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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Here are the details below of the savings challenge @enthusiasticsaver and I have been running this year and will continue to run next year. This is the new Challenge thread for savers in 2026. The aim is to get more people saving throughout the year and this thread gives a space for people to record and track their…
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: To provide a list of the top regular savers currently on offer To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article which…
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Should you split large ETF purchases?
Are there reasons to split large purchases of ETFs into 2+ smaller transactions, and if so to keep them below about what size? This is about AGBP which is large and liquid.
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The Cashback for Bank or Investment Accounts Discussion Thread
What's included in this list? This is a list of cashback offers that might be of interest to MSE forum users, focusing on: * Savings accounts including ISAs; other bank accounts may be included too * Investments including pensions, but note there’s already a related thread on the Pensions board * Offers you can get in…
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Being nosey... How many Regular Saver accounts do you have?
For ease of finding the RS League Table that Bobblehat compiles, I've added it to this 1st post. The updates will appear here periodically rather than embedded in the thread and a post will be made to the latest page to announce an update. Please send your data as usual and it will appear in the next update when it's…
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Ecology Building Society: Online access update
The Ecology Building Society have had a rather radical update to their online access and also have a new app. Once registered on the new system, all savings accounts now have their own sort code and account number (previously a 10 digit account number was quoted as a reference with any bank transfers into their main Co-op…
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*partial* S&S ISA transfer from SWSD (iWeb) to Freetrade?
I don't usually bother with cashbacks (SFX: horrified gasps), but I'm tempted by Freetrade's offer of 1% (max £5,000) on ISA transfers/subscriptions. (Though not by their similar offer for SIPPs, for various reasons.) I note there are some issues with ambiguous/modified terms around lockin/clawback times/calculation, but…
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Help? ISA transfer out from UBL UK
Hi. I'm asking here as I can't find this info anywhere else and UBL take 3 business days to reply to my question. I have a ISA with UBL on fixed rate until 7th April. I'm completing the form with another provider to transfer my UBL ISA to them after 7th April. I need to complete the sort code and account number of the UBL…
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The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
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Oaknorth
Hi Im new here so forgive me if I'm going about this the wrong way. I've been trying to open a joint fixed term account with Oaknorth for 2 days but every time I get to "enter email" and press next I get an error message "unexpected error has occurred." Ive spoken to Oaknorth by phone and they say theres nothing wrong with…
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Gia investing
Good Morning. I have been investing a while now but only ever invested into my stocks isa. Soon im going to have a large lump sum to invest. Long story short after maxing my isa contributions some to my SIPP my next route is a GIA. I have never used one of these although I know they are the same but Its now the Tax rapper…
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my net worth how to divide it
hi all currently i am aged 44 single living with family i have a full time job earning about 28k i have 35k in a nest pension i have an ISA with 20k and another 20k ready for next years ISA allowance I also have another 140k in instant access savings thats my entire wealth i need some help with what to do next. i want to…
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Lump sum from will
I will be getting £300,000 from a will of a relative, I don't want to invest it or play risky games with it I just want to get maximum interest on it for the time being until I decide what to do with it. What are my options ?
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QUESTION - Barclays Ordinary Shares 25p each
I need a very simple explanation, which I can't find out via Google. I struggle with numbers etc, as I have Dyscalculia. So I really need an idiot proof reply. I have 5 shares called Barclays Ordinary Shares of 25p each. I've had them for a years, and assumed they are worth 25p. I've just noticed that it says 393.08p on…
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Investing in current times
I opened an S&S ISA about 18 months ago and have invested in one thing since it started in the last month it’s gone down, as I’m sure many people are experiencing. im fairly new to this so not sure if i should take the advice of many social media posts and continue with monthly investments or wait for things to change - on…
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eToro Cash ISA 'transfers in'
This ISA currently looks pretty good, but I'm having a nightmare opening it or transferring in. Has anyone succeded? The terms are below, but when I chat to their AI bot I'm either told the product doesn't exit or that it exists but doesn't allow transfers, or that I don't exist, or that nothing exists anymore… ● Open an…
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Seeking Sanity Check: 74yo Mum Widowed, £18k Savings + First Credit Card
Hi everyone, My Dad passed away a few weeks ago and I’m helping my 74-year-old Mum sort out her finances. I’ve done some research based on the latest MSE guides, but I’d love a sanity check from the community to make sure I’m not missing a trick. Her Situation: Funds: £18k lump sum, currently sitting in Barclays current…
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NS&I: Premium Bonds - older than 1990s
Hello there I am the fortunate owner of £5 of Premium Bonds acquired within a year of my birthday circa 50 years ago! Woo hoo! I hear you cry: a whole £5. Well, yes, if adjusted for subsequent inflation (which painfully it is not) it would have been worth £33.89 in July 2025 according to the Bank of England's inflation…
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Transfering delisted shares from Halifax Sharebuilder
I have some shares with Woodside Energy Group held in an S&S ISA with Halifax. They have delisted on the LSE, and moved to ASX and I cannot sell them via the platform. How can I get around this and organise to sell them please?
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IWeb/Scottish Widows cash withdrawals to bank - how long?
Would anyone know how long these take please? I've sold some funds in a GIA (realising CGT allowances for this tax year) and I was planning on using the proceeds to fund an ISA on a different platform but looking at the settlement date and some of the stuff I've read online I'm not convinced the sale will have cleared…
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Investing advice
hi I need some advice on where to invest my capital. I'm 55. I've been retired for three years. I now get about £800 a month from a LGPS pension which more than covers my bills and day-to-day expenses. I currently have about 380K in capital that is split between investco BIPS, VLS80 and short-term money market. I also have…
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