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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Here are the details below of the savings challenge @enthusiasticsaver and I have been running this year and will continue to run next year. This is the new Challenge thread for savers in 2026. The aim is to get more people saving throughout the year and this thread gives a space for people to record and track their…
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: To provide a list of the top regular savers currently on offer To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article which…
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Which is best TRULY INSTANT access account or cash ISA
Currently have cash ISA with Tembo whic I am very unhappy with due to them having 2 working days delay in processing withdrawals and also them not providing instantly available bank statements. I am looking for either regular instant access savings account or an ISA without the above mentioned nonsenses. Also not keen…
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The Cashback for Bank or Investment Accounts Discussion Thread
What's included in this list? This is a list of cashback offers that might be of interest to MSE forum users, focusing on: * Savings accounts including ISAs; other bank accounts may be included too * Investments including pensions, but note there’s already a related thread on the Pensions board * Offers you can get in…
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Transfer to II - How Long?
I know this will vary depending on volume and possibly individual fund and certainly on the sending platform but would anyone have any recent experience of transferring an ISA or GIA to II please? In my case it would be from IWEB/Scottish Widdows.
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Good savings account that does not include ATM card
I have a gambling addiction and am looking to put my savings in an account that does allow cash withdrawals from an ATM. Have spoken to chase earlier and they can't put restrictions on my debit card so can easily obtain £500 per day which I have done recently. Any help would be much appreciated. TIA.
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HMRC Attitude Towards Taxing of Fixed Term Savings Accounts
My wife and I were under the impression that if one was to opt for a fixed term savings account where you opt to have interest paid at maturity then interest earned would from this account only be considered as income in the tax year when maturity occurs. We understand that savings providers have a duty to report to HMRC…
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Freetrade 1% Cashback on S&S ISA Transfer.
ISA Transfer was completed abouta month ago and the offer rewards tab on their app shows this … Has anybody else completed the transfer and hsve a tick for point 2 above? Transfer is definitely covered for the offer…
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What Lessons Learned?
We are now two weeks into the latest bout of markets upheaval and doubtless some are fretting. We recently had a lengthy discussion about the merits of selling USA and buying Asia/EM plus separate discussions about derisking portfolio's because of a potentially overvalued Tech Sector. Within the context of those topics,…
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Investing for retirement
Thank you for all the replies to my previous posts so far and had helped me to reach this stage. But I am still nervous about investing and it’s finally time to invest. (I had used an IFA for a long time.) With 12 years till SP age which will give me a little more to spend. I have an old work pension worth about £100,000…
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Are Cahoot Simple Savers closeable at weekends?
Ideally, I'd like to close my Cahoot Simple Saver account on April 5th and get the interest for it then, and then use the money to open an account with a different provider, who pay interest on the account anniversary, on the 6th April - pushing the future interest into the 27-28 tax year. But … April 5th is Easter Sunday.…
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Edge Saver Problems?
##resolved## A bit of a strange one, I’ve tried to transfer out a bit of cash this morning from my edge saver account and the app doesn’t bring up the account as an option on the pay screen. Do other people have the same problem? I can see the account in my account list, and I can see the transactions. But then go to pay &…
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My S&S diary - investing from February 2026
After sitting to learn about investing into the stock market, I finally jumped in. The 6th of February 2026. I am writing the diary for myself to remember the journey. I could see that I, probably the same as others, tend to only feel comfortable to tell others about what we do, when we are doing fine with S&S, and choose…
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YBS and withdrawal days
Hi Just mentioning in case anyone else thought the same as i had. When YBS mention withdrawal days I took it to mean it was just one withdrawal allowed on each withdrawal day for the particular account. However when in the branch the other day I was informed that in fact if you can make 2 or more withdrawals on the same…
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Woodford compensation and No Win No Fee fees
I joined the class action with Harcus Parker for redress from the Woodford catastrophe which to cut a long story short was not heard in court and instead redress was made via FCA. I received the compensation which was a small fraction of what was lost and was very surprised to receive a bill from Harcus Parker for almost…
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Cynergy Online Easy access Account 4.22%
just opened their latest easy access account which pays a bonus for a year, so ditch and switch in 12 months unless something better comes along. Unlimited withdrawals unlike Coventry. Have used Cynergy for years with no issues.
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General Discussion and Whimsical Banter
It was only a matter of time. Personally I've never minded the off-topic comments in the main threads to discuss top easy access and regular savings accounts, but I can see it's becoming a greater problem given that there just isn't a whole lot going on in the top end of the savings accounts market right now and possibly…
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S+P 500 (Vanguard)
Hi there- Does anyone have any advice about the S+P 500 (Vanguard) 14.26 5yr AAR or have already signed up. It has been offered to me via my Chip account- I am a newbie to investing so don't know very much at all but would like to grow my money rather than it sitting in 1 or 2% interest bank accounts. Any advice or…
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ISA's now been taxed over £20,000
Hi, is it the case now that the government is starting taxing ISA's over 20,000 in some circumstances if there are moved from one ISA provider to another, that is the interest will not be protected from tax relief? Thanks for any help
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Being nosey... How many Regular Saver accounts do you have?
For ease of finding the RS League Table that Bobblehat compiles, I've added it to this 1st post. The updates will appear here periodically rather than embedded in the thread and a post will be made to the latest page to announce an update. Please send your data as usual and it will appear in the next update when it's…
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Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top Easy Access discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10, available to open & manage online, Easy Access accounts, with links. The purpose of this thread is…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
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