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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Non-Fault Accident – £200/Day Credit Hire, £850 Excess – Too Late to Go Direct to Allianz?
Hi all, I have just read this post and it made me bit worried because I think I might soon be in a similar situation so.. https://forums.moneysavingexpert.com/discussion/4759978/enterprise-courtesy-car-advice-needed/p2 I was involved in a non-fault accident last week hit from behind while stationary. The third-party…
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Multi Policy Travel Insurance
Hi all - Just a quick question. I am going travelling in October to 4 different countries over a 6 week period. I am not spending anymore than 2 weeks in one location before I move on to somewhere else. (Japan / Vietnam / Laos / Thailand). Would I be covered using annual multi policy type of insurance or would I need…
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Contents insurance on probate property
Hello, I hope someone can advise... We are currently in the process of selling our house and buying a family property that is going through probate. We are selling our property ahead of our onward purchase and moving in with my in-laws at the end of October, whilst we wait for probate to be granted (estimated mid-late…
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Merged: Travel Insurance Compensation
This discussion has been merged.
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Home insurance and bike theft
My home insurance is due for renewal next month. In February this year I bought an e-bike, and because it cost a lot more than the maximum bike cover in my home policy (£1400 compared to £500) I took out a stand alone policy with Cycleplan.The bike was stolen from my garage in June, and today Cycleplan have finally…
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Question on comparison site : is your property within 400m of a watercourse. Yes I do.
Also I live near the top of a very steep hill. Never been flooded. So whilst this questions answer will no doubt push the premium up why is there no nuance to the question I am forced to give? Almost as stupid as the many questions about types of locks. I’ve got three possible ‘main’ entrance doors all with different locks…
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Home insurance - claim - loss of appearance compensation
Hi all, I currently have an ongoing home insurance claim for a flood that occured. Two of the kitchen cupboard units have been damaged and the insurance company is stating that they are not liable for replacing them as it would mean replacing other parts of the kitchen. They have discussed loss of appearance compensation…
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NEED ADVICE/TIPS - House Insurance Claim [Subsidence]
Hi all, For over a year, approaching 2 years now, been going through a claim via our House Insurance 'Crawford & Co' for subsidence. The house is sinking, cracks are forming everwhere inside and outside and contact has been minimal from them. There first offer was worth 10k and we would have to source the work/builders…
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Car Insurance for a hybrid car
I have a nearly 4 year old BMW 330e hybrid car. Insurance seems higher for this type of car.. Are there any insurance companies that are worth trying for quotes? Have tried all the comparison sites already.
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Admiral Car Insurance
Has anybody had issues with Admiral refusing to deal with third parties? (And is this actually allowed?) Back in June, another driver caused an accident in which my car was written off. My insurers acted quickly and paid out, minus my excess, and they confirm the Admiral (the other party's insurer) have admitted liability.…
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Building insurance cover
My building insurance company has accepted my claim on the water damage caused by upstairs. Their third party contractor did the repairs by stained blocked the water stains and then painted (one coat) over the areas. However, the bubbling up areas can still be seen. I am trying to find out to what extend the repair should…
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Rescuemycar Car Breakdown Discussion
Hi, This is a feedback thread on car breakdown provider: Rescuemycar Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony
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Business Interuption Insurance
Hi All, Received a letter today from Woodgate & Clark saying they have been asked in light of legal developments, to re-look at my business interruption insurance claim, which was denied in 2020. They have asked me to provide dates when I was told to close and the date I was allowed to re-open.. No problem, but then they…
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Long term travel insurance - couple travelling to Australia
My daughter & her partner are going to Australia to work & travel for 10 - 12 months, with a possible trip to New Zealand while they are there. They don't live together here in the UK but will be travelling & living together for the whole trip. Should they buy individual travel insurance, or some sort of couple insurance?…
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Insurance company refusing claim
Hi I really need some help. I live in my parents house to care for them. This is the first time ive had to deal with the home insurance company as previously me Dad did it but he cant anymore. Basically, we had 2 blocked bathrooms (toilet, shower+sink) with water almost overflowing when we used any of it and drain gulleys…
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Holiday insurance
So I bought cover for my daughter for travel , an annual policy. my daughter now has elevated liver function tests results. she was having a routine medical prior to her job. she will probably need further investigations for this and we have told GP. we should go on holiday Tuesday and she is well in herself. if the…
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Travel Insurance - Undiagnosed condition
Hi, We are going abroad and want to sort travel insurance. Normally we get this as a couple and use one of the specialists as we both have health conditions. However, this year my partner is currently awaiting confirmation of a newly diagnosed condition (it takes many months of tests to confirm) and we cannot find any…
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Alternative Accommodation End Of Tenancy Clean.........Who should pay ?
Hi First timer here. To allow insurance works to be carried out on my home my family and I have been living for the past 8 months in leased Alternative Accommodation. During this time we have had regular inspections of the AA by the landlords agency concerning cleaning inspections and no issues flagged up. Now we approach…
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Virgin Money Club M Travel Insurance
Hi, my parents have pre-existing conditions (Dad has coronary artery stent and Mum has Diabetes-Type 2 and Ischaemic heart disease). They're going for a well-deserved break this year and have splashed out so for business class tickets. But the best travel insurance quote I have found for them is around £650 for the single…
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change of life insurance company
I took out life insurance with LV when I was 40. It has since changed to AIG, then recently, to Aviva. They say that my policy will remain the same and I have opted in for every type of cover including terminal illness, covid etc, to ensure my son gets the payout when I die one day. Anyone advise on if they actually do, or…
