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Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Here are the details below of the savings challenge @enthusiasticsaver and I have been running this year and will continue to run next year. This is the new Challenge thread for savers in 2026. The aim is to get more people saving throughout the year and this thread gives a space for people to record and track their…
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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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Santander Edge Saver ending.
One of my Santander Edge savers is ending. My 6% interest will drop to 3.5%. What's the process ? Wait until it matures then close it and open a new 6% one ?
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Move to a SIPP S&S(stocks&Shares) from a standard ISA
Good day, Is it possibly to move/convert having maxed out the New 2026 tax year ISA already from its S&S(stocks and shares) only status now and move/convert/invest it in a SIPP S&S (stocks and shares) pension? Thanks for any advice
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Need help maximising savings
Hi all Need savings advice on behalf on other half (not living together so no sharing of accounts etc). Savings are in various accounts, not achieving best interest rates, with a couple accounts rates recently dropped further. Any transfer/account switch plans would be greatly appreciated! Relevant info: Higher rate tax…
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The Faster Payments Cut Off Times List
Welcome to this thread. The purpose of this thread
is to provide a regularly updated list of the cut off times for faster payments
made into the savings accounts offered by various banks and building societies
to begin earning interest the same day. Given the sheer number of banks/building societies
there's bound to be…
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GB Bank
They are top of the leader board for one year fixed rate savings. Anyone got experience of this bank and can comment? Thanks
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Raisin letter
Hi all - I've had letter from raisin to say I've not used them lately, and if I deposit 20,000 I will get a £50 bonus. My question is as this was a letter not email, are they true to their word and when does the £50 happen? Thanks all
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Multiple Regular Savers - maintenance
Hello, I've recently started my journey on getting multiple regular savers. I was wondering for a newbie (who is happy to be incredibly organised and can be), what would be the key information one would write down for each and every regular saver in their spreadsheet? (I tried searching the forums and I'm sure this has…
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ISA interest
I've opened a new fixed rate ISA with HSBC. My existing ISA is still sitting with Virgin Money at a useless rate. HSBC still haven't transferred it in even though it matured on 24th April. Am I merrily losing interest on HSBC 4.5% due to their incompetence?
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Advice on starting regular investing
Hi, I would like to start investing £400 a month for my kids (both under 3) to start building up savings for when they reach adulthood. I need to use interactive investor (as that’s where our other investments are held). I recently set up a regular monthly investment into State Street SPDR MSCI All Country World ETF.…
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2% tax increase in savings question.
Can somebody explain this to me please?…. "Chancellor Rachel Reeves is set to raise income tax on savings interest by two percentage points next April" At present I receive savings interest that is taxed by a reduction in my personal allowance to take account of the amount of that interest less, of course, once the £1000…
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AJ Bell removed fees for regular investments
From 1st May
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Which Isa?
Looking to transfer 20k plus interest accumulated laster term with 212 ...but now need to transfer to a high interest Isa and 212 has dropped to 3.6%. Can keep it in but im reluctant to commit to a fix due to growing speculation of interest rates rising . Thoughts ?
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My late mum's Stirling Mortimer land fund
My late mother was mis-sold a £50k investment in Stirling Mortimer land fund 9, some years ago. Her estate has finally been concluded and the final disbursements are being made. But this closed-ended investment is left with us having no idea what to do with it. I've not posted on the wills board because my question is not…
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The Cashback for Bank or Investment Accounts Discussion Thread
What's included in this list? This is a list of cashback offers that might be of interest to forum users, focusing on: * Savings accounts including ISAs; other bank accounts may be included too * Investments including pensions, but note there’s already a related thread on the Pensions board * Offers you can get in addition…
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Cahoot Sunny Day Saver / Simple Saver
Hello. New to the forum and beginning to start thinking about investments. I have read different things on this but I was wondering if someone can clarify this - I'm thinking of opening up a Cahoot Sunny Day Saver as an easy access earning 5% (max it to £3k) and a Cahoot Simple Saver (where I suppose the rate of 4.17% is…
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The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: To provide a list of the top regular savers currently on offer To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article which…
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My S&S diary - investing from February 2026
After sitting to learn about investing into the stock market, I finally jumped in. The 6th of February 2026. I am writing the diary for myself to remember the journey. I could see that I, probably the same as others, tend to only feel comfortable to tell others about what we do, when we are doing fine with S&S, and choose…
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The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
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Teachers Building Society - Teachers Savings eligibility
Does anyone have any experience or insight into what Teachers BS define as "education professionals"? I'm employed at a university but in a non-teaching role. Would I be okay? I did look through their website but couldn't find any real details. Perhaps they acknowledge some ambiguity is helpful...
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No UK equity income ETF
There are equity income ETFs for Europe, the US, emerging markets, global... but I can't see any for the UK. Why is that? Surely there is demand.
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
21.8K discussions
166.6K comments
Most recent: HSBC FR ISA Cashback by snookerloopy96
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