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Help needed with halifax please!!!
This week i recieved 2 letters from the Halifax telling me i had gone overdrawn which yes is my own fault!! However the charges are ridiculous: The first one was a cheque for 36 pound which they allowed to go through and are charging me 30 pounds for it on the 30th november and then they are charging anothe 28 pounds on…
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Halifax, what do you think?
First of all I know reclaiming charges is on hold until the test case. Ive just received a letter from my bank (halifax) they are taking £39 from me for a failed item, a £26 cheque! Its my fault, I completely overlooked this but I thought most had lowered their charges and it annoys me that the charge is more than the…
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Barclays
I am at Barclays and have pay for an upgraded account, The addition account, I pay £14.50 per month for it and with that I get a £600 overdraft limited, would I still be able to reclaim for charges for going over the £600.
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Bit of advice needed Re: wording of Natwest Letter I've been Sent...can anyone help?
I currently have a bank charges claim with NatWest which is unresolved. The amount totals over £1200 and so far I have got as far them sending me a letter explaining that the test case is ongoing and they can't resolve complaints until after that date. However I also have an outstandin credit charges claim with them. So…
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Barclays just offered me £1913- help with a dilema required!!!
I have just received a letter from Barclays that states that after the court issued a 'Judgement for claimant (by default)' in my favour that they are willing to offer me the full amount i was asking for (£1913) if: 1. The sum of £1913 is paid by us in full and final settlement of your claim 2. There be a voluntary Stay of…
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Backdating standing order?
Hi Do banks backdate standing orders if they've received the paperwork after the date has passed? Mine has, and then sent me over my overdraft limit and now want to charge me. Does anyone know if this is lawful or not? Kelly
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need bank address for lloydstsb
Hi could anyone let me know the lloydstsb address that i post my claim letter to:confused: thank you
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Listing of stay
Hi all, I have been trying to reclaim my charges for the last six months and ended up going to the courts at the end of july. The notice was served to the bank before the 14th August deadline for the OFT stay but my case has been put on hold anyway. I had the case transferred to a local court to apply for the stay to be…
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Urgent Advice needed - can you help?
Hi, I'm new to this site, but hoping you can help me. I am paid weekly into my bank account and have arranged deliberately for various standing orders to leave the account on the same day so that they are paid before I go shopping! This has been in place for months without any problems, until last week, the bank took the…
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Question for "stay" hearings
The solicitors have applied to the court for the "stay" and a hearing is scheduled for mid-December. I wonder if anyone has been to one of these hearings and can offer some advice to the following... (1) The hearing is scheduled for 11:10am ... do they start promptly, or do they give a load of people the same times so that…
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Slightly Over Overdraft
Hello! Due to an oversight (and slight overcharge) I'm now 25p over my overdraft. I flailed and panicked at a friend who told me that it's apparently illegal to charge you if you're less than a pound over. Is this true? I'd be very grateful if anyone could help me :) Thanks!
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Where do we go now
We have received our second letter back from Barclays bank regarding the unfair bank charges that my husband incurred amounting to over £5000. THey hve said that they will not deal with this request to have the money returned before Januarydue to the court decision. What is our next step? Should we take them to court? We…
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Credit Card Re-Claiming
Can anyone tell me is it possible to re-claim the £12 reduced charges from C/C companies? Martin has stated that this is still an un-reasonable charge but I cant find any other info? Also, will Banks provide account details from closed accounts ie; my old account number as this was a joint account with an ex-partner.....…
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NatWest Credit Card have met me 1/10th of the way!?
Ok, so im reclaiming a fair bit, it's around £250 (excl interest).. NatWest replied today offering me a whopping £25... yes 25, not 250.. I have red the step-by-step, but theres no template to say "god, do you think im an idiot or something, like hell ill accept that" in a more professional term :beer: any advice how to…
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Sneak Preview: The Bank Charges Song Video
Special Forum Preview of the new "I fought the Lloyds" video and song going on pre-release later this evening. Watch the video and pls buy the track to help it get to number 1 http://forums.moneysavingexpert.com/showthread.html?p=6877831#post6877831 Martin
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Help Get the Bank Charges song to number 1!
This thread is to discuss the “I fought the Lloyds” Bank Charges Protest Song" Please text Bankers to 82822 costing 50p to get this to the top of the agenda by getting it to the top of the charts
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Halifax want their goodwill payment back
:mad: I have just replied to Halifax to comply with a deadline they have set but can they ask for money they put into our account following a bank charges claim. We didnt accept it but it was put into the account, this is £500 short of the claim we have made - in the middle of the claim, the test case started so as far as…
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Bank Charges claim going to Court - Can anyone help?
Hi, this is my first time posting a thread, hopefully someone out there can help me? I had my bank charges case put on hold awaiting the test case but I applied for the stay to be lifted and was sucessful. I have a court date for 7th Janaury 2008 but I have no idea where to go from here?! Can anyone help? I rang the court…
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Should the Banks freeze all charges until the court case is settled?
In light of the court case in January, should the banks not come to a compromise on this until the ruling is heard? Over the last two months, I had two cheques bounce which were represented and was charged £140 in total for two cheques of £30 and it was because a cheque cleared a day early! I find this highly unacceptable…
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Lloydstsb
I put in to reclaim my bank charges a few months ago using the letters from this site and got a letter back saying its being hold off until the test case is complete. I recently heard that I can still claim without problems and theres a new letter to do this on here. Is this true and where can I find the letter? Thanks,…
