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HELP! Barclaycard unauthorised account closure
Hi Everyone, I have been a customer of Barclaycard for around 9 years now and recently got a new credit card with them. I used my 0% offer on a balance transfer and put close to £5000 on to the card. I closed my old credit card, with a different card number and name (as I am now married and the card was quite old due to…
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Curve Card
Hello! This is the discussion thread for the Curve Card Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Pulse Card payment due date
Had an email from Pulse Credit card which is run by Newday advising me that they are going to move the statement date and payment due date by 5 days but leaving the Direct debit date as it is now. It basically means that they will be taking the DD 5 days before the payment due date. Somewhat intrigued to find out the…
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Legal ramifications of spreading large cost over different credit cards
I’m about to make a large purchase. I have some credit cards offering 0% on purchases but none of them has a sufficiently high credit limit to cover the whole cost of the proposed purchase. None of the limits can be increased further. What is the legal position if I have a problem with the goods but I have spread the cost…
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Credit Reference Agency - Open Register/Full Register
Hi, I'm looking to sign up to register to vote to help my credit score, I would like to know if the credit reference agencies can access the relevant details for me if I opt-out of the Open Register? Thanks
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Section 75 - have I paid via credit card or Paypal?
Hi I've tried making a Section 75 claim on a closed credit card account. They say I used paypal to pay for the item therefore I have no Section 75 protection. My question is how can I tell if I used paypal or not? I can see the transaction in my paypal account - it says paid with Amazon credit card (which would've been a…
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Which 0% credit cards have a 1% minimum repayment fee?
As above. I know they all vary. Seems virgin expect 1% back per month. Do any others?
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S75 help
Just looking for some advice. I bought something from a company that has subsequently gone into liquidation. The company was based in America and I didn’t get the service that I paid for. I submitted a section 75 claim from the credit card provider and have received an email to state that a payment will be made to myself.…
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Balance transfer - possible to transfer to more than 1 new credit card?
Hi all, I'm in a bit of a pickle. I have a credit card with £3800 on it, of which the interest free period is up on 25/4.after doing the eligibility checker, I am currently only eligible to borrow £1200- £1500 from a new credit card. I wonder if it is possible to split the balance transfer over two new cards?Or of anyone…
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Mistakenly in Applying for Credit Card to Pay Off Paypal Credit - Some Questions
Hi, I am trying to get my finances in order before hopefully buying a house next year. This morning, my credit rating was listed as 'Fair'. I just applied for a 0% interest balance transfer for 20 months credit card with Barclays via Credit Karma, and requested a £1900 limit. I was approved and given a (terrifying!) £6500…
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Trying to clear PayPal credit
I’ve had my PayPal credit for a few years and the interest is far too high and I want to clear my remaining balance. I received a Halifax balance transfer credit card at 0% however because PayPal is not a traditional credit card with no card number or sort code, I’ve been unable to use the Halifax credit card to clear my…
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Virgin Credit Card Application
I applied for a Virgin Atlantic credit card. Eligibility check said I was pre-approved. Went ahead with the application on Friday and got a decline email today. I have good credit history, also a relatively high credit limit among my 6 credit credit cards, but without much ultilisation. What is likely the reason? Anybody…
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Uber One Membership - Auto Annual Charge £59.99
Hello, Can you please advise. I signed up for the uber one membership trial and thought I cancelled it in time. However, I have just discovered they charge me an annual fee for the uber one membership of £59.99. Can I get a refund as I did not willingly apply for this?
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Balance transfer & money transfer
I've got a new 0% credit card and done a balance transfer. The 0% rate lasts for 27 months. I was also thinking of a doing a money transfer from the new credit card to my current account. Again, the rate is 0%, but for 12 months. I assume if I do the money transfer, this doesn't affect my 27 month balance transfer rate? In…
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Monthly bill - company doesn't accept a credit card payments
Hello I am a newbie.. I wish to pay a monthly direct debit with my credit card in order to earn the points. However, the company in question doesn't accept CC payments... is there any way around this? Thanks Sazzoire
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Capital One increases
Hello how common are 4th statement increases with capital one now ive just had it come through but cant see anything its still the initial limit of £200 do they write to you or are you given the 30days notice thing yes i am aware not everyone gets them just curious if they will
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Did anyone get a sensible credit limit offer on the MBNA 0% card?
I've just tried applying for one of these and was offered a miserly £500 credit limit. Other cards I've had in the past have had limits in the low tens of thousands, and it's a fraction of my monthly income. Is the offer actually serious and have others received a sensible limit? I've got an 'excellent' score on Credit…
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Credit Balance Refund
Hi, a credit card I have is now positive after a refund. I’ve heard I should ask the bank for a ‘Credit Balance Refund’. Is this a good idea and it won’t have any adverse affect on anything please? It’s with NatWest. Thank you
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Balance Transfer To Credit Card
I am very sorry to ask this because I am not sure if this is possible or not so please bear with me because I am new to credit cards, etc :) I have got a Nationwide Member Credit Card, or a a MBNA Credit Card.. However my wife has just admitted something to me that I am totally shocked about.. She has got an Ocean Credit…
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New Card 0% Duration Help Please
Hi, I have been pre-approved for a new MBNA Balance Transfer CC using their eligibility checker 0% for 14 months. Using MSE Credit Card Eligibility checker, i have a 95% chance of approval, but it states below. 21 months at 0% if you’re pre-approved – or you could get 12 months at 0% if accepted but not pre-approved So my…