-
Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Here are the details below of the savings challenge @enthusiasticsaver and I have been running this year and will continue to run next year. This is the new Challenge thread for savers in 2026. The aim is to get more people saving throughout the year and this thread gives a space for people to record and track their…
-
The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
-
The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
-
Taxed on savings from sale of my house
Hi all am looking for some advice. I sold my house and left the money in the bank. I have a few saving accounts and isa. This week my tax code changed in work an due to savings amount. I don't earn a great deal hoping this would go towards my retirement as I don't have a pension at the age of 55. Anyone have any advise on…
-
Nottingham Building Society site under maintenance for ca. 60 hours (Really!)
... and all their branches are closed tomorrow, Saturday 07 March 2026
-
Santander/Cahoot sites under maintenance for 29 hours (apparently!)
I don't know exactly what you'll be able to do or at which times, but this epic period of 'overnight' disruption is 'overday' too!
-
Brewdog Shares
So never had it been cheaper of late to buy some shares. Resellers have these listed for £12 a share, brewdog last offered them for £25, and the last investor sale round sold them for £15. Given they are an unlisted company, it’s difficult to truly value the price of a share. You could take into consideration the online or…
-
Investing £30,000 and €20,000
Hi, I would like to invest £30,000 and €20,000 (or the roughly £17,500) for long-term growth. Last year I invested some euros with Trading212 which was suggested in the forum. A relative helped me choose what shares to buy, but now it's not possible. I don't want to use a platform where I need to decide myself how to…
-
Should I dump my stocks ?
The other side of the coin perhaps to the "should I sell my gold" thread. I'm thinking about the S&P 500 specifically which so far hasn't really been phased by the war going on in the middle east. We shouldn't try to time the market we are told, but I'm getting nervous and can't see much down side to a few weeks out of the…
-
Freetrade 1% Cashback on S&S ISA Transfer.
ISA Transfer was completed abouta month ago and the offer rewards tab on their app shows this … Has anybody else completed the transfer and hsve a tick for point 2 above? Transfer is definitely covered for the offer…
-
Premium bonds bank transfer mistake
Yesterday I did a bank transfer to buy more bonds. Money left my bank account but nothing arrived to my bonds account. I called Ns&I and they asked me if I had entered the reference (my account) number.. I didn't !! although they said the money should go back to my account, I'm just panicking in case it doesn't Has anyone…
-
Flexible ISA confusion
If I deposit £20,000 in to a flexible cash ISA during tax year 25/26 and then deposit £10,000 in the next tax year 26/27 and then withdraw the full £30000 during that tax year to put into a savers account elsewhere can I put the full £30000 back into the flexible cash isa before the end of that tax year? Also, does it…
-
yougov.finance bribe
It's one of these almost-too-good-to-be-true stories, but it is true. First mentioned by @Bridlington1 in the Natwest Regular Saver thread, but I reckon this deserves its own thread as it could be of interest to those who have at least 10 current, credit card and savings accounts and not everyone reads the Natwest RS…
-
The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: To provide a list of the top regular savers currently on offer To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article which…
-
Cynergy bond renewal loyalty rates
What am I not understanding about why the 1 Year AER and Gross rates are not the same? Also, why would AER be compounded for durations < 1 year? And surely both are the rates of interest before the deduction of income tax? My brain is failing to compute! Term Loyalty AER* Rate Loyalty Gross** Rate 6 Months 4.06 % 4.01…
-
Payment for Compulsorily Purchased IDS (Royal Mail) Shares
Just wondering if anyone else here is having the same problem with Equiniti and IDS Shares that I am? My late mother held shares in IDS (Royal Mail). I am the executor for her estate. She did not accept the EP UK BidCo offer to acquire the shares. EP UK BidCo exceeded the 90% threshold required for compulsory purchase on…
-
The Cashback for Bank or Investment Accounts Discussion Thread
What's included in this list? This is a list of cashback offers that might be of interest to MSE forum users, focusing on: * Savings accounts including ISAs; other bank accounts may be included too * Investments including pensions, but note there’s already a related thread on the Pensions board * Offers you can get in…
-
Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top Easy Access discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10, available to open & manage online, Easy Access accounts, with links. The purpose of this thread is…
-
The Cashback for Bank or Investment Accounts *No Chat*
This is the "No Chat" thread, please only post announcements and use the discussion thread for anything else Open and fund any Prosper savings or investment account with a minimum of £10,000 and get £100 when you keep it on the platform for at least six months across savings and investments.…
-
Dividends Not Paid During Transfer
I’m stuck on where to go next and wonder if anyone can help. I transferred some shares from HL to T212. I initiated the transfer at the end of January and HL say they transferred the shares on 6th Feb. It took a while for them to appear in my T212 account and T212 say the transfer took place on 2nd March. The ex div date…
-
Smithson
I got a nice letter from Smirhson today, which was kind of them since I sold out of the ISA some years ago, and sold my last tranche of unwrapped on April 6th for a gain of 3k to avoid CGT. Apparently they are converting to an OEIC, presumably to get rid of that pesky discount that never seemed to get better and makes them…
-
Trading 212 ; Trading!
Does anyone experience similar to me? It is baffling and infuriating in equal measure. It seems impossible sometimes to get trades matched. Sometimes I use a limit order. Which sets a maximum price. For example, buy 1000 at 1, when the security is trading at 1.01. It will trade at 0.99, yet my limit order is still pending.…
-
The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
21.5K discussions
163.6K comments
Most recent: Looking for the best cash ISA that provides the full offered rate on transfers in by slicendice
Today at 10:05PM
