Which Isa?

TM74

Looking to transfer 20k plus interest accumulated laster term with 212 ...but now need to transfer to a high interest Isa and 212 has dropped to 3.6%.

Can keep it in but im reluctant to commit to a fix due to growing speculation of interest rates rising .

Thoughts ?

eskbanker

https://www.moneysavingexpert.com/savings/best-cash-isa/#topeasy

TM74

Thanks taking that advice it looks like Moneybox is their choice bit just seems a bit low at 4.3 % ( transfer though).

Doesn't seem to be a lot of choice out there at the moment tbh.

GrubbyGirl_2

https://forums.moneysavingexpert.com/discussion/comment/81992016#Comment_81992016

I normally do 5 year fixes but I have put this years money into an easy access cash ISA (Vanquis at 4.3% no bonus) to see what the interest rates do. I'm sure I will fix at some point. 4.3% may not be good enough for you but it's the best there is at the moment

clairec666

https://forums.moneysavingexpert.com/discussion/comment/81992016#Comment_81992016

Easy access ISAs are lower than fixed rates at the moment. This time last year it was the other way round. You just have to go with what's on offer right now, and if you don't want to fix, then 4.3% is pretty good.