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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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The Save £12k in 2025 challenge
I give details below of the savings challenge I have been running this year and will continue to run next year with the help of @Suffolk_lass This is the new Challenge thread for savers in 2025. The aim is to get more people saving throughout the year and this thread gives a space for people to record their progress. The…
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: * To provide a list of the top regular savers currently on offer * To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article…
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Receiving inheritance
Hi All My dad has passed away and I will be receiving approximately £100,000 within the next month or so. I am a 44 year old woman that works just above minimum wage. I have a partner who also works at just above minimum wage. I have two children at 14 and 18. I have never had much spare cash after all bills paid and food…
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Minimum opening balance £1,000.
Looking into opening another regular saver account and
have looked atAldermore https://moneyfactscompare.co.uk/savings-accounts/regular-savings-accounts/ View further details states a minimum monthly deposit of
£25 but when you click onto Go to providers site it states Minimum opening balance £1,000. Can someone explain…
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Saving stategy/psychology
I was wondering whether people have specific savings pots for a new car, holiday etc ? I've never done that personally - i've always just saved money in one savings account and then drawn money out when I've needed it for things like that. But I was wondering if it would be a good idea to have different pots. For example,…
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Loanpad P2P - Reviews, experiences, info or updates, post them here. I'm having a dabble.
Morning all I've seen this name pop up a couple of times in various threads, but can't see that there is a dedicated thread for them. I've had a quick look at their website, and on the face of it, it seems like a pretty good deal, somewhere between cash and a S&S ISA. I realise that capital is at risk, and the interest…
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Looking to invest
Hello, I am looking at investing and would appreciate any guidance or pointers from the knowledgeable people on this forum. I don't have the knowledge or expertise to look at what companies etc to invest in, so ideally would be looking for a ready made / 'off the shelf' product, if such a thing exists. Looking at investing…
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Are there any millionaires who contribute to MSE?
And do any of them attribute any of their achievement to the advice and guidance given and available on here? I'm some way short of that target but I do feel it's possible. Thoughts?
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Transferring away from Quilter
My wife was recently dropped as a client by her Financial Planners for missing the annual meeting 😂 We now need somewhere to move her small private pension - £60k. She will be mostly invested in ETFs and trusts only. Can anyone advise on the process of transferring to SIPP elsewhere and which companies are best in terms of…
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Kent Reliance withdrawals
How on earth do I withdraw to my nominated account Seems to be no link... Have issue 82 Is the issue i am trying to do it on the mobile???
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NS&I's one and five-year British Savings Bonds are back
NS&I has refreshed its range of fixed-term 'British Savings Bonds' by bringing back its one-year and five-year options and boosting rates. Its new deals are strong across the board, especially if you're looking to save with a well-known name – though you can earn a bit more from the top-paying accounts elsewhere... Read…
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Upto 1 month fixed savings?
https://moneyfactscompare.co.uk/savings-accounts/ Hi. I am confusedwith this what is up to 1 year and 1 year fixed. I thought to get the best rates it had to be a fixed period of time. Paul.
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The Top Fixed Interest Savings Discussion Area
I'm interested in people's thoughts and recommendations for the best fixed interest accounts. With BOE interests rates recently starting to increase we have to consider the desirability of long term fixed interest savings. Since withdrawals are usually not permitted before the end of the fixed period, such general interest…
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Santander Investment Hub issue
Hi everyone, I'm having some serious issues with the Santander Investment Hub and was wondering if anyone has had similar? I have a small S&S ISA and decided to add £1,000 to it from other savings. First ISA deposit of the tax year so no issues, coming from a Santander bank account, thought this would be very simple. I…
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Maximum withdrawal limit?
I have been through a tough time with nightmare tennants. At last I had my property on the market and the sale is going to complete very soon. After the sale as the money is legit its coming from a house sale is there a maximum limit on what I can withdraw by giving notice or will there be questions asked? I am banking…
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My Portfolio
Here’s what I did......for comment, to adapt or ignore. Following the markets correction in April, I decided to put together a new portfolio, something that I was going to be very comfortable with and one that befits my advancing years. I had several objectives, all of which have been met. The most significant is my desire…
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Buying shares
I’m thinking of purchasing some shares, through my limited company, in Berkshire Hathaway (class B shares), and would welcome advice on the cheapest and best way to do it? I have some company funds invested in an index fund, through an IFA, but I’m not sure it’s great value, due to the fees etc. One thing that concerns me…
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Inheritance
So we are due to get some. It’s a 4 way split house sold around 4 weeks ago and person now living there. The funds are in solicitor account. Not sure what the delta is there’s definitely nobody owed any debt. Obviously nobody can say when we will get it here but my worry is this drags on years? They did suggest months but…
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Notice Accounts
I can't see any dedicated thread for Notice Accounts, so here we go. My question for all knowledgeable people in this forum is whether anyone has any experience with Allica Bank, I currently have a Zopa smart saver account and, so far, can't fault them really, but Allica are offering 2% for 95 days notice compared to…
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SIPP v Stocks and Shares ISA
I read that only 15% of UK adults have a stocks and shares ISA as most don't understand them. I've spent today trying to understand how these work. I'm late 50s and due to working part time as I was a lone parent, my nhs pension will be 'adequate'. Lump sum as of March 2024 statement is sitting at £30000 and monthly…
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Bad experience with Tembo
Has anyone save on Tembo easy access account. ? I did. regretting it. No way of withdraw your money on the Tembo Apps. Can anyone help please as to how I can close my account, and get my money? Financial Ombudsman said. i have to wait 8 weeks to complain.They features in one of Martin Lewis instant access savings…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
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Most recent: Stocks and share ISA advice please by dunstonh
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