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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Here are the details below of the savings challenge @enthusiasticsaver and I have been running this year and will continue to run next year. This is the new Challenge thread for savers in 2026. The aim is to get more people saving throughout the year and this thread gives a space for people to record and track their…
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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Investing £30,000 and €20,000
Hi, I would like to invest £30,000 and €20,000 (or the roughly £17,500) for long-term growth. Last year I invested some euros with Trading212 which was suggested in the forum. A relative helped me choose what shares to buy, but now it's not possible. I don't want to use a platform where I need to decide myself how to…
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Cynergy bond renewal loyalty rates
What am I not understanding about why the 1 Year AER and Gross rates are not the same? Also, why would AER be compounded for durations < 1 year? And surely both are the rates of interest before the deduction of income tax? My brain is failing to compute! Term Loyalty AER* Rate Loyalty Gross** Rate 6 Months 4.06 % 4.01…
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Invest personal injury trust
Hi all, Could any of you point me in the right direction on how to invest money held in a personal injury trust? I'm one of the trustees and would like to invest the money as it's currently sat there doing nothing! Any advise would be much appreciated. Thank you. P
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Morrison's Shares
Hello from a newbie, I have some Morrisons (Safeway) shares from back in the late nineties. I am looking for some advice on what to do with them and most importantly do I still actually own them? What options are available to me and who should I be contacting. Thanks in advance.
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Taxed on savings from sale of my house
Hi all am looking for some advice. I sold my house and left the money in the bank. I have a few saving accounts and isa. This week my tax code changed in work an due to savings amount. I don't earn a great deal hoping this would go towards my retirement as I don't have a pension at the age of 55. Anyone have any advise on…
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The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: To provide a list of the top regular savers currently on offer To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article which…
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iWeb Change to Scottish Widows
I've just logged into my iWeb account and noticed a banner that they are now going to be known as Scottish Widows sharedealing which will also give access to the Scottish Widows app. https://www.iweb-sharedealing.co.uk/changes.html I wonder if this name change will increase their reach and profile to gain more customers…
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Premium Bond Winner ?
im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings just a bit of…
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Trading 212 ; Trading!
Does anyone experience similar to me? It is baffling and infuriating in equal measure. It seems impossible sometimes to get trades matched. Sometimes I use a limit order. Which sets a maximum price. For example, buy 1000 at 1, when the security is trading at 1.01. It will trade at 0.99, yet my limit order is still pending.…
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Should I sell my gold
Hello I have a solid gold necklace that was valued at 8k. Having looked at the price of gold today it's much higher. I rang the place who have now increased the value to £9,200 and will buy it from me today at that. Rang a few others to check and it's the same offer. I have kept the necklace as in my head it's been money…
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Being nosey... How many Regular Saver accounts do you have?
For ease of finding the RS League Table that Bobblehat compiles, I've added it to this 1st post. The updates will appear here periodically rather than embedded in the thread and a post will be made to the latest page to announce an update. Please send your data as usual and it will appear in the next update when it's…
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I've never had any savings before and need help
I posted on the forum at the back end of 2024 - I can't figure out how to link to that thread sorry! But in short, I received a sum of money as a gift (£30k) and the plan was to use this as a deposit for a house purchase, so I was looking for somewhere to put it to maximise any interest for a short period of time. Those…
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The Cashback for Bank or Investment Accounts Discussion Thread
What's included in this list? This is a list of cashback offers that might be of interest to MSE forum users, focusing on: * Savings accounts including ISAs; other bank accounts may be included too * Investments including pensions, but note there’s already a related thread on the Pensions board * Offers you can get in…
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Should I dump my stocks ?
The other side of the coin perhaps to the "should I sell my gold" thread. I'm thinking about the S&P 500 specifically which so far hasn't really been phased by the war going on in the middle east. We shouldn't try to time the market we are told, but I'm getting nervous and can't see much down side to a few weeks out of the…
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IG for SIPP
Morning everyone, I am searching information about IG platform for SIPP. what are the pros and cons? any opinions and experience would be very much appreciated!
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IG Promotion - Invest £50 or more and get between £40 to £200 in bonus shares
Hi, Just came across this promotion and having read the T&C's I am not fully clear. https://www.ig.com/uk/bonus-shares-promotion-oct-25 1. Open the account e.g. S&S ISA or GIA and pay at least £50 in 2. Buy some shares and use up the full £50 in one transaction, ideally you make 2 small extra trades (higher pay in…
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Source of funds and source of wealth
I received an email from Hargreaves Lansdown saying their Ts&Cs were changing to include the following. Reflect that we may request information from you to confirm the “Source of Funds” and your “Source of Wealth”, Has anyone had any experience of being asked about this by any financial institution?
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Moving Shares from Equiniti
Hi all I had some shares held with HL and am transferring them over to Trading212 due to the fees change. I also have some old Centrica / Nat Grid / Shell held with Equiniti.....a mixture of Paper and CSN. I also have enrolled in the reinvestment programmes of some of these. Are there any advantages or disadvantages of…
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I have shares in a delisted and dissolved company - are they worthless?
Hi All, I'm having a sort out and have found a certificate for shares in Media Corporation Plc, which was delisted from AIM on 1 November 2013. I have letters from 2012 about subdividing shares, consolidating shares (which I think then never happened) and a potential name change to Leopard Oil Plc (which I also think never…
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Investment bond
hi all, any help would be greatly appreciated. my husband took out an investment bond in 1998 with Halifax as he had an inheritance of 16500 to invest. Over the years we haven’t really looked at it at all. Now that he is close to retirement we are now looking at cashing it in over the next few years in the most tax…
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Most recent: Cash ISAs: The Best Currently Available List by simonpies234
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