The Cashback for Bank or Investment Accounts Discussion Thread

OwnedByACat

What's included in this list?

This is a list of cashback offers that might be of interest to forum users, focusing on:

• Savings accounts including ISAs; other bank accounts may be included too

• Investments including pensions, but note there’s already a related thread on the Pensions board 

• Offers you can get in addition to bank switching bonuses, but bank switches are covered on a main MSE page and discussed on the Budgeting & bank accounts board

The associated cashback "No Chat" thread is here for those who just want the announcements.

What do you mean by cashback?

Money that you receive to sign up or open an account either from a financial institution, through an affiliate link or via a cashback site as described by MSE here 

You can get paid to join these sites and there are free membership options; check if there’s an offer to sign up to TopCashback (TCB from now on) or Quidco via MSE.

Please note that these sites take time (can be months) to pay out and the offers sometimes do not track properly, in which case you need to raise a ticket.

What’s not included on this list?

Refer-a-friend offers, as these aren’t allowed on this site so Google for one. 

All the offers on TCB and Quidco or any that appear not to track well from user reviews.

Offers that aren’t good value for money.

What do I do if I see an offer?

If you notice an offer that isn't already listed then post a message on this thread and/or on the “No Chat” thread. Alternatively, start a separate thread if you prefer.

Does a listing for a "new customer" offer mean it's a good deal, and that I should join now?

This is just a list of current offers. There's no way to tell whether there'll be a better new customer offer in future.

Could I lose money by doing an offer?

With savings, bear in mind that you could earn less through cashback than with a higher interest rate elsewhere. 

With investments

• Bear in mind you could lose money both on the investment and through fees
• If you have to invest, try to choose a product like an exchange-traded fund (ETF) rather than an individual stock 
• If you’re just doing an offer for cashback, open a stocks and shares ISA (S&S ISA) or general investment account (GIA) rather than a self-invested personal pension (SIPP)

Things to note

Always read the terms and conditions—it won’t be possible to summarise them all in this post and there are bound to be mistakes. 

Please note an entry in this list does not equal an endorsement.

In case you were unaware, this board also hosts discussion threads for Easy Access and Regular Savers which complement this thread.

And without further ado

MSE OFFERS

Link for next four offers:

https://www.moneysavingexpert.com/savings/stocks-shares-isas/#cashback 

New customers to JPMorgan Personal Investing who invest at least £1,000 for at least six months can get £100 cashback via MSE. Cashback will be paid within 55 days of the six-month period ending 

New customers to IG can receive £40 in US shares for opening a S&S ISA and investing at least £200 until 28/02/27. Cashback paid by 31/03/27.
NB: There are other IG offers

Open a Santander S&S ISA and invest at least £300 to receive a £50 Amazon voucher. Investment must be kept for three months
NB: There's also a different offer via TCB

New customers to Quilter Invest can receive £50 and fees waived for opening an S&S ISA and depositing at least £500 via MSE. The money must remain there for six months although doesn’t need to be invested. Cashback paid within 60 days

NB: there's a different Quilter offer via TCB

Also:

New customers opening a Zopa Biscuit current account via MSE can get up to £54 a year cashback from direct debits. Link here

New customers to investment platform eToro can get £50 in free shares via MSE by making a first deposit of £200 and holding for 90 days. Link here

New customers to Revolut can receive £20 after signing up, either via this MSE link (£20 spend) or this offer (£1 spend) 

OFFERS ENDING SOON

Deposit or transfer at least £20,000 into a fixed rate cash ISA with iFast Global Bank and receive at least £100 in cashback (up to a maximum of £500 for £100,000). Cashback will be paid into your iFast current account at the end of the fixed rate term; offer ends 15/09/26; link here

Transfer at least £5,000 in pensions or S&S ISAs to NatWest and receive at least £50 in cashback (put to £5,000 for £500,000). Transfers must be from outside the NatWest group; cashback paid 08/03/27; offer ends 18/09/26. Link here

OTHER OFFERS

New customers to Hargreaves Lansdown Active Savings can receive at least £10 in cashback for depositing at least £5,000 (up to a maximum of £150 for £75,000). Cashback paid within six months; link here, T&Cs here

New customers to fintech app Plum can get £15 via TCB for opening a cash ISA and depositing £150; link here

Santander current account customers can receive £16 for opening a regular saver via Quidco. Link here
NB: all previous Santander offers have also been available through TCB for a better return

New customers to investment app Lightyear can get a free stock worth from £10-£100 by depositing £100. The stock or its value must be held for six months. Via MatchMyBroker, link here or Boring Money

New customers to investment app Freetrade will receive a free share worth £10-£100 by depositing or transferring at least £50. Via Money to the Masses; link here

Open a Santander Everyday Current Account via TCB and receive £20 (can be combined with a bank switch); link here
NB: There are other Santander offers. If you've closed the account then you could try again via Quidco

New customers to PensionBee can get £50 for opening a pension. Offer ends 31/12/26, link here, T&Cs here

New customers to IG can get at least £50 in free US stocks (up to a maximum of £600-£1,000, 1% chance) by investing at least £500 and holding from 01/10/26 to 31/12/26. Invest by 30/09/26; link here

Barclays current account holders can receive at least £50 for making an ISA transfer of at least £10,000 (up to a maximum of £200 for £100,000, or £600 if you have a Premier current account). Offer ends 26/11/26; cashback paid into current account by 22/02/27. Link here, T&Cs here

