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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Here are the details below of the savings challenge @enthusiasticsaver and I have been running this year and will continue to run next year. This is the new Challenge thread for savers in 2026. The aim is to get more people saving throughout the year and this thread gives a space for people to record and track their…
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: To provide a list of the top regular savers currently on offer To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article which…
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How to Contact Barclays or Barclaycard
Is anyone with a Barclays or Barclaycard account able to use their Chat or Message service, either online or via the apps? I have had a Barclaycard account for years and recently a Barclays account (to get the switch offer) and I cannot believe that the only way I can get in touch is to call an 0345 number! Their "Contact…
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KRBS new online system
I am new, so please bear with..... I had a badly-timed hacking of my email so asked for my account to be blocked. Since 19 August i have been trying to get it back. It is apparently registered, but every attempt to log in results in error message. I have been speaking to to their call centre and logged in under…
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The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
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Best way forwards for keeping records for tax purposes & password protection
Hello! Given the odd few conversations here and there and a very helpful private message reply too, I just want to see what people's thoughts are on how best to keep tax records - especially for things like regular savers, 1-year fixed rate savings accounts, ISAs etc. I understand that the level of pedanticism we go to…
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H and L keeps logging me out
Hello this morning H and L keeps logging me out as soon as I change page on their website. Has anyone else got this problem?
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How many regular savers do you have? - The League Table
Welcome to this thread. This thread is intended to run alongside and complement the existing Top Regular Savers Discussion Thread and the Archived History Of Regular Savers Thread *** NO CHAT*** threads as a successor to the previous Being nosey... How many Regular Saver accounts do you have? thread. The central feature of…
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Great British Invest off or Passive V Active Updates
For those who are curious to compare their Passive or Active investment strategies I'm starting a new thread today with monthly updates (Bottom lines only in £). For details see https://forums.moneysavingexpert.com/discussion/5719517/great-british-invest-off-or-passive-v-active-discussion Monthly updates on portfolio…
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Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top Easy Access discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10, available to open & manage online, Easy Access accounts, with links. The purpose of this thread is…
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NS&I Guaranteed Income Bond - when do you start earning interest?
Question about opening one of these accounts… You need a debit card when you apply, which suggests that the cash will leave your current account when you apply. They they aim to have your account open in 7-10 days, so do you start earning interest immediately, or after 7-10 days when the account is opened?
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Spring 5% savings account
about to open and fund the above. it currently pays 5% but you can only put in up to £5000. It says interest will be paid on the £5000. I cant find out whether the monthly interest added which obviously takes the balance over £5000 do they still pay the 5% on the increased balance, the FAQ dont help.
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Ecology Building Society: Online access update
The Ecology Building Society have had a rather radical update to their online access and also have a new app. Once registered on the new system, all savings accounts now have their own sort code and account number (previously a 10 digit account number was quoted as a reference with any bank transfers into their main Co-op…
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Spring Accelerate app - problems
Lots of reviews award 1* because the app is basically rubbish. Some have had problems over many months. Some cannot get their money out because it is App only! Can Martyn have a word with Spring? The 5% rate is very attractive but not with these issues going on!
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Strategy for the next 8 - 12 months
Thinking out loud about how best to juggle maturing savings over the next few months, compared to short-term aims. My mortgage is down to about £2K after years of overpaying, and for the sense of achievement I'd like to fully redeem in the next month or few. It's at 3.99%. (Monthly repayment about £30). I have filled my…
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Tax Free Investment Options
I'm a 40% tax payer and I have +£90k that I need to do something with, if I leave it in my Chase account I will receive interest (not a great amount) but the amount I will receive will exceed my tax free interest allowance. As a result I have invested £20K in a Cash ISA which will be OK but the £20K limit will reduced in…
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Vanguard FTSE Global All Cap in ISA switch to ETF version?
Hello, I'm invested in the OEIC fund on Vanguard Investor. Has anyone just gone all out and swapped their entire holding for the ETF version yet? I mean all at once, rather than drip feeding large chunks "incase there is a large shift due to world events"? I'm aware pound cost averaging will cost £7.50 a purchase, but this…
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First Active
Knowing First Active is part of NatWest Group is a good reason not to touch it. I have had many problems with every NatWest Group account I have ever opened - such as not getting the interest rate that was advertised, not being able to close an account without jumping through endless hoops, etc.
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The Cashback for Bank or Investment Accounts Discussion Thread
What's included in this list? This is a list of cashback offers that might be of interest to forum users, focusing on: * Savings accounts including ISAs; other bank accounts may be included too * Investments including pensions, but note there’s already a related thread on the Pensions board * Offers you can get in addition…
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Premium Bonds Article Discussion Area
This thread is to discuss the Premium Bonds: Are they worth it? article Also see the Premium Bond Probability Calculator to discuss the calculator specifically see the Premium Bond Calculator Discussion. To take part, click reply.
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NS&I Fixed Rate vs Fixed rate savings, pros and cons?
So i have some spare monies built up doing nothing after maxing the cash ISA this tax year. Now seen the rates btwn NS&I and the next fixed rate for 1yr fix is very close. Wanted to ask what the pros and cons were, apart from the obvious that NS&I is backed by the treasury so probably beats FSCS, but im nowhere near…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
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