Pay for your 2012 holiday the Old Style Way - Come and Join in !

edited 29 December 2011 at 9:27AM in How much have you saved?
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majjakmajjak Forumite
380 Posts
edited 29 December 2011 at 9:27AM in How much have you saved?
After a fantastic family trip to Disney World in October, we've decided we want to go back in 2013 (April). :j

However, it's going to take a lot of tight beltening and saving money whenever and wherever we can to make this happen ! The idea is to NOT put the holiday/spending money on a credit card :naughty:

I thought it might be useful to set up a 'Holiday Savings Challenge' where we can chart progress and jot down any savings/cost cutting ideas through using the OS/Up Your Income boards. Plus any other threads that we can use to help us save the money we need to go.

If anyone would like to join me, I'd be very happy to include you in the challenge. :D

Just jot down where you'd like to go, when (it doesn't have to be in 2012) and roughly how much you want to save up and I'll add your details. It'd be lovely to have all your ideas too, we can all help each other :money:

It'll be a 'work in progress' challenge so please bear with me while I organise links etc.

Happy New Year everyone ! Here's to 2012 :beer:
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  • edited 2 February 2012 at 10:22AM
    majjakmajjak Forumite
    380 Posts
    edited 2 February 2012 at 10:22AM
    List of Challengers

    1. Majjak - £424.75/£9000 - Florida (April 2013)

    2. VJsmum - £305/£2000 - Tenerife (Christmas 2012)

    3. JulieGeorgianna - £509.71/£1010 - Norway (July 2012)

    4. Linda32 - £40.95/£380 - East coast UK (Late July 2012)

    5. JackieO - £185.00/£1300 - Sea Palling (June 2012)

    6. kjmtidea - £0/£1500 - Butlins (July 2012)

    7. Doelani - £2000/£2500 - Cruise (June 2012)

    8. Hollysmum22 - £0/£1500 - Disney (2013)

    9. No.1swimmum - £1425/£3750 - Florida (August 2012)

    10. Princess Pixiedust - £0/£14,000 - Florida (Sept 2012)

    11. MummyEm - £106.07/£3000 - Surprise Destination! (Feb 2013)

    12. Skauy - £1300/£10,000 - Cook Islands (mid-2014)

    13. ddelsabobs -

    14. jess444 - £350 /£1660 - Madeira (June 2012)
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  • edited 28 December 2011 at 12:50PM
    majjakmajjak Forumite
    380 Posts
    edited 28 December 2011 at 12:50PM
    Links to other moneysaving threads

    Huge thanks to Board Guide Squeaky for this :beer:, I hope you don't mind the copying and pasting to a more prominent position :D

    Overseas Holidays & Travel Planning board, not just for the holiday that you are saving for - but for cheap/free days out so that you can give yourselves a break from hard money saving.

    Also consider growing your own:- Greenfingered MoneySaving

    Doing some of your own repairs:- In my home (includes DIY) MoneySaving and also see the Kindle thread - there's a free ebook on DIY available at the moment.

    And if you haven't already done it: making a Statement of Affairs (not that kind :)) on Debt-Free Wannabe may help you trim your bills and so add even more to your savings pot.

    Then there's WHERE to save to get the best interest:- Savings & Investments and... Budgeting & Bank Accounts

    All in all there aren't many boards here on MSE that won't help towards your challenge!

    Here on Old Style I should think that threads such as our Monthly Grocery Challenge sticky at the top of the board, and perhaps Don't Throw Food Away Challenge 2012 will also be of help - and each of those contain links in the first post to other similar threads. So LOTS of homework there :)

    Good luck :)
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  • VJsmumVJsmum Forumite
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    I will join - I am looking to see if we can go to Tenerife (or somewhere similar) On Boxing day next year until New Year

    Not sure of cost but I'll say £2000

    I already have £200 saved and will add to it by ebaying the clutter, doing music magpie for CD's, I do some external examining which will pay £350, and sometimes do book reviews which give £40 a go. If the groceries come in under budget then the difference will go in the pot, I also save small coins so they will go in too.

    Excited :j
    I wanna be in the room where it happens
  • majjakmajjak Forumite
    380 Posts
    Hi VJsmum :hello:

    Looks like you've got a great head-start ! :j

    Tenerife for Christmas, that'll be fantastic ! A bit of winter sunshine is good for the soul ;). £40 for book reviews :eek: I'd be interested to hear about that being a bit of a bookworm.

    I'll be ebaying/car booting here too once the New Year starts. DH has just got a payrise so whatever extra he gets (we won't know exactly how much until Feb payday) will be going towards the savings pot too. Equally, any overtime I do I'll pop in as well.

    We've got a mega amount to save so I'll be penny pinching wherever possible. Maybe I'll join the Grocery Challenge thread again (for the umpteenth time ! :o)

    Excited here too :D
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  • edited 28 December 2011 at 11:54AM
    JulieGeorgianaJulieGeorgiana Forumite
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    edited 28 December 2011 at 11:54AM
    I'll Join in... I have saved £200 so far, but need £550 to pay for the flights to Norway in July '12 to see good friends, and we are on target and budget for get that money!

    BUT, We need £250 for spending money... and I just don't know where we are going to get it! And I don't want to hit our savings (ISA)...!

    I will also need £50 to get the baby a passport!!!!!

