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Bank Charges
I have just gone over my overdraft limit for the first time BY FIVE PENCE!!! This happened on 9th February 2009. So far I have been charged £25 for honouring the offending direct debit and £5 for going over my limit. I am expected, so far, to be charged a further £45 for being over my limit at a rate of £5 per day. If I…
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Help re confusing interpretation of financial hardship by Nationwide
Hi I went through the motions to reclaim bank charges from the Nationwide (charges incurred 2002 to 2007) and it all stalled due to the appeal etc. In December I lost my job and in early Jan I wrote to the Nationwide asking for them to review my claim, due to "financial hardship". They sent me a letter asking for a…
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Do I still file my Claim with the court????
:confused: Hi all, I know this may sound stupid, but I have filed my claim for bank charges against Cydesdale, their AQU confirms they have my claim filed, but would I still follow up my claim with the courts, although Clydesdale say in one of the letters I have that I would have to do that in Scotland because of the…
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Loyds 2nd letter...next step court ?
Hi i have recieved my letter saying they believe charges of £4000 are fair etc etc. its saying " if you thinking of making a claim through courts, note we wil be asking the courts to postpone proceedings about charges until the conclusion of bank prcodeeings with OFT" Do i still go ahead with the threat of taking them to…
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re: bank charge repyament
if your claiming for bank charges with hsbc and you currnetly have an account with hsbc which is in dispute with a dca for not having a signed cca, can they pay the money from ur charges i.e what theyd give you into that disputed account ?
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Latest News: Court of Appeal judgement expected Thurs 26 Feb
Obviously there will be more news as when and we hear the result but this is just a heads up to those of you closly following the test case to keep your peepers peeled next Thursday. Wendy
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LLoyds - financial hardship. AAAARGGHHH!!!!
Along with everyone else, I put a claim in back in 2007 for charges from Lloyds. Due to a change of circumstances, I wrote to Lloyds expalining the hardship and could they send me any forms I may need to fill in. I got the standard letter, saying 4/8 weeks wait. (no form) That was about 4 weeks ago. Today I got exactly the…
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HSBC Business account overdraft charges
Hi all I have a HSBC Business bank account (shared with friends) to handle bills for the student property that we're renting this year. I have just received a phone call informing me that the account has been in unauthorised overdraft for 17days with a charge being applied at £8 every day i.e. total = £136. I've previously…
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Help With Bos
Hiya I Was Looking For Help Reclaiming Bank Charges If Possible, I'm A 19 Year Old College Student And Get Paid 140 Pounds Off College Every Fortnight But Almost Everytime I Seem To Pay Out 70 pounds Or Upwards With Bank Charges Because I Dont Have Enough Money To Cover Bank Charges And Pay Car Insurance And Put Petrol In…
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Appeal Judgment
NOTICE Take notice that on THURSDAY, 26 FEBRUARY, 2009 in COURT 71, at 10 O'CLOCK, Judgment will be given in the following. APPLICATIONS A3/2008/1406(Y) Office of Fair Trading -v- Abbey National Plc & ors. A3/2008/1396 Office of Fair Trading -v- Abbey National Bank Plc. APPEAL From The Queen's Bench Division (Commercial)…
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Wiping out credit card balances?
Apologies if I post this in the wrong place. If so please move accordingly. The other day we had a guy come into our work talking about wiping out credit card balances. He was actually trying to get us to set up an agency offering the service - don't worry, we declined, no interest whatsoever, so I'm not spamming for…
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RBS Charges Query
When i first found this website, i planned on reclaiming some of my charges from RBS, but they told me they don't do that at RBS unless it was a mistake on their part, so i decided against making a claim. Recently however, i had a problem where i was charged £38 by my bank account for a bill that was to be taken out,…
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HBOS bank charges
I want to try and claim back my bank charges from the Halifax/BofS. I recon they owe me about £1200, which would more than wipe out my £800 O/D that I have with them. So I'm not worried about them trying to get me to close my current account with them. However, I also have a loan with them and my mortgage is also with…
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HSBC HELL! I wont ever bank with them again.
This last 6 months we have lost everything and become desperate and angry with our country and government. Both my partner and I have lost our jobs and business. Having paid all our debts I (I thought) and closing the business (I thought) we put it all behind us. This was well over six months ago. Then last week HSBC who I…
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Financial hardship claim - are they lying?
I believe I fit the criteria so called my bank. They told me because I had already put a claim in (back in August) that they cannot process this any further!!!!! If I wasn't happy with this to go to the Ombudsman. According to this website, it shouldn't matter if you already have a claim on hold. Anyone had this response…
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new claim
:j ok i have just sent my first letter for the bank charges ,i shall keep everyone informed on my progress as and when it happenes , so hopefully i might be able to help others along the way as i go through the issues can i just ask one question i need help with how do i know (in detail ) what charges i can add to my…
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How To Tell One Charge From Another
Rbs Royalties Charges(which Is Which) :confused: HI EVERYBODY.I have a problem telling one charge from another so which to claim and which to not.On the statements i have recieved all the charges are writen as "charges"except for referrals so how do i tell wnich is a service fee and which is not.The service fee as far as i…
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Acknowlegment of claim by bank...
Hi all please help, I sent in my claim with statments to hsbc in May 2008 jusy before they put it on hold. I am sure I was sent a letter by my bank acknowleging my claim but since then iseem to have mislaid it. Would there have been a reference number or claim number that i need or should i not worry. I could always ask my…
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received someone else's statements
hello all, i have been sent someone else's egg credit card statements for by Moorcroft!!! Problem is that I requested my statements and am praying that my statements havent been sent to someone else too. I called moorcroft today and they reckon that someone will investigate, but no doubt they will try and fob me off that…
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info on claiming please
really sorry to ask what might be such a stupid question:rolleyes: i have just this minute sent my 1st template off for the data protection think along with my £10 the question is what am i actualy looking for on my statement that i can add to my claim , i really dont know what i am looking for and i dont mean £20 o/d i…
