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Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Here are the details below of the savings challenge @enthusiasticsaver and I have been running this year and will continue to run next year. This is the new Challenge thread for savers in 2026. The aim is to get more people saving throughout the year and this thread gives a space for people to record and track their…
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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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The Cashback for Bank or Investment Accounts Discussion Thread
What's included in this list? This is a list of cashback offers that might be of interest to MSE forum users, focusing on: * Savings accounts including ISAs; other bank accounts may be included too * Investments including pensions, but note there’s already a related thread on the Pensions board * Offers you can get in…
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T212 S&S ISA - US/Tech Proof, Value Tilt
Thinking of swapping out TDGB with VUGA once S&P 500 becomes viable for GBP again. Any thoughts in general? TIA
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Stocks and Shares ISA
I have (finally- after years of deliberating) deposited cash in a Stocks and Shares ISA on the Hargreaves and Lansdown platform as I want to grow my money long term (6-10 years), but I'm unsure the best way to choose the shares to invest in. I was going to opt for a track the market ready made investment (as I'm new to…
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Statement of Outstanding payments + fees ...Equiniti
Hi can anyone advise? Had a letter through from Equiniti that I dont understand. A previous employer ..saying I have a statement of outstanding payments..and there's a management fee payable? Ive no idea what this letter relates to..I haven't sold any shares (that I know of) There was a de merger but I have been issued a…
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Brewdog Shares
So never had it been cheaper of late to buy some shares. Resellers have these listed for £12 a share, brewdog last offered them for £25, and the last investor sale round sold them for £15. Given they are an unlisted company, it’s difficult to truly value the price of a share. You could take into consideration the online or…
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Postal application for saving accounts safe?
Hello . I recently applied for a postal only saving account, my first one. But on receiving the application pack today, l have cold feet about the process now. The state of the postal service in my area has taken a nosedive and lve had some shocking conditions of the state of my post. Ripped, dirty, and late. I really dont…
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Saving for family
Hi my aunt is looking to set up some sort of savings for my to boys 15 & 18. She wants it to be given after she dies , she's fit and well so wont be for a while. She tried to open bank accounts but was told she can't due to there age. What is her best option?? Thanks in advance
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CHILDS SAVINGS ACCOUNT
Our grandson lives in Malta and we would like to open a savings account for him in the UK but every account I have tried requires him to be a UK resident , does anybody know if it can be done or will we have to open a EU account for him ?
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The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: To provide a list of the top regular savers currently on offer To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article which…
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Transfering Share dealing Account from H/L to Scottish Widows
I opened a Scots Widows share dealing account and initiated a transfer of my shares held in Hargreaves Lansdown to them on 9th Feb. I haven't heard anything from either so far…anyone have any experience of idea how long this is likely to take?
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New HL fee structure from 01/03/26
Just spotted that HL are bringing in a new fee structure from the 1st March. The details can be found via https://www.hl.co.uk/accounts/fee-changes but some of the main changes are: * Account charges. We are reducing our annual account charges from 0.45% to 0.35% on Stocks and Shares ISA and SIPP accounts. * For Fund and…
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Cynergy Bank - Internal Transfers
Yesterday I transferred some funds into a joint account at Cynergy from my linked account with the intention of transferring them on into a sole account in my name with them. On attempting this transfer I was met with a message informing me that this account was ineligible for internal transfers. On contacting customer…
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KRBS Fixed rate bond
KRBS have launched a new 18month Fixed rate bond, only available on the new platform at the moment. Pays 4.03%.
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Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top Easy Access discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10, available to open & manage online, Easy Access accounts, with links. The purpose of this thread is…
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MOVING STOCKS & SHARES PROVIDER
Hello, I have had a SS ISA with H&L for many years, some shares with Carnival (used to do a few cruises) also Royal Mail (which I just see have been sold. Probably my fault because I rarely check my emails). I also invested £100 recently in iShares physical Gold (self managed) I am looking to put them all into one (I also…
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SIPP and LISA fees
Hi, I currently have a SIPP with Fidelity, in ETFs, so I pay £7.50 a month in fees. My question is, does it make sense for the £7.50 to come out of my SIPP or a CMA. From my understanding if I pay it out of my SIPP, I put £6 in, get the 25% (£1.50) uplift to make £7.50 and pay it with that. However, if I pay out of my CMA,…
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Zopa Rainy Day Saver - interest received seems lower than advertised
Hello. I opened a Zopa account in January. My primary motivation in doing so was to allow to me to open the linked Rainy Day Saver, which advertises a market-leading 7.1% interest rate. I deposited the maximum £300 allowed on the day I opened the account. After a month, I received only £1.68 in interest. This seems lower…
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IG Promotion - Invest £50 or more and get between £40 to £200 in bonus shares
Hi, Just came across this promotion and having read the T&C's I am not fully clear. https://www.ig.com/uk/bonus-shares-promotion-oct-25 1. Open the account e.g. S&S ISA or GIA and pay at least £50 in 2. Buy some shares and use up the full £50 in one transaction, ideally you make 2 small extra trades (higher pay in…
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The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
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Vanguard fund, how to sell without triggering capital gains tax?
Hi, In my Vanguard GIA account Ive been investing in the FTSE Developed World ex-U.K. Equity Index Fund - Income. Im thinking of 'cashing-in' on the recent gains, which in total are slightly more than the £3k capital allowance limit. How can I sell the right amount to keep myself below the capital gains limit? Also, do I…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
21.5K discussions
163.3K comments
Most recent: Transfer of S&S ISA with Scottish Widows to Charter Savings Bank by simonpies234
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