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Egg Positive Balance
Hi I transferred a balance from my Santander CC to my Egg Money CC putting it into a large positive balance. I've since done a BT from my current account to the Egg Money CC and now Egg Money has a positive balance of about £1.50. I didn't want to risk running the Egg card down to a nil balance or possibly a negative…
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Minimum payment on Tesco Credit Card During 0% period?
Hi all, We've just got our Tesco's 0% cards through. I just wanted to check the minimum payment with you all? See http://www.tescofinance.com/personal/finance/finance/creditcards/clubcc/summary-box.jsp It's not brilliantly worded, but reading that, would you say that during the 0% period when there is no interest or fees…
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Barclaycard Commercial Blunder?
I've had a Commercial Barclaycard (it's actually a charge card) for some time and find it useful to keep track of my business spending. Our limit is £3,000 which we've never exceeded and the monthly direct debit has never bounced. Imagine my surprise when I received the "As a responsible lender" letter informing me that my…
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Please help, Being messed about by Barclaycard
:( We stupidly got sucked into the Cartel claims thing in 2008 but as we paid the upfront fee by credit card we were told we could claim back the fees back from Barclaycard under section 75. To cut a long story short they are refusing to do so because we haven't been able to supply them with a copy of the terms and…
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How long for Clarity Card to arrive?
Hi all, I recently applied and was declined for the Clarity card. I appealed and it as overturned and I received my credit agreement to sign and return. I sent this on Saturday and they received it today. How long does it normally take for the card to arrive from them receiving the CA back? I'm due to go on Holiday on the…
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Bank Holiday and credit card payment
Hi I am wondering if any of you will be able to answer my question. I have just gone to pay my credit card bills on line and completely forgot about the Bank Holidays. If payment leaves my account tomorrow and it said to allow four working days for payment to reach the credit card does that mean because of the Bank…
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Can You Add Money To A Creditcard?
Hey, My car insurance is due to renewal soon (£700!) But my credit card is limited to £500. Is it possible to add £200 to a credit card and then buy the insurance? I have the 0% for the first 6 months offer and I want take advantage of that before it's too late. Thanks! Oh, PS: It's a Barclay Card Classic? I think.
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Lloyds MasterCard (Limit & PPI)
My boyfriend has a credit card from Lloyd's since i can remember. First it was a Visa then 2 or 3 years back it changed to a MasterCard. The credit card limit was in the beginning around £1200 (probably even less) which would have suited us perfectly and would have been easy to manage. But since around 2003 the limit has…
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Removing incorrect info on credit report..again
Hi all, Need some advice as to what I can do with the constant incorrect information that has been appearing on my credit report. A member of my household has a similar name and every other month I get searches on my report that doesn't obviously belong to me. So I would have to dispute with the CRAs to removing this data…
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Has this affected my credit rating?
Hi there, I have a Nationwide Credit Card and Debit Card (Flex Account), and I visited a branch last month to set up a direct debit in order to pay off my credit card in full each month. My latest payment was due on Friday, 6 weeks since setting up the direct debit, and yet no money was paid across despite plenty being in…
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ASDA Credit Card
Hi I have an asda credit card set up on direct debit and I try to pay extra each month.. not really noticed till this month they lower the direct debit to take off what I have paid in. I am never going to clear this card .. anyone any tips. I also thought they had to let you pay more off than the minimum. Sorry if this…
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Kalixa Card Application
After reading on here about being able to bypass booking fees on Ryan Air I tried to apply for a Kalixa Card. I got to the end of the application to be told my account was "suspended". Thinking it was maybe a glitch I left it a few days and tried again only to be told the same thing. I have tried sending a message through…
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Barclays Card Direct Debit
anyone else having issues with Barclays Credit Card nowadays? I have a credit card issued by Barclays and direct debit with their current account and the monthly payment was going smoothly when they cancelled the direct debit for no reason and charged me for late payment. Its showing 1 late payment on my credit history as…
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Nectar card acceptance
Hi guys, I am thinking of changing my M&S card for something else.. was looking at Capital One Cashback or yesterday I came across Nectar credit card (it is AMEX though-however I have Tesco as well, so limited acceptance wouldn't be an issue..). I love the idea of free flights - I have Airmiles account but it takes while…
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Best way to balance transfer?
I am hoping I explain this properly, I have just acquired the Creation card 0% for 12 months (will be 18.9%) £1,000 limit. I already have Capital one 34.9%, balance £1,300 pay £85 per month, 5% + interest, Aqua 35.9% , balance £1,300 pay £50 per month, 1% + 35.9% interest, Halifax 21.9%, balance £1,200 pay £30 per month,…
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Barclaycard Direct Debit setup time
I recently applied for and received my Barclaycard and as with all my credit card applications requested a direct debit for payment. This was requested around the 18 feb, more than enough time I thought for the March 16 payment. But no, the payment was missed, a late payment charge was applied and now my credit has been…
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Best Credit Card To Apply for after clearing bad debt
Hi folks In June of this year I will have finally cleared my last bit of bad debt (CCJ) after 6 long years. I have the infamous Vanquis Credit card doing the 69.9 % apr. hellish. I would like to try applying for a new card asap with a better apr. Is this wise after just clearing debt or should I take the go for it…
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PPI for a Barclaycard
I have a Barclaycard with a balance of just under £4k which I'm paying off at between £200 and £300 per month. I've been employed on an annual contract for 7 years. I fully expect my contract to be renewed early next month. However, given the current economic climate, it would be foolish of me to automatically assume that…
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Meaning Of ''upto 56 days interest free''
Heya, i'm looking at taking out a capital one card, the capital one progress. I cannot get a 0% on purchases etc because i'm not eligable :( it says upto 56 days interest free. Does this mean that if i spend on it throughout the month instead of using my debit card then paying the balance off at the end of every month i…
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Final year student wishing for help on Credit Cards??? :s
Hi there Money Saving Experts, I am a final year University student and I'm in a very lucky position that I don't have a student loan, and no debt once graduating University. However, this also means I don't have a credit card / loan, or a good credit score also i presume? I was wondering if you could help me out with some…
