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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Child Trust Fund Account Access
My son was born in 2009. Back then the government had a thing about each child should have a Child Trust Fund Account. My son has a account with Nationwide building Society his name and my name on are on it. My son has special needs and is not able to make his own financial decisions he is currently 17 years old. can…
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Halifax login
Hi. Just wondering if anyone else has noticed when logging into Halifax it now states you don't need a password? Seems a bit strange to lower the security and also not inform me about the change. Anyone else has this?
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First Direct Perks
Seems like a new reward scheme incoming?
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Nationwide contactless limit change
How do I change my contactless limit on my debit card - from £100 to £50 ? According to Nationwide.co.uk - it is via "MANAGE CARDS" but this is not available on the website - as far as I can see……
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Switching Bank Best option.
Hi, so after 50+ years as a Clydesdale bank customer we have been switched to Virgin money some time ago and now going to be part of Nationwide that will apparently mean more emails to the inbox anyway we are looking to switch away from Clydesdale/Virgin Money, do not need a mortgage, no lending required etc., etc. just…
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Lloyds switch for up to £500, 24 February to 30 April 2026
Switch to a new Club Lloyds for £200, or Lloyds Premier for £500. Open a Current Account Online | UK Bank Accounts | Lloyds https://share.google/6K20M5Iy0knuEbtVi https://www.lloydsbank.com/current-accounts.html £200 Club Lloyds switch offer Terms & Conditions. To qualify for the £200 switching offer (“the offer”) you must…
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Barclays £200 switch offer for opening a Bank Account (10/03/2026 to 28/05/2026)
Barclays have launched a new switch offer for their Bank Account. Excludes anyone who has ever received a switching bonus from Barclays in the past or anyone who had any Barclays current account open on 10th March 2026. T&Cs. Offer now added to the switching archive for future reference.
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TSB £200 bank switch starting 13th Jan 2026
Hi, TSB has launched a new switch incentive campaign today rewarding those eligible with £200 Terms and Conditions https://www.tsb.co.uk/current-accounts/switching-bank-account.html "If you’ve received an incentive or benefit for switching to TSB Bank plc using the Current Account Switch Service since
1 October 2022,…
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Can't use current account for sole trader business
I have been with Nationwide for many years. I have been working as a sole trader/self employed for the past 18 years, and have been having invoices paid into my current account, and business outgoings going out from it for all this time. Nationwide have always said this was acceptable. It isn't huge figures, I don't pay…
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Zopa biscuit account with 2% on DD
I opened my account last year before it was renamed Biscuit! I got £30 from a £1500 DD transaction done with my connected Moneybox account. Now that I am into a second year does the 2% on the DD still occur? I actually did another £1500 DD transaction. Though gather now they only pay £2.50 per month on £125 transactions.…
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HSBC / William Hill Fraud
I really need a bit of help and advice. When it was the Grand National a few weeks ago I put a bet on via William Hill Online. The last time I used William Hill online was the previous Grand National . I deposited £5 using my HSBC Debit card which is stored by William Hill, and won a total of 70p !. Then on Sunday night…
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£25 Amazon gift card for opening a TSB Spend & Save or S&S Plus account (19/12/2025 to 31/12/2025)
Get a £25 Amazon gift card by doing the following: 1: Click on the LINK (this one is from MoneySupermarket, others may be available). OFFER HAS ENDED. 2: Register your email address with Giftcloud. 3: Click "Continue Purchase" and continue on to TSB and open your Spend & Save or Spend & Save Plus account. - TSB will…
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Best budgeting app for UK bank accounts in 2026?
Can anyone recommend a good budgeting app (that's not YNAB) that can connect with multiple UK bank accounts and help me track my cash flow so I can identify areas where I'm overspending? The well-known big names such as Quicken Simplifi or Monarch Money seem to be mainly America focused with little or no support of UK…
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Open Banking apps – what’s support like if something goes wrong?
I’m looking at using apps/services that connect to my bank account (Open Banking) to help manage money and avoid fees. Before doing that, I’m wondering what happens if something stops working—like transactions not updating or payments failing. In your experience, is customer support from these services usually responsive,…
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General Comments About Santander
Morning All, I’m mulling over opening a current account with Santander. It would run side by side with my NatWest account and give me some extra flexibility. Has anyone got any comments good or bad about the bank?
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RBS/Natwest Switch Offer from 17th February 2026 to 28th May 2026
New switching offer from RBS/Natwest https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html Looks to be the same terms for both How to get £150 1. Open a current account and switch to us Apply for a Select or Reward account…
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NatWest change to biometric data policy
See here from 20th May 2026 they can use your biometric data without your consent now to prevent fraud for legitimate reasons. https://www.ukbusinesstimes.co.uk/natwest-may-20-2026-alert/
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£25 Amazon gift card for opening a Santander current account (27/11/2025 to 09/12/2025)
New £25 Amazon gift card offer launched today. Can be withdrawn at any time. LINK (taken from MSE, there are other participants whose links you can use). THIS OFFER HAS NOW ENDED. Requirements: - Register with VoucherSent and in the same session successfully open a new Santander Edge, Edge Up, Edge Explorer or Everyday…
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absolute scam: vouchersent £25 gift card (Santander)
Was meant to get my £25 gift card for switching to Santander by 10th march. Nothing. I email vouchersent on 15th march and 25th march. Nothing. April 14th they email back asking for information I'd already provided in my initial emails to them. April 22nd they come back saying: "we could only accept queries up until the…
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Open new Santander Edge and Current accounts?
Hi, my 6% on the Edge saver accounts expired today so I closed them via chatbot. I noticed that if you open new current accounts you also get Amazon vouchers. However, you need to use the current accounts for purchases to qualify for the voucher, which I imagine would trigger the monthly maintenance fee, wouldn't it. Is it…
