-
New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
-
New domestic bank account - no switching
Hi, I'm new these parts. I've just moved in with my girlfriend and she wants us to have a joint domestic bank account to cover household expenses whilst we each retain our existing accounts for personal stuff. We'll do that with a different bank to either of our current ones (she's with NatWst, I'm with HSBC) Whilst we'll…
-
Santander Amazon opening offer x2
This post was inserted after an error by the Forum Team in order to put the posts back in chronological order
-
Nationwide declined £175 switch payment
Hiya all, I recently switched my current account to Nationwide and fulfilled as I thought all of the switch requirements. Deposit seven times required sum set up direct debits and used debit card a few times on line. They have now said I don't qualify as the debit card was used on line using the card reader they insisted I…
-
Lloyds switch offer 6 January to 3 February 2026
https://www.lloydsbank.com/current-accounts/switch.html * How to get the switch offer To qualify for the £250 switching offer (“the offer”) you must switch to a new Club Lloyds Account, Club Lloyds Platinum Account or Club Lloyds Silver Account using the ‘Current Account Switch Service’ to switch from a bank account held…
-
Santander £200 Switch Offer 10/11/25-TBC
Santander have launched a £200 switching offer. https://www.santander.co.uk/personal/support/current-accounts/switching Available to new and existing customers provided they did not hold a Santander current account on 1/1/25 or have received a switching offer from them previously. To qualify for the switcher offer you…
-
Nationwide buy out of Virgin Money - query Fairer Share payment
Hi Apologies if this has been asked before, I cant seem to find the answer re Nationwide taking over Virgin Money from April 2026. I have current and savings accounts with both banks, and have for some time now. I understand Virgin will just trade much the same as now. I am querying 1 if customer's of Virgin Money will…
-
Santander - Fraud Reimbursement
In July 2025, I made a bank transfer of £4,000 to a travel agency for flight tickets. The agency had an office which I was able to visit and I was provided with an invoice. I never received the tickets and the office was closed some weeks later. I later found out this was a scam and hundreds of people were victims of fraud…
-
Hsbc online login
Hi Usually when you go on their website to login to online banking it asks you to generate a code from your mobile app. But now it asks you to login to the app and scan a QR code that appears on the website. I have tried scanning the QR code several times but nothing happens... Anyone else had this issue?
-
Joint account switch
Hi all, Our Santander joint account is just a normal everyday current account since it was changed from the old 123. Therefore wanting to switch to a NatWest one for the switching bonus and the cashback. To open a NatWest joint account you must first open a sole account and then add the second person later on, however it…
-
Lloyds switch for up to £500, 24 February to 30 April 2026
Switch to a new Club Lloyds for £200, or Lloyds Premier for £500. Open a Current Account Online | UK Bank Accounts | Lloyds https://share.google/6K20M5Iy0knuEbtVi https://www.lloydsbank.com/current-accounts.html £200 Club Lloyds switch offer Terms & Conditions. To qualify for the £200 switching offer (“the offer”) you must…
-
Club Lloyds Current Account £5 fee
Looks to be a wider issue this month. Two in this household have had the fee debited and not recredited even though the £2k credit was made. You may want to check.
-
Will opening new accounts + multiple bank switches hurt my credit score at 22?
Hi, I’m 22 and trying to get smarter with managing my money. Up until now I’ve only ever had one Monzo current account and debit card. In uni I opened a Nationwide student account for the switch offer, but never used the account. I’ve never had loans, overdrafts, credit cards, or missed payments. My income situation has…
-
Santander open banking payment limit
hi, does anyone know if the payment limit for open banking is £25k per transaction (max £100k per day) the same as faster payments? Thks
-
Coop App Login
Hi Anyone having problems logging in with the coop app? Cheers
-
Odd NatWest online and app banking
I have both the NatWest online banking and the app. I have large limits on both and I have regular payees set up. Today on online banking it wants me to use the card reader for every payment of any size to registered payees? Tried multiple times with different registered payees but still wants the card reader. The app will…
-
I want to switch banks but I feel I am locked in unfairly!
We currently have a fee-based Platinum account with NatWest that offers travel insurance etc via its membership services. In December when our policy renewed we took out medical upgrades, age upgrades and upgraded cancellation cover - almost £400 in total [on top of the monthly fee for the bank account]. I think we had…
-
£10 Amazon gift card for opening a Santander savings account (09/12/2025 to 18/12/2025)
Get a £10 Amazon gift card for opening a Santander Edge Saver, Easy Access Saver, Limited Access Saver, Fixed Term Saver, Fixed Term ISA or Easy Access ISA. OFFER HAS ENDED. What you need to do: 1: Use this LINK (taken from MSE, other affiliate links are available - I've listed the Top Cashback affiliate links in this…
-
Euro cheque
The French Tax Man is going to send me a Euro cheque. How can I cash this in the UK please, NB tax man will not pay the money any other way. Thanks Allen
-
30p direct debit query
Switching from chase to nationwide using the 30p dd website. I am only doing 30p. Does this still qualify for bank switches? It is not clear on the site. It does say 60p is
-
Barclays Switch - BE AWARE
I’ve just opened a Barclays premier account through the app to get their current switch bonus. A requirement is that you transfer in minimum £4000 either within the switch process or as a separate deposit. So I transferred £9000 on payday to meet the criteria. I then went to move some of this money into a joint account to…
