-
ISA from different years in one pot
I have three ISAs with one bank, Zopa. One matured and went to instant access. Tried to transfer to a different bank with a higher interest rate. Apparently I can’t move the instant access one without transferring my other two ISAs which are fixed term. So I would lose 90 days interest on both of them. This is apparently…
-
T212 and new tax year?
Hi, I opened my first ISA with T212 in March 26 with the full allowance, now I have a new allowance, is it best to add it to the already opened T212 or do I need a completely new provider Thank you.
-
Tembo Money Cash ISA Advice
I'm thinking of opening an ISA for this year's tax year with them. Looks to be unlimited withdrawals but not flexible. Is this similar to Moneybox in how it works? All online and transfers electronically? Have there been any issues transferring from Tembo to another provider? Thanks
-
Help with recent new rules on cash ISAs please
Hello, I want to take advantage of the Santander 1yr fixed rate cash ISA @4.5% with the £50 gift card for transferring from a different provider. . I only want to transfer £10,000 across and know that the original account needs to be closed via the transfer process. I have a few flexible ISAs with Virgin Money, but most…
-
Cash ISAs paying in - best rates help
Hi all, I currently have a t212 cash isa , the intro rate will soon fall to 3.60% this month I am a bit overwhelmed but trying to navigate, hence seeking pointers/advice to look at please 🙏 Some isa providers have reduced transfer in rates eg Plum transfer in - 4.08% not their 4.61% advertised. I’m a bit confused by this-…
-
Stocks & Shares ISAs
Hi! This is the discussion thread for the Stocks & Shares ISAs guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
-
ISA allowing partial transfers in question.
I have a substantial S&S ISA with Interactive Investor, and I am looking at selling around 60k worth of stock to keep the cash under the ISA umbrella. I've spent hours trawling through different ISAs to find a provider which will allow partial transfers in. I thought I had it sorted when looking at the Santander 4.5%, plus…
-
Trading212 Cash ISA transfer out
I have a trading212 cash ISA which I have requested to be transferred out (via the new provider). According to the trading212 help they would notify me and ask for approval, neither of which has happened yet after a week. I tried asking their online help on chat but they are not answering which is another issue. Has anyone…
-
Transfer Cash ISA away from Zopa
I'm sure people have had issues with this in the past so wanted to check I am doing things right. I find the Zopa "pots" arrangement all very confusing. I have a Zopa ISA Savings pot - this was a 1 year fix which is about to mature, and I wish to transfer it somewhere else. I also have a non-ISA regular access pot which I…
-
Zopa transfer out issue
Hi, I'm trying to transfer a Zopa cash ISA out to a new provider (Tandem). My problem is that Zopa don't seem to provide any identifying information for the ISA (no account number, sort code, or roll/reference number). Tandem's suggestion was to use zeroes for the first two, and NI number for the reference, but this has…
-
Consolidating ISAs?
Due to receiving a small inheritance in stages last year, I have the following ISAs which all mature at different dates between now and the end of June, £6950 in serve and protect CU, matured £5031 Coventry BS matures 31st May £3500 Nat west fixed rate iSA matures 25 June I also have £10893 in Leeds BS 3 year fix matures…
-
Trading 212 Cash ISA - Best rate for new customers only
Has anyone on here who had previously benefited from a boosted introductory rate for a cash ISA with Trading 212 successfully managed to sign up again and got another boosted rate and if so, how did you manage to do it? Obviously you can use a different email address but ultimately your name and NI number would have to be…
-
ISA flexibility: withdrawing current tax-year subscriptions and replacing elsewhere
Is my understanding of new government legislation correct? I deposited £15k into a flexible ISA this tax year (bringing my allowance down to £5k) I withdrew £15k from this ISA this tax year (restoring my allowance to £20k) I can now deposit a total of £20k into ANY ISA of my choosing (not just the ISA I made the withdrawal…
-
Anyone successfully using the Monument app on an iPad?
I would like to apply for a Monument cash ISA using my iPad Pro. It is at the latest iOS version. I use it to host all my other eBanking apps. I am aware that the app FAQs on the Monument website state "We do not recommend installing the Monument app on a tablet device." All goes smoothly in the setup until I reach the…
-
Transfer Tembo to Monument
Hi, Is it possible to transfer a cash ISA from Tembo to Monument? They (Tembo) do not appear on Monuments list of providers when I go to set up the transfer. Thanks in advance, chaotic_j
-
Santander ISA
Hi all, with this ISA, can you apply, open and fund all online, or does it involve sending forms off? I normally use app based ISA's like T212. At the end of the term, can you transfer it to another ISA online or will it involve a call/visit to a branch? Thanks
-
Best Cash Isa rates
Hi. Looking to ensure the best place for the cash as the new tax year is looming large, and I see the best rates - Trader 212 and Leeds BS are similar to Chip's rates, but Chip is nowhere to be seen in the table. Is there a problem with Chip that would exclude them from the table?
-
are there any companies accepting online electronic transfers from trading 212
My introductory rate has now ended and i want to transfer my existing ISA. I also note that some companies rate for a transfer is less than a new isa. is it possible to transfer an isa to a new provider and at the same time set up a new isa as a new isa with a new provider to benefit from the higher rate. i have put in…
-
Trading 212 cash ISA bonus clarification
Just wanted to clarify that fior my son to get the 1.02% bonus on top of the 3.6% advertised rate it required him to enter an MSE related code. This is not obvious from the MSE webpage which just mentions can apply online or via the app (my son did the latter). If he had used the website link then it would have been…
-
compensation for LF Woodford Equity Income Fund
I had invested in this via the Bestinvest platform, what is the process by which compensation is paid and how much?
