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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Here are the details below of the savings challenge @enthusiasticsaver and I have been running this year and will continue to run next year. This is the new Challenge thread for savers in 2026. The aim is to get more people saving throughout the year and this thread gives a space for people to record and track their…
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: To provide a list of the top regular savers currently on offer To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article which…
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JP Morgan Personal Investing - £100 Cash Offer
I noticed today in my Chase app that JP Morgan have a promotion for new users to their investment platform that sign up via the Chase app. They are giving a £100 reward if you manage to deposit and keep £1,000 invested between 5th May 2026 and 5th May 2027. I mainly use and plan to continue using Trading 212 as my primary…
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Premium Bond Winner ?
im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings just a bit of…
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Top Savings Accounts.............Not ISA's
I have some cash I'd like to put in a savings bank. I have used my ISA allowance for 2026/7 so am looking for the best interest rate I can find. After reading MSE I selected a few banks: Chase, Prosper, Trading 212 and Chetwood - all are easy access. I'm now attempting to open accounts in these banks but find out ALL are…
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Being nosey... How many Regular Saver accounts do you have?
For ease of finding the RS League Table that Bobblehat compiles, I've added it to this 1st post. The updates will appear here periodically rather than embedded in the thread and a post will be made to the latest page to announce an update. Please send your data as usual and it will appear in the next update when it's…
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Simplifying into one global equity fund
Over the years, especially with the freedom to invest in more than one ISA provider in a given year, I was often in this experimental mode of using different providers and go for funds that were global equities in general but with some variations on which ones depending on whats available or cost effective on a given…
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Whole of market Sipp providers - any differences in what is whole?
Can one assume that all of the usual popular independent DIY platforms offer access to the same universe of investment products, allowed in their sipps or isas? Not UK shares but more exotic products? For example, leveraged etf's, do they all offer the same universe? Non UK shares from across the globe? Could I assume that…
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Lump sum from will
I will be getting £300,000 from a will of a relative, I don't want to invest it or play risky games with it I just want to get maximum interest on it for the time being until I decide what to do with it. What are my options ?
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Best time to realise 2026/2027 CGT gains?
I have a GIA containing unwrapped investments of around £150K in HSBC Global Strategy Balanced INC that I want to get wrapped over time. I currently hold 63621 units with an average cost of 190p per unit. This is what's left after realising gains to fully use my 2025/26 ISA allowance. I assumed the optimal approach would…
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S&s platforms
Wondering whether to use a cheap one Such as investengine or freetrade Or an established one such as fidelity or vanguard Any advice And can I move from one to another at will if I don't like a platform for any reason? For example I tried chase but found the android app really slow so closed it all down
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Bank of England Citizens' Forum
I recently heard about this programme. You can give your views and also attend events, which are held across the country https://www.bankofengland.co.uk/about/get-involved/citizens-panels
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Great British Invest off or Passive V Active Updates
For those who are curious to compare their Passive or Active investment strategies I'm starting a new thread today with monthly updates (Bottom lines only in £). For details see https://forums.moneysavingexpert.com/discussion/5719517/great-british-invest-off-or-passive-v-active-discussion Monthly updates on portfolio…
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New rate of tax on interest from April 2027
Hi Apologies if this has been asked before but I couldn't find an answer. As tax on savings interest is charged retrospectively (well it is for me anyway!) when the new tax rates come into effect in April 2027 will they be applied only to interest earned from April 2027 onwards or will the new higher apply to any interest…
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VLS60 Income distribution
As this fund went went ex-div yesterday does anyone know what the distribution amount is please? I find it very hard to find this detail. Many thanks
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Capital Gains Tax Allowance and stocks
The tax free allowance for capital gains is £3,000 a year. If I buy stocks for £10k and they have gone up to £15k and I then I sell for £3k to take them out. Have I then used my capital gains tax allowance? Is it a smart thing to do to get £3k a year?
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Kent Reliance - pointless emails & SMS messages
Is it just me who is getting annoyed by pointless emails and SMS messages from KR? Just Today:- Your online statement is available Duh! Yes - I know. Monthly statements are available every month by definition. You don't need to send me an email me every month to remind me! On top of that I receive TWO SMS messages from KR…
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Re. Coventry Building Society limited access 1 yr 4.15%
This is listed as current on MSE but it actually expired on March 26th.
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Vanguard LS100 or FTSE Global All Cap?
I have £5K of my ISA allowance that I want to invest in a stocks a shares isa for 10+ years. Basically,put the money in and forget. Am considering Vanguard LS100 or FTSE Global All Cap. Any suggestions on which of these two to go for?
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My S&S diary - investing from February 2026
After sitting to learn about investing into the stock market, I finally jumped in. The 6th of February 2026. I am writing the diary for myself to remember the journey. I could see that I, probably the same as others, tend to only feel comfortable to tell others about what we do, when we are doing fine with S&S, and choose…
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my net worth how to divide it
hi all currently i am aged 44 single living with family i have a full time job earning about 28k i have 35k in a nest pension i have an ISA with 20k and another 20k ready for next years ISA allowance I also have another 140k in instant access savings thats my entire wealth i need some help with what to do next. i want to…
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Most recent: Drawing from which tax year? by dcs34
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