New customers to Trading.com can receive £50 non-withdrawal credit for creating and verifying an investment account and depositing £50. Place a trade within 90 days and hold an investment for three months; one use per IP address. Link here; T&Cs here

NB: There’s also an offer for deposits

New customers to eToro can get at least £40 for depositing £500 (up to a maximum of £500 for £10,000) via the Investors Centre. Must hold for 90 days; link here

New customers and existing ones who don’t hold a Wealthify investment ISA can get at least £50 for opening this product and transferring or depositing at least £5,000 (up to a maximum of £1,500 for £200,000). Register by 17/12/26; you must remain invested for 24 months after registration; link here; T&Cs here

Receive at least £55 in US fractional shares from WeBull for funding your first GIA or ISA with a single deposit of £500 and maintaining it for 60 consecutive days. Reward claimable within two business days after the 60 days and must be claimed via the app. Link here, T&Cs here

Open an S&S ISA with Santander via TCB and receive £75 after investing £100 or £20 a month. Link here

New customers to JP Morgan Investing (formerly Nutmeg) can get £75 via TCB for investing £5,000 or at least £500 with a monthly Direct Debit of £100 for at least two months. Alternatively, sign up directly for Avios points. Link to TCB offer here; link to Avios offer here

Transfer at least £5,000 in pensions to JP Morgan and receive £50 cashback or 5,000 Avios points (up to a maximum of £2,000 or 200,000 Avios points for £200,000). Initiate transfer by 26/11/26 and remain invested until 26/11/27, reward within 60 days of the latter date. Link here

New customers to IG can get 1% cashback (up to a maximum of £250) by transferring at least £10,000 in investments and holding until 31/03/27. Transfers must complete by 30/11/27; cashback credited to GiA by 30/04/27; link here

Open a new S&S ISA with Quilter and deposit at least £1,000 to receive £100 in cashback via TCB. Fund by lump sum within 30 days of opening; funds must remain for at least four months; account fees apply; link here

Transfer at least £20,000 in cash or investments to Charles Stanley Direct Online Investing Platform to receive at least £300 in cashback (up to a maximum of £1,500 for £200,000).  Link here

Transfer at least £20,000 into a Lloyds SIPP or ready-made pension and receive at least £250 cashback (up to a maximum of £5,000 for £2m). Remain invested until 31/05/27; cashback paid by 30/06/27. Link here

Transfer at least £25,000 in the form of a GIA, S&S ISA or pensions to CMC and receive at least £250 in cashback (up to a maximum of £2,000 for £500,000). Offer ends 9/10/26; link here, T&Cs here

Transfer or deposit at least £40,000 in pensions to a Fidelity SIPP and receive at least £250 (up to a maximum of £2,500 for £1m). Offer ends 9/11/27, cashback paid within 90 days. Link here

wmb194

OwnedByACat said:

The cashback website TopCashback is giving you £25 for opening the Cahoot Simple Saver, among other banking and investment offers. Assuming there's anyone on the boards who doesn't already have one...

The Sunny Day Saver as well.

sheffieldeagle

Thanks to the OP for this. Great Spot.

flaneurs_lobster

wmb194 said:

OwnedByACat said:

The cashback website TopCashback is giving you £25 for opening the Cahoot Simple Saver, among other banking and investment offers. Assuming there's anyone on the boards who doesn't already have one...

The Sunny Day Saver as well.

..and if you already have both can you get cashback on extras?

DodgerPot

Fab just opened (another) Sunny Day via TopCashback 
Thanks for the heads up on that offer 

DodgerPot

Always check TopCashback first before opening accounts 
Santander have £20 cash back currently 
First Direct £60 for opening new 1st Account 
TSB £20-40 

Ch1ll1Phlakes

DodgerPot said:

Always check TopCashback first before opening accounts 
Santander have £20 cash back currently 
First Direct £60 for opening new 1st Account 
TSB £20-40 

The First Direct account can also get the switching bonus (currently £175) so a total of £235 if eligible.

Rheumatoid

DodgerPot said:

Fab just opened (another) Sunny Day via TopCashback 
Thanks for the heads up on that offer 

Did you log on to cahoot first?

Has TCB tracked?

wmb194

Rheumatoid said:

DodgerPot said:

Fab just opened (another) Sunny Day via TopCashback 
Thanks for the heads up on that offer 

Did you log on to cahoot first?

Has TCB tracked?

No, just click on the link and apply. Cahoot/Santander is good at matching your details to an existing online banking profile if you have one. Mine tracked with TCB not very long after I opened the account and it's visible and funded in Cahoot's online banking.

flaneurs_lobster

wmb194 said:

Rheumatoid said:

DodgerPot said:

Fab just opened (another) Sunny Day via TopCashback 
Thanks for the heads up on that offer 

Did you log on to cahoot first?

Has TCB tracked?

No, just click on the link and apply. Cahoot/Santander is good at matching your details to an existing online banking profile if you have one. Mine tracked with TCB not very long after I opened the account and it's visible and funded in Cahoot's online banking.

...just to add that the payout forecast is 12 weeks hence.

arfster

Nice - wonder if you can do both cahoots :-)

Can confirm TSB via quidco gives a little extra on top of the switch bonuses