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credit cards abroad
Hi, I'm travelling abroad (gran canaria) on monday, and i need to get some spending money arranged. since this was a last minute holiday I don;t have time to apply for credit cards with best offers for use abroad. I currently have a Natwest Classic Credit card with 12 months interest free purchases, however, I read on the…
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Capital One World cashback card
Looking for a cashback card has anyone got this one? what are they like? is it worth going for?
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Credit Card dispute - please help
Hello all, Newbie here :) Please bare with me on this. I need your advice please :o I've got a problem with my credit card bank. In January I bought a set of 4 alloy wheels (used) for my car. I paid £200 (this is including £50 delivery) directly to the seller using credit card from Capital One. Before I made the payment to…
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CCJ Removal
Hi, I checked my Equifax credit report and i paid off a CCJ in full about 3 years ago and it is still on my credit report and not showing as "Settled" I called up the debt collection company asking for proof that the debt has been paid, they sent me a certificate (which i had to pay for £15 for). Do i send that to the the…
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Halifax all in one credit card
I applied for Halifax All in one credit card last week and the application was successful. They offered me 21.95% rate which is slightly higher than its standard/advertised 17.95% I just received the offer letter today that I signed and posted back to them. Just wanted to know who else got this card? and what is your…
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Letter template for offer to capital one
Hi there, I was hoping someone can help had a little look through the forums but couldn't really find anything. Ok, so I owe capital one £551.00 on a £500.00 limit card. After losing my job about a month ago, I am falling behind with payments. I want to write to them explaining my situation and that I am now in receipt of…
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new to the forum and want to claim back cc charges
hi all i have 3 credit cards 1 with vanquis nearly cleared £39.89 to pay had a arrangement on this so currently not paying interest 1 capital one master card owing £204 credit limit of £500 again not paying interest and capital one visa owing £332 £200 limit currently paying interest as they refused my offer of repayment.…
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Barclaycard platinum
.....Anyone not had problems lately? 0% period ending on dp card so he applied today for this card has been accepted etc Just wondering what the likely hood of not having a problem (ie them closing the account) is after reading a few threads? Would be fab if everything does turn out ok and we can continue to get 0%
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Paypal Credit Card (Formerly GE Money, now Santander) advice needed!
Hey there~ I'll cut right to the chase. I was hoping some of you could give me some advice with a problem I have with my former Paypal CC. I paid the card off and closed the account in August 2009. Or at least, I thought I did! decided to get my credit report recently and I noticed it shows as settled but is still active!…
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Capital One or Vanquis
Hi All, my OH has a pretty poor credit rating. He's up to date on payments now, has one credit card and an overdraft. However, previously (a number of years ago) he was late on a number of payments for cards now payed off. He has also tried to apply for loans previously to consolidate his debt but not being a homeowner,…
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barclaycard simplicity transfer
Hi all I am looking to get a 0% deal on a credit card with a low balance transfer fee. I currently have 3k on the above CC. How much will I look to save this way Im hoping to pay off in 18 month.
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Using Tesco Credit Card Abroad
Hi All, I'm going on hols in a few weeks (canary Island if that makes any difference!) and wondered if using my tesco credit card is advisable? i'll have some cash with me, I just want something extra as a back-up incase I need more and OH said he assumed we'd take credit cards and use them if needed. i've never had a…
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Halifax Clarity Reward Question
When calculating the £300 spent in a month, is this based on the actual transaction date or the date entered on the account?
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Is there life without a credit card?
Im in the early throes of a lbm and at the moment I do not ever ever want to use a credit card again - I cant be trusted and its taken me years to work that one out! I have 3 CC accounts, 2 of which I never use cos they're just about maxed out and the cards were cut up a long time ago. So that leaves just one which only…
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Discuss the 'Minimum repayments calculator'
Hi folks, This is the discussion thread for the MSE 'Minimum Repayments Calculator'. Minimum Repayments Calculator Please feedback on the tool in here or just discuss it between yourselves! MSE Alana
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m+s credit card application
I applied online yesterday for the above credit card. Today I've recieved an email to tell me that I'll recieve a decison in the post. Is this bad news..., thought It would have made more sence to just tell me in that email, atleast I'd know one way or another!!! Thanks
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Moving house and applying for new credit card
How long would you leave it after moving house to apply for a new card? We moved in January, so have now been at the new place 3 months. Changed all important addresses (bank/credit cards/insurances/utilities/car reg etc) within a couple of weeks of moving and registered on the electoral roll at end of March. I have a…
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Barclays phoning about someone else's debt...
Hope I'm posting in the right place! My partner and I have started receiving quite a few calls from Barclays debt recovery (googled the telephone number) asking for his ex-wife... She hasn't lived at this address for nearly 5 years, and even though we've told them that - and they tell us they'll update their records and…
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Equifax credit file nightmare
Hi all you wise folk out there, I am having a nightmare with my Equifax credit file. There are 4 RBS loan accounts registered to my file (but at an address at which I've never lived) with 3 out of the 4 defaulted. There is also a Lowell Portfolio telecommunication debt also registered (another default). These debts are…
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Next/kayes
Is there any reason why next have accepted me for a credit account but kayes wont? Do they not look at the same report/score?
