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Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Here are the details below of the savings challenge @enthusiasticsaver and I have been running this year and will continue to run next year. This is the new Challenge thread for savers in 2026. The aim is to get more people saving throughout the year and this thread gives a space for people to record and track their…
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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: To provide a list of the top regular savers currently on offer To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article which…
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The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
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Should I dump my stocks ?
The other side of the coin perhaps to the "should I sell my gold" thread. I'm thinking about the S&P 500 specifically which so far hasn't really been phased by the war going on in the middle east. We shouldn't try to time the market we are told, but I'm getting nervous and can't see much down side to a few weeks out of the…
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Shareholder Perks
Hi, I remember reading years ago that certain companies offered shareholders various perks and freebies for minimal investment. I have a very small pot to play with in addition to my main holdings, so was wondering if anyone knows of good companies to invest in that still offer good perks eg brewers? Also interested in…
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Investment choices for Aviva pension
First the facts… We (my wife and I) are 51 yrs old and are fortunate to have enough savings and pension to retire, although it will be another 4 yrs until I am able to claim a pension (and I will likely delay this for a further 5-10 yrs) . My Aviva pension has over £500k, currently invested 50% in Multi-asset Plus Fund…
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Brewdog Shares
So never had it been cheaper of late to buy some shares. Resellers have these listed for £12 a share, brewdog last offered them for £25, and the last investor sale round sold them for £15. Given they are an unlisted company, it’s difficult to truly value the price of a share. You could take into consideration the online or…
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Premium bonds bank transfer mistake
Yesterday I did a bank transfer to buy more bonds. Money left my bank account but nothing arrived to my bonds account. I called Ns&I and they asked me if I had entered the reference (my account) number.. I didn't !! although they said the money should go back to my account, I'm just panicking in case it doesn't Has anyone…
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Barclays, upto £2500 cash back for a cash, investments, or ISA transfer
https://www.barclays.co.uk/smart-investor/campaign/transfer/?campaign=SI_Email_Acquire_Campaign_email_Premier-2915-competitor_&chnnl=EMC Got an email about this, this morning. Need to transfer over £200k to get the maximum cash back and it’s paid out within 12 weeks after the end of the offer window I think, so around end…
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Should I sell my gold
Hello I have a solid gold necklace that was valued at 8k. Having looked at the price of gold today it's much higher. I rang the place who have now increased the value to £9,200 and will buy it from me today at that. Rang a few others to check and it's the same offer. I have kept the necklace as in my head it's been money…
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Experienced Investors - Help me spend my cash!
Sorry for the clickbait title. The reality is that I find myself sitting on a considerable amount of cash in savings and ISAs having been indecisive about my general direction and potential property purchase, etc for some time. Anyway, I now feel that my cash savings, earning about 4.5% interest, are a potential liabilty…
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Premium Bond Winner ?
im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings just a bit of…
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Not where, but how to save house sale proceeds
We're moving house in a few days time and stand to receive some £200k paid into our joint account. The savings rates the bank offers are abysmal, so we would like to move the proceeds to a instant access savings account elsewhere. However to open a new account inevitably we would be asked for utility bills or other proof…
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Bonus for WeBull users equivalent to 10 per cent interest
If you're an existing WeBull user you may have a bonus offer. Open the app, click on menu and look at the promotion centre. It's a tiered offer but if you can transfer the minimum of £2,000 then you should receive £100 - equivalent to 10% interest over the six months you'll need to keep the money there for. WeBull has a…
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How & when do you stop running your winners?
I'd been thinking of de-risking for a while and last year when Trump did his April tariff thing I decided I didn't really want to be hanging off every word he said so after the initial bounce-back it was the catalyst to sell what was, at that point, a 100% FTSE Global All Cap ISA down and reinvest in equal amounts of the…
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Being nosey... How many Regular Saver accounts do you have?
For ease of finding the RS League Table that Bobblehat compiles, I've added it to this 1st post. The updates will appear here periodically rather than embedded in the thread and a post will be made to the latest page to announce an update. Please send your data as usual and it will appear in the next update when it's…
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The Cashback for Bank or Investment Accounts Discussion Thread
What's included in this list? This is a list of cashback offers that might be of interest to MSE forum users, focusing on: * Savings accounts including ISAs; other bank accounts may be included too * Investments including pensions, but note there’s already a related thread on the Pensions board * Offers you can get in…
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Source of funds and source of wealth
I received an email from Hargreaves Lansdown saying their Ts&Cs were changing to include the following. Reflect that we may request information from you to confirm the “Source of Funds” and your “Source of Wealth”, Has anyone had any experience of being asked about this by any financial institution?
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CGT sale which do I sell
HI Just started transfer request from HL to Charles Stanley of my GIA account and regret not taking advantage of the the past bigger CGT allowance. Aim is to shelter all this eventually into the ISA. Confused about which I should sell first to tidy things up was thinking about the deutche Telekom holding and the Troy fund…
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Great British Invest off or Passive V Active Updates
For those who are curious to compare their Passive or Active investment strategies I'm starting a new thread today with monthly updates (Bottom lines only in £). For details see https://forums.moneysavingexpert.com/discussion/5719517/great-british-invest-off-or-passive-v-active-discussion Monthly updates on portfolio…
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Are you planning for a stock market correction
It is often said that failure to plan is planning to fail. Right now lots of people with stocks , particularly certain trackers and tech are anxious about a big correction, it almost seems inevitable and a big one could be followed by years to recovery, another lost decade maybe ? But many seem to be very relaxed , citing…
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