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Can you change the interest?
BelfastGirl_2
Posts: 50 Forumite
Hi!
I'm in the middle of reclaiming charges on a couple of credit cards. I've got the standard "we're not wrong, but have this tiny amount back" responses, so I'm going on to the next step.
The query I have is in relation to the fact that the amount of interest that I am reclaiming is also increasing as the days pass - for example in the original letter I sent one bank, the interest was £82.93 (sent 17/01/09), but with the 4 weeks that have passed since then, the interest has grown to £85.70. Now I know that's not a massive amount of growth (!), but I wanted to know in this next letter, should I change the interest amount to the new amount, or keep it at the original amount asked for in the first letter?
Thank you for any advice you have!
I'm in the middle of reclaiming charges on a couple of credit cards. I've got the standard "we're not wrong, but have this tiny amount back" responses, so I'm going on to the next step.
The query I have is in relation to the fact that the amount of interest that I am reclaiming is also increasing as the days pass - for example in the original letter I sent one bank, the interest was £82.93 (sent 17/01/09), but with the 4 weeks that have passed since then, the interest has grown to £85.70. Now I know that's not a massive amount of growth (!), but I wanted to know in this next letter, should I change the interest amount to the new amount, or keep it at the original amount asked for in the first letter?
Thank you for any advice you have!
Credit Card Debt at LBM (Jan 08): £14981; Debt now (March 2010): £9912
Egg card [STRIKE]£2190[/STRIKE] £0; Monument [STRIKE]£3678[/STRIKE] £3150; Capital One [STRIKE]£1620[/STRIKE] £1180; A&L Credit card [STRIKE]£4050[/STRIKE] £0; Lloyds TSB Credit card [STRIKE]£3447[/STRIKE] £3420; Barclaycard [STRIKE]£1215[/STRIKE] £2040
DFW Nerd 1043 Proud to be dealing with my debts
Egg card [STRIKE]£2190[/STRIKE] £0; Monument [STRIKE]£3678[/STRIKE] £3150; Capital One [STRIKE]£1620[/STRIKE] £1180; A&L Credit card [STRIKE]£4050[/STRIKE] £0; Lloyds TSB Credit card [STRIKE]£3447[/STRIKE] £3420; Barclaycard [STRIKE]£1215[/STRIKE] £2040
DFW Nerd 1043 Proud to be dealing with my debts
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