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New to the Credit Cards board? Start here
💳 Useful threads on this board * Best Balance Transfers Discussion Area 💳 Related content on MoneySavingExpert.com * Our main Credit Cards page * Our Getting your first credit card guide * The Credit Card Eligibility Calculator * Credit Club * Our American Express tips & tricks guide 💳 Other boards on this forum * Our…
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Spam Button
Hi Everyone Just a quick reminder for long term users and a heads up for new users: if you spot any genuine Spam on this board, could you all please hit the spam button - it helps the forum team deal with it much quicker if we all work together to get it bashed. Please don't reply to the spam as this will just keep it at…
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Barclaycard Rewards cards not ussued
Received a message in iPhone wallet to say Barclaycard Freedom Rewards Card was no longer valid. New cards should have been issued but none were sent. Rang Barclaycard and there has been a delay in issuing new cards to some customers. So left high and dry for a few days, as old Freedom Rewards cards are no longer valid and…
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Section 75 protection
Hi, I’m having some works done for £30K. In order to get protection, I’m paying a £1K deposit by credit
card. The rest of the payments will be staged and made by BACS. My parents have offered to pay for the work. Does this present any problems in the unlikely event I needed to
make a section 75 claim? All quotes and…
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Ebay dump American Express for payments
Received an email from Ebay this morning to that effect, as of 17th August - unable to agree terms. We all know the reason why no doubt.
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Santander Edge Credit Card 2% Cashback
I've just received and started using my Edge credit card. Is there any way to see a running total of Cashback earned? I've looked in the app and online but can't see anything. I'd like to know when I reach the £15 maximum so I can use my Chase account for the rest of the month.
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Santander Credit Card. Once closed barred forever? any others the same?
hi. as the title says really. Once you've had and closed a Santander CC account you can't get another - ever, is that correct? i know Chase current is the same, any other financial accounts in the same boat?
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Refused Santander Edge Credit Card.
As the title says. So as a customer of 10+ years with a joint 123/123 lite current account over those years, and various savings accounts over the years as well, plus a Zero card for overseas and purchases made in other currencies use, suddenly I'm not a good risk. Recently I used the MSE ers trick to get access to the…
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£120 'charge' under pending transactions
If you spend money on petrol at Tesco with a new credit card you might find yourself with an additional separate £120 charge under 'pending transactions' titled 'purchase domestic'. The Santander helpline tell me this is rebated before anything appears on the main bill. I can't remember if it's to cover Tesco or the card…
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Credit card transfer from MBNA to Nationwide
Hi...I applied for a new credit card and balance transfer with Nationwide. They were to transfer debt from MBNA. I did it all online with it being accepted and then i get a letter in the post to say the transfer had not gone through and to ring them. Then told that they could only sort my balance transfer by sending MBNA a…
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Money Transfer or Balance Transfer Cards Eligibility
Hi Everyone, I am looking to get a balance transfer or money transfer card to utilise the interest free period to pay off the remaining balance on a loan to stop the interest. I will then pay the card off before being charged interest. So far this year I have managed to pay off a £3800 Tesco credit card, £1150 on a…
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Vanquis App - Notifications Blocked? Android
Hello, Both wife and I recently got a Vanquis credit card, but we are not receiving any notifications of statements, or any push notifications of transactions. I have looked in app settings and the notification toggle is greyed out to blocked, thus cannot be changed to allow. I´m having to set a calendar reminder to when…
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0% Money transfer question
I have a virgin Credit card with 3.5k limit and £950 owing. The APR is 23% on this card. I received an email for 12 month 0% balance and money transfer with a 4% fee. I have 2 other balances owing on other cards coming to around £900. APR on these is 29% + 31%. Would it make sense to take an £1800 money transfer and just…
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halifax clarity - I want to pay it off but still pending after 2 days
I made an ATM withdrawal on holiday (EU cash machine withdrawal and charge in euros). Previous balance on my Clarity card was zero (nothing outstanding). I understand that interest is applied immediately for ATM use so I want to pay this off. However, after 2 days it is still "pending" and it wont let me pay off the…
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Barclaycard rewards card.
I recently received the Barclaycard rewards card but noticed all transactions over the past 2 weeks are not showing on the "cashback earned" tab. It still says £0.00 Does it take a long time to show?
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Car hire: I pay but different driver
My son and I are travelling to Belfast on June 17. I have a chronic health condition and am no longer able to drive. My son is driving. Car hire companies ask that the person who pays with a credit card is the same person as the driver. My son is on minimum wage and doesn't have a credit card. Last year I persuaded the…
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Apple wallet hack
My son (21) late last night noticed three unusual payments from two separate bank accounts (Santander and HSBC). Santander (three transactions £0.99, and 2 x £49.99) has told him it's from his Apple wallet - he's a money-conscious student so is very good at knowing what he's spent and is adamant he has not made those…
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American Express points - best way to use them?
I have 18,000 Amex points that I have accumulated over the past few years. I could just use them for payment on amazon/ebay but the value seems a bit low.... What is the best way to use them to get maximum value from them?
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Dispute with builder
Hi All, We had an extension and new roof through a building company who subcontracted in a window company and roofer. We paid the building company for all work. Towards the end of the build the builders had clearly lost motivation and had another job on, appeared unannounced now and again. Their work was becoming shoddy so…
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Cap 1 balance transfer has gone missing!
Hi there, apologies if this is in the wrong place! I’m in a bit of a flap!!! I applied for a 6month interest free balance transfer card with Capital One. On application I provided the details of my Aqua (!) card to send the transfer to. The Cap One card is showing that they have sent the money on 31/05/24 but it has not…
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Unusual credit card transactions
Yesterday I placed an online grocery shop order at a well known supermarket, I used my credit card to pay and as usual I had to approve the transaction through my card provider, several hours later I received confirmation from my card provider that the supermarket had now took the funds for my order, nothing unusual in…
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Is there any disadvantage to adding my wife as an additional cardholder?
I’ve just had a decent balance transfer offer come through
on one of my existing credit cards, so I am thinking of adding my wife as an
additional cardholder in order to be able to transfer a balance from one of her
credit cards where the 0% offer period is about to end. Is there any disadvantage of doing this in terms of…