    So I need £850
    We spend money we don't have, on things that we don't need, to impress people we don't like. I don't and I'm happy!
    :dance: Mortgage Free Wannabe :dance:
    Overpayments Made: £5400 - Interest Saved: £11,550 - Months Saved: 24
  • majjakmajjak Forumite
    380 Posts
    Hi Julie

    Welcome :beer:

    Another great head-start :T, I'm sure you can do the £850, we'll all help :D:D.

    I've just joined the grocery challenge, they've got some fab ideas for getting the food bill down and how to use up things instead of throwing them away.

    Also, have you got any insurances up for renewal (house/car)? You could chip a few £££s away at those too if they are. Ebay? Car Boot sales?
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  • Linda32Linda32 Forumite
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    Great idea, if my work situation pans out as I hope (keeping everything crossed here) We shall be in a situation to go away end of June.

    Last year we had 4 days on the east coast, so with something similar in mind, I'd like to join in with spending money and petrol money. I normally save seperately anyway, so as not to touch "rainy day" savings, but it would be nice to keep a track with others. :)

    So can you put me down for £380 with £26.45 saved so far

    I use various methods. I squirrel away a few £'s at the end of the week. 50p money box and Tesco clubcard vouchers / Sainsburys points.

    The way I use the clubcard vouchers (the offers don't appeal to me) is spend the vouchers and Sainsburys points on normal shopping a few weeks before we go away, then keep the cash I would have spent on food.
  • edited 28 December 2011 at 12:17PM
    JulieGeorgianaJulieGeorgiana Forumite
    2.5K Posts
    Debt-free and Proud!
    edited 28 December 2011 at 12:17PM
    majjak wrote: »
    Also, have you got any insurances up for renewal (house/car)? You could chip a few £££s away at those too if they are. Ebay? Car Boot sales?

    My groceries are already as tight as they are ever going to be (£50 for 2 Adults, 1 Child, 2 Cats and 2 Rabbits... and a baby on the way!) but I don't go over much. We have a very tight budget!

    My House insurance just got renewed (Cut the quote by £2.50 a month, still £1 more a month then last year).

    What with me not working we are really tight up.

    I have an exercise bike going on eBay today (Am hoping to make the money for Roo's passport!)... there really isn't anything valuable to eBay in my house other then that.

    I am also selling my car soon, the money is needed for a deposit when we move in the summer! But anything we get over what we need will go in the 'holiday pot'.

    Also, my car needs servicing in the next few weeks, I have a set budget (which covers a full service), since this is a part service I hope that there will be money left from that too.

    Cross Fingers x

    EDIT: we also need money for Food and Petrol while we are there, but we have agreed with our friends that since they live so far away from everything that I would give them 2 weeks of groceries money (£100) and they will do one big shop and feed us all while we are there. I will pay for petrol in one of the two cars, which we hope will be covered by our normal petrol budget (£70)... as they are in the mountains we don't want to go far... but walk lots!!

    We do have to pay for baby items (nappies/wipes and food, but I have a normal budget for this which I will take with me) and special flour to make my Bread.
    We spend money we don't have, on things that we don't need, to impress people we don't like. I don't and I'm happy!
    :dance: Mortgage Free Wannabe :dance:
    Overpayments Made: £5400 - Interest Saved: £11,550 - Months Saved: 24
  • edited 28 December 2011 at 12:37PM
    squeakysqueaky Forumite
    14.1K Posts
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    edited 28 December 2011 at 12:37PM
    You might also consider the Overseas Holidays & Travel Planning board, not just for the holiday that you are saving for - but for cheap/free days out so that you can give yourselves a break from hard money saving.

    Also consider growing your own:- Greenfingered MoneySaving

    Doing some of your own repairs:- In my home (includes DIY) MoneySaving and also see the Kindle thread - there's a free ebook on DIY available at the moment.

    And if you haven't already done it: making a Statement of Affairs (not that kind :)) on Debt-Free Wannabe may help you trim your bills and so add even more to your savings pot.

    Then there's WHERE to save to get the best interest:- Savings & Investments and... Budgeting & Bank Accounts

    All in all there aren't many boards here on MSE that won't help towards your challenge!

    Here on Old Style I should think that threads such as our Monthly Grocery Challenge sticky at the top of the board, and perhaps Don't Throw Food Away Challenge 2012 will also be of help - and each of those contain links in the first post to other similar threads. So LOTS of homework there :)

    Good luck :)
    Hi, I'm a Board Guide on the Old Style and the Consumer Rights boards which means I'm a volunteer to help the boards run smoothly and can move and merge posts there. Board guides are not moderators and don't read every post. If you spot an inappropriate or illegal post then please report it to [email protected]. It is not part of my role to deal with reportable posts. Any views are mine and are not the official line of MoneySavingExpert.
    Never ascribe to malice that which is adequately explained by incompetence.
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  • majjakmajjak Forumite
    380 Posts
    Hi Linda

    The East Coast is lovely ! My relatives have a caravan in Great Yarmouth and we used to visit that area regularly before we moved down south.

    I've added you to the list :D.

    Julie, you do brilliant with your groceries ! I think I'll be asking for some tips along the way :o.

    Do you have time to do the survey sites? I used to do them before I started work again and although a bit time-consuming, I did make a few £££s from them. Is there anything you could make in your spare time that you could sell at a car boot/local table top sales?

    I would suggest growing your own veggies (we do here) but seeing as you're going away in the summer, you'd not reap the benefits very much. Things such as spinach, beetroot, cabbage could be sown over the next few weeks (in pots if you don't have space?) It might save you a little bit on your groceries :D
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