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Transfer Tembo to Monument
Hi, Is it possible to transfer a cash ISA from Tembo to Monument? They (Tembo) do not appear on Monuments list of providers when I go to set up the transfer. Thanks in advance, chaotic_j
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Santander ISA
Hi all, with this ISA, can you apply, open and fund all online, or does it involve sending forms off? I normally use app based ISA's like T212. At the end of the term, can you transfer it to another ISA online or will it involve a call/visit to a branch? Thanks
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Best Cash Isa rates
Hi. Looking to ensure the best place for the cash as the new tax year is looming large, and I see the best rates - Trader 212 and Leeds BS are similar to Chip's rates, but Chip is nowhere to be seen in the table. Is there a problem with Chip that would exclude them from the table?
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are there any companies accepting online electronic transfers from trading 212
My introductory rate has now ended and i want to transfer my existing ISA. I also note that some companies rate for a transfer is less than a new isa. is it possible to transfer an isa to a new provider and at the same time set up a new isa as a new isa with a new provider to benefit from the higher rate. i have put in…
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Trading 212 cash ISA bonus clarification
Just wanted to clarify that fior my son to get the 1.02% bonus on top of the 3.6% advertised rate it required him to enter an MSE related code. This is not obvious from the MSE webpage which just mentions can apply online or via the app (my son did the latter). If he had used the website link then it would have been…
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compensation for LF Woodford Equity Income Fund
I had invested in this via the Bestinvest platform, what is the process by which compensation is paid and how much?
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Removing/Returning cash from a flexible ISA and starting new ISA in same tax year
Hi, I have a Zopa flexible ISA that allows me to return cash I have removed from it as long as the transactions are in the same tax year. If I remove cash from this ISA can I still return the removed value even if I open a new ISA with a different provider (to the full £20k amount say) in the same tax year? ie in Tax year…
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Does anyone have any experience with Prosper for a Cash ISA?
Their new rate seems to be very good: https://www.moneysavingexpert.com/savings/best-cash-isa/#topeasy No transfers in, rate drops after 1yr Prosper - for new customers only , 4.7% - 2.78% variable + 1yr 1.92% 'Prosper boost' - No transfers in - Min. £10,000, Max. £20k a yr- Open via app- Interest paid: monthly (bonus paid…
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Moneybox ISA confusion
Just decided that today I would open a MoneyBox ISA as overall it's the best one to bring my other lower paying ISAs into and top up with my allowance, this combining all I to one pot at 4.43 (for now). However when I went to the app just now I got a confusing message. It said the window for opening a 26/27 ISA was closed…
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New Money & Transfers
Having looked at the newsletter, there are some really good new ISA's for new money… which I will look to do, but then what do I do with my existing ISA? I think MoneyBox rates will drop and the new ISA's with the good deals either won't accept transfers or if they do, they will be lower rate. Don't really want to keep…
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My Santander ISA is maturing this December - oh what to do now as I have new cash to invest
Hi. Can anyone help. I started a 1-year fixed term cash ISA with Santander in late Dec 2025. It matures in early Jan 2027. I started it with the full £20k allowed and it has 3.8% interest fixed for the year. Now the new tax year for 2026-2027 has started, I have another £20k that I want to put into an ISA (again, fixed…
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Prosper Advice
From what I can see, you enter PROSPERCASH as the offer code before opening and ISA, deposit £10k or more and then after 6 months, they credit the ISA with £100? Is that right? Is Prosper as trustworthy as T212 and Moneybox? Thanks
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Non-funded ISA closure - does it count?
I opened a new ISA intending to fund it, but changed my mind. Spoke to customer services, who closed the new ISA account for me, with no money in it. Have I now wrecked my chances of opening another new ISA this year? Or does it have to be funded to count as using your ISA allowance?
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Having 2 ISA's with Nat West
I already have a 1 year fixed rate ISA with Nat West. I opened it at the end of last year & it matures in January 2027. Nat West say on their website "You can open and subscribe to one Cash ISA (Cash ISA or Fixed rate) with us per tax year". I realise that the previous ISA was opened during the previous tax year, but it…
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Trading 212 Cash ISA transfer out
Anyone have recent experience transferring out of T212. I’ll happily transfer to a low rate cash isa to move to a bank that is then easy to move from at a future date.
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Plum ISA
Can someone explain this to me please? The 2.54% base rate is paid monthly and your are protected by the UK’s FSCS safety scheme, as Plum holds your savings with Lloyds Bank, Citibank, QNB and BBVA. For more on this see Are my savings safe? The 2.03% bonus is calculated daily but only paid after one year. It’s not FSCS…
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Zopa boosted Access ISA pot - flexible loophole?
Zopa is offering a 0.5% boost for opening a new Access ISA pot before 5 May I already have an ISA with them, and have added the pot but I can't transfer money from existing pots to the new boosted rate - the app goes through the motions but gives an error at the final step. The terms on their website say "You can deposit…
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transferring a Trading 212 cash ISA to another provider in the 2026/2027 tax year
does anyone know of a provider which will accept a transfer in from a Trading 212 cash ISA? I tried 2 of the providers recommended in the MSN website; both have lists of the ISAs that they'll accept, but neither of them include Trading 212 in their lists.
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New Cash ISA
I have been looking for a new cash ISA for 2026/27. My starting point was the MSE top cash ISA list. Unfortunately, the MSE rating is mainly based on interest rates. As soon as I started reading the small print I realised there are many hidden issues and catches:- For example, FSCS limits that may not apply because the…
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T212 New Customer Promotion as a previous customer
Hi all I have previously been a T212 Cash ISA customer but never used any of their promotional rates. I closed my account last year so they no longer recognize me as a customer. Their new 5.6% rate is exceptionally good, however reading the T&C it says if you were a previous customer it makes you ineligible. On signing up…
