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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Banking account without debit card
Hi To help (force!) Me to budget, I'm thinking about paying my salary into a bank account and using that account to just pay direct debits and standing orders. Then transferring a set amount weekly to a separate account which has a debit card attached, to use for day to day spending. Does anyone know of a current account…
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Lloyds Bank online log in query
Hi, I went to log in to my Lloyds account earlier today online (don't have the App) and it was saying that they had made logging in easier - password no longer required, just your ID name and some other details. I put the ID name in and got the usual 2FA verification code from Lloyds but decided not to proceed, in light of…
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£50 in Amazon gift cards for opening an Amazon Barclaycard credit card (ends 09/04/2026)
This seems like a fairly simple offer. Apply for an Amazon Barclaycard through your Amazon account and if accepted you get a £40 Amazon gift card. Activate your card in the app and get a £10 Amazon gift card. Ends 9th April 2026. You can check your eligibility before submitting your application, which involves a soft…
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Fraud question
Someone tried to open or opened a bank account or credit card in my name. I made the bank aware it was not me and it doesn’t show on my credit report. Today I’ve had a letter saying that a Totally Money (some kind of credit report service) account was fraudulently opened in my name. Obviously I will email them to confirm…
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Where to keep your card?
My debit card dropped out of my phone case and I didnt notice, so I needed to cancel and order a new card. Do you just use your mobile banking app for money/cash or do you use a bank card and keep it in your phone case or wallet? I am thinking about turning back the clock and buying a small wallet.
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Santander switch warning
I applied to Santander on 9th December for their edge explorer account. On 19th January the account was opened. To get the £200 incentive, you must pay in £1500 twice within 60 days. The 60 days starts when you apply, not when the account is open. How can you pay in when you have no details? Like most people, i am paid…
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Unauthorised direct debit query
Family member has a credit card. No direct debit set up because it’s 0% and they manually pay the payment each month with the aim of clearing it by the time the bought percent period ends. (Yes, I know) The bank unilaterally set up a direct debit and took the full amount leaving the current account empty bar £50. Bank has…
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Lloyds switch offer 6 January to 3 February 2026
https://www.lloydsbank.com/current-accounts/switch.html * How to get the switch offer To qualify for the £250 switching offer (“the offer”) you must switch to a new Club Lloyds Account, Club Lloyds