The Cashback for Bank or Investment Accounts Discussion Thread

friolento

It's a great offer for those who still haven't filled their Cahoot boots. I for one will pass on it, for two reasons

1. I don't want Cahoot/Santander staff to look at my Cahoot accounts
   
   
2. after years of being a really happy TCB customer, and having made thousands in my TCB account, I have recently stopped using them altogether as they routinely declined paying out even tracked purchases, giving non-sensical excuses as the reason

Good luck to all those applying.

arfster

DodgerPot said:

wmb194 said:

Rheumatoid said:

DodgerPot said:

Fab just opened (another) Sunny Day via TopCashback 
Thanks for the heads up on that offer 

Did you log on to cahoot first?

Has TCB tracked?

No, just click on the link and apply. Cahoot/Santander is good at matching your details to an existing online banking profile if you have one. Mine tracked with TCB not very long after I opened the account and it's visible and funded in Cahoot's online banking.

Can I ask has yours tracked as Cahoot on TCB?
I have a Santander showing as pending couldn’t understand why so 

Mine tracked as "Santander Edge® Explorer current account", for whatever reason

Got emails from cahoot though.

winkowinko

I'm new to topcashback (I know that's not very MSE), but have just successfully opened a simple saver, and can see the £25 balance in my topcashbank account.

It says the estimated payout is 12 weeks. Is this normal? Will it automatically be transferred to my bank account, or will I need to move it manually?

DodgerPot

arfster said:

DodgerPot said:

wmb194 said:

Rheumatoid said:

DodgerPot said:

Fab just opened (another) Sunny Day via TopCashback 
Thanks for the heads up on that offer 

Did you log on to cahoot first?

Has TCB tracked?

No, just click on the link and apply. Cahoot/Santander is good at matching your details to an existing online banking profile if you have one. Mine tracked with TCB not very long after I opened the account and it's visible and funded in Cahoot's online banking.

Can I ask has yours tracked as Cahoot on TCB?
I have a Santander showing as pending couldn’t understand why so 

Mine tracked as "Santander Edge® Explorer current account", for whatever reason

Got emails from cahoot though.

Thanks that’s how mine is showing on TCB pending 
I’ve had email confirmation from cahoot that acount is open 

friolento

winkowinko said:

I'm new to topcashback (I know that's not very MSE), but have just successfully opened a simple saver, and can see the £25 balance in my topcashbank account.

It says the estimated payout is 12 weeks. Is this normal? Will it automatically be transferred to my bank account, or will I need to move it manually?

Very normal for cahback sites. You also don't have the payment guaranteed until it's in your bank account. You must manually request payout.

https://www.moneysavingexpert.com/shopping/cashback-websites/

tg99

friolento said:

It's a great offer for those who still haven't filled their Cahoot boots. I for one will pass on it, for two reasons

1. I don't want Cahoot/Santander staff to look at my Cahoot accounts
   
   
2. after years of being a really happy TCB customer, and having made thousands in my TCB account, I have recently stopped using them altogether as they routinely declined paying out even tracked purchases, giving non-sensical excuses as the reason

Good luck to all those applying.

Re 1. Wouldn’t the Cahoot account opening and cashback tracking be automatic as like a usual opening of an account so unlikely that any staff would be looking at individual account applications and cashback awards?

nigelholl2

winkowinko said:

I'm new to topcashback (I know that's not very MSE), but have just successfully opened a simple saver, and can see the £25 balance in my topcashbank account.

It says the estimated payout is 12 weeks. Is this normal? Will it automatically be transferred to my bank account, or will I need to move it manually?

In addition to the fact that you do have to manually request, which has already been answered

Recently they have started emailing me when a cashback has changed to payable, and by clicking the link in the email, takes you to the pay-out instruction page.

Such an improvement, previously I was checking the account every now and then, to see if there was any money payable. 

I've been using them for just over 10 years, and received £1067, currently have £19 pending, some of the cashbacks are in the pence range when ordering from China, but some significant amount when doing insurance purchases.

friolento

tg99 said:

friolento said:

It's a great offer for those who still haven't filled their Cahoot boots. I for one will pass on it, for two reasons

1. I don't want Cahoot/Santander staff to look at my Cahoot accounts
   
   
2. after years of being a really happy TCB customer, and having made thousands in my TCB account, I have recently stopped using them altogether as they routinely declined paying out even tracked purchases, giving non-sensical excuses as the reason

Good luck to all those applying.

Re 1. Wouldn’t the Cahoot account opening and cashback tracking be automatic as like a usual opening of an account so unlikely that any staff would be looking at individual account applications and cashback awards?

Ir might be automatic, it might not be. I recall there were huge issues with cashback for TSB accounts. Generally speaking, transaction tracking does not guarantee payout. 

trickydicky14

friolento said:

It's a great offer for those who still haven't filled their Cahoot boots. I for one will pass on it, for two reasons

1. I don't want Cahoot/Santander staff to look at my Cahoot accounts
   
   
2. after years of being a really happy TCB customer, and having made thousands in my TCB account, I have recently stopped using them altogether as they routinely declined paying out even tracked purchases, giving non-sensical excuses as the reason

Good luck to all those applying.

Like you, I'm going to keep my head down. Sleeping dogs and all that.

Alexland

arfster said:

Nice - wonder if you can do both cahoots :-)

I can't see anything in the offer terms that would prohibit it.

If I'm registering for a new online banking etc then I'm after at least £50 so will try it.