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Can't supply Statements!!!!
I am reclaiming the charges on three cards taken out with GE Money, I have requested the statements but they have written back and said they cannot supply them any earlier than 2005 and the ones from that date are very haphazard and not a true reflection on the actual charges I have paid, where do I go now? :mad:
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HSBC -Decline my transactions if I dont have the funds
Hi Im in the process of reclaiming 'overdraft arrangement fees' from HSBC. I submitted my claim early last year and am patiently waiting for the High Court to rule in the favour of the average Joe for a change!! Anyhow, I cancelled my overdraft facility with HSBC in late 2008 and requested that if I attempt a transaction…
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advise needed
Hi everyone. Can I close bank account and still reclaim charges for it because it is account plus in HSBC and I'm paying £12.95 a month as well as charge of £25 for even £3 overdrawn, we don't use any benefits of the account. Is it OK?:confused: It seems like banks decided to charge £25 on every penny ovedrawn and doing it…
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Rbs Bank charges
Ive just checked onlne banking and the bank has charged me 2x£38 for a DD from paypal bouncing..i would accept it but the DD was 2.84...is this even legal?
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Bankruptcy and bank charge reclaim
Hi, I'm due to be discharged from my bankruptcy in 10 days time. I had over £7,000 in charges from LLoyds and Cahoot which played a big part in my bankruptcy. I'm now wondering if once I am discharged if I can start a claim, and if I am still entitled to the money, despite the fact that LLoyds and Cahoot were listed…
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Hardship and Natwest
Any advice on this would be really helpful. In short, I recently received a hardship offer from Natwest in respect of charges applied to my account. The offer does not represent the full amount of charges applied but is reasonably close to that figure. However in the interim whilst my claim has been ongoing they have…
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unclearnie
I've just found this site and I'm interested in trying to get my bank charges and credit card charges refunded. I understand that the current court case means I'll have to wait before I tackle my bank but I want to go after the credit card companies now. Will the CC company cancel my card and ask for immediate repayment of…
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RBS Credit Charges Claim - Offer on the table!!
OK folks so I recently wrote to the RBS about 4 credit card charges. The total amount claimed was 2x £20.00 (pre 2006) and 2x £12.00 (post 2006). I slapped on the 8% interest to be cheeky. The offer on the table is: £17.28 (basically 2x(20.00-12.00) + 8% interest). So they are complying with OFT report - I may not be able…
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Providing proof of financial hardship
My husband have previously put in a claim for bank charges. My bank have now asked me to provide them with information proving I am in financial hardship and have given me a questionnaire to fill in. What classes me as in financial hardship? I have several debts with debt collection agencies and have payment plans in…
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What do i do now??????? please help
hi i sent the my bank the reclaim form for bank charges and i recieved a letter from them and i would like to know what do i do now the letter can be seen vis these links it is two pages long http://i263.photobucket.com/albums/ii125/pkitch/img006-1.jpg http://i263.photobucket.com/albums/ii125/pkitch/img007.jpg
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Claiming interest??
Hi all I was wondering if anyone can answer me this: I have already put in a claim against HSBC for £6500,but i didn't realize just how much of a difference it made when adding interest. Can i resubmit my claim including interest?? If i can how do i go about it. Thanks
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HSBC claim on hold, but i have had new charges
I have a claim on going with HSBC (I first wrote to them back in august 2007); however I have since had a host of 'arrangement fees' since my original application. Can I amend my current claim for the charges I have incurred since my original application or do I need to summit a new claim based on the charges I have…
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The bank opened a bank account for me when i never asked them too now i owe them £400
I got a phone call this morning saying I owe RBS £400 on an account I never opened, I enquired abiout a bank account over a year ago with RBS but never opened opened one or signed anything,the bank have opened one for me without my permission, any advice on what I can do??
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Claiming from HSBC - Help!!!
Hi all, I seem to have hit a minor brick wall in claiming back approx. £1500 of bank charges from HSBC and need a little advice. About a week ago I went into the branch and spoke to them about my charges. I am currently in a viscious cycle of them charging me, that taking me over my limit and therefore being charged again…
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citi - Should I accept
Asked for my charges back including interest, recieved a letter saying charges fair clearly stated etc etc. They are also saying that I have put forward no evidence to support my allegation and they dont accept it. They are offering me difference between £25 and £12. Their letter looks ver scarey and now I am wondering…
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About to send letter to Abbey, got a question
Hi All, I've written the letter requesting the info about the charges When I send the second letter requesting the charges be repaid to me, I will listing the financial difficulties as to why I would like them to deal with it promptly. Today I had my telephone appointment with Payplan and will be having a DMP. I have…
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Credit Card Reclaim query
Hi all, im a newbie to all this and not sure if this is the right place but I need some clarification on what I can and cannot reclaim on my credit card. Basically I have all of my statements from the bank and if im right in thinking i can claim back late fees etc, BUT can i only claim up to June 06 or whenever it was the…
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Bank Charges incurred from Npower
Hi All, Just after a bit of advise before I write to complain to Npower. I cancelled my direct debit with npower on the 12th of Jan and asked to pay by Giro credit slips which were recieved a week later. (Assuming that npower would of cancelled the direct debit at this point). I then went to pay my bill and the slips were…
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Help with a fee charged by a reclaim company
Hi there, I hope someone can help...and that this is in the right area. My sister wanted to reclaim her bank/credit card charges. Unfortunately, she had a rare condition that resulted in her having a stroke despite only being in her early 30s. This meant she could not go through undue stress and so put in a claim for these…
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Credit Card Success but question please
Hi I have had success with getting my charges + interest totalling £406.25 from Halifax credit card. :T First offer was £104 (diffence between my charges and £12) which i refused and after a further letter and about 8 weeks wait, have received a letter today offering the lot in full and final settlement of my complaint.…
