accounts section. I bank with the Ulster Bank in northern ireland who have given me a maestro card. I use this account mostly for a bit of matchbetting on the internet. The problem is the balance doesn't always tally with what transactions have actually taken place. For…
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Bank Charge advicefor charges that havent came off yet
I got a letter from LLoyds saying that they are going to charge me £194 on the 2nd March for being overdrawn for a few days. When i was overdrawn, it was only once - i mean that i didnt jump from being overdrawn to in credit and back to overdrawn. Obviously these charges are ridiculous and i know that i will be able to get…
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Confused - what is the next step?
Last year I applied to HSBC for £105 in overdraft fees - I got the usual "nice try, but no" letter.... but now what do I do? There's a lot of information here, but reading it all, I'm confused as to what I can do next? :confused:
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Reply from Natwest
Hi Guys Hope you can advise me on this one So I got my husband to get the last 6 years of bank statements - he isnt very good with his money hence I now manage our accounts - and it adds up to around £5K worth of charges - £500 of which are direct deits that didnt go through and he got charged £38 each time EVEN THOUGH he…
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Financial Hardship
I started the procedure of reclaiming my bank charges from Abbey in June 2007, just prior to the test case starting. I sent £10.00 bankers draft which they confirmed had been received, but have only ever sent me a summary of charges only covering 18mths. I had been in contact with them - phoning them at least 4 time…
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Abbey charges?
My dad recently went over his overdraft by mistake but can anyone explain what the charges mean please? Advance overdraft interest £2.62 Instant overdraft request fee Paid item direct debit..... £35.00 Unauthorised overdraft/ instant overdraft monthly fee £25.00 Total amount £62.82 His overdraft was £300 and he was…
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My bank have offered me £91 refund
Forgive me if this is in the wrong section..i looked about & couldnt see a relevant section, so i assume it will be ok in here? Anyway - i made a compliant about my bank charges from over the last few months & the next thing i know, i get a letter saying that they have looked into my complaint etc..and will offer me a £91…
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Reclaim bank charges
Do you know if I can still reclaim my bank charges for the past 6 years, even if they go back about 10 years? Do I just need to limit my request to the past 6 years?
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Does it matter if the accounts are closed?
Hi all does it matter if i want to reclaim money back from closed accounts? Thanks
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Oystercard Refund
I would suggest that members review their oystercard usage and ask for refunds where they have been overcharged. I have found that the best way of checking your usage is to phone them and request a statement is posted and emailed (when I asked for email alone it never arrived!) Then look down the list to see if you are…
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Bank charges not taken?
I had £250 of bank charges applied as a result of a number of direct debits bouncing and me going overdrawn, these charges was suppose to come out on 3rd of February... i had the money in and they didnt? i left it a while(today the 16th) and the still havent? i called up and thet said they had experienced problems and this…
