-
New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
-
Chase increases cashback to 2%
Chase are increasing the cashback to 2%, but with significant conditions. You'll now need to keep £1000 in a Chase savings account at all times, and you'll need to make 15 payments each month by debit card, or credit card, or direct debit. https://becleverwithyourcash.com/chase-increases-cashback-to-2/ On the plus side,…
-
First Direct £175 switching offer 09/09/2024
https://www.firstdirect.com/banking/current-account-mgm/?fd_msc=PCS0000031&cid=FSDT:la:A1:CA::2011:005:CA2020&mtp=agg&anprgid=c63f8b89-4d87-4bb0-b7bd-8634f2ad4829&dclid=CMHTrebduIgDFTRY9ggdv0gnhQ Who’s running the offer?first direct a division of HSBC UK plc (‘we, us’) is the promoter of the offer.The Switch offerSwitch…
-
Bank Account Access for an Appointee whose recipient lives in Care
Morning, I work in care and have a number of individuals whose parents act as appointee for the benefits, this is not a question regarding the use of the money, this is looking for help with banks that will help the appointees open a bank account and give the individual we support a debit card, so that we can support them…
-
Barclays Bank privacy policy is 10 years out of date!!
I know that a huge proportion of people don't actually read the "small print", but sometimes it's important. I recently had to launch civil proceedings against a debt recovery company who were demanding that I pay over £300 for a CCJ that wasn't mine… obviously, the District Judge ruled in my favour but it has made me be…
-
HELP! Two banks closed my accounts, but their cheques are of no use to me
Newbie in need of help here! I recently had my account closed by the Cooperative Bank, with almost no notice and without a full explanation, other than "breaching terms and conditions". I know that I have really poor credit rating, so I applied for a Basic account at HSBC, which was granted. However, as soon as I used my…
-
LHV Bank?
I'm looking for an easy access account with a decent interest rate. From the list of current accounts on the main website, LHV Bank appears - it matches the BoE base rate for interest (currently 4%). It's App-only, which I can live with. But, when I look at the fees rates charges document, it seems to state that standing…
-
What are the ways to protect my money?
Hi everyone, I have recently come into some money via inheritance. I'm petrified of my bank being hacked or something happening with my bank where I lose it all. Is my best option to just split it over a few different banks or can you advise on other things I can do? Thank you so much.
-
MSE News: Nationwide Fairer Share: Free £100 bonus confirmed for 2026
If you bank with Nationwide, you could get a free £100 paid into your account in June as part of the building society's 'Fairer Share' scheme. The bonus will be paid to millions of its current account customers who also have savings or a mortgage with it… Read the full story:…
-
Barclays £200 switch offer for opening a Bank Account (10/03/2026 to 28/05/2026)
Barclays have launched a new switch offer for their Bank Account. Excludes anyone who has ever received a switching bonus from Barclays in the past or anyone who had any Barclays current account open on 10th March 2026. T&Cs. Offer now added to the switching archive for future reference.
-
Nationwide Switch offer 21/5/26
Don’t think it’s been mentioned yet. £175 switch offer launched today https://www.nationwide.co.uk/current-accounts/switch/
-
Nationwide fairer share 2026 - cash deposits
I've read the guide on the site about maximising my chances of a 2026 Nationwide fairer share bonus, if indeed there is to be one. For the purposes of qualification I (likely) need to "In two of the first three months of this year, pay IN at least £500 from a non-Nationwide account (this could be your salary, for example)…
-
Halifax to vanish?
GBNews is reporting that the Halifax brand is to disappear, with the process beginning on 1st July this year: https://www.gbnews.com/money/lloyds-set-to-scrap-halifax-brand
-
Chase UK discussion
Thought we would have heard something by now
-
£25 Amazon gift card for opening a Santander current account (28/01/2026 to 27/02/2026)
This offer ended on 27th February 2026. LINK - taken from MSE for opening an Edge Current Account (Offer has ended). LINK - taken from MSE for opening an Everyday Current Account (Offer has ended). LINK - taken from TopCashback for opening an Edge Current Account. Here you can get your Amazon £25 gift card AND £20 cashback…
-
Bank of Scotland £175 switch offer (19/05/2026 to 29/06/2026)
Launched today. Applies to Classic, Silver and Platinum Accounts only. + Requires switching over 3 active direct debits as part of the switch (i.e. they must be set up and active on the account you're switching over to BoS before you start your switch). + No requirement to move any cash across. + You must open your account…
-
My bank doesn't want my money.
I wanted to pay £10,000 in cash into my bank and they said no, I would have to make 4 trips on seperate days and I live in a rural location miles from the bank so stuff that. I seem to be stuck with it , back under the mattress it goes.
-
Child Trust Fund Account Access
My son was born in 2009. Back then the government had a thing about each child should have a Child Trust Fund Account. My son has a account with Nationwide building Society his name and my name on are on it. My son has special needs and is not able to make his own financial decisions he is currently 17 years old. can…
-
Barclays petrol cashback
Barclays are offering a cashback of upto £10 per month through it's rewards scheme if you buy petrol from Tesco's. Link with more information - https://share.google/WwImJXVsFG7cz8Kyd
-
Best banks if you have Power of Attorney
This thread is to discuss theBest banks if you have Power of Attorney?article Also see: Power of Attorney: Plan ahead To take part, click reply.
-
First Direct - what’s all the hype?
I finally decided to switch bank accounts from Santander to First Direct, and take advantage of the switching incentive. First Direct had been hyped as having excellent customer service and I had no reason to suspect otherwise since all the reviews seem to be pretty glowing on MSE. I opened the account mid July 2025 and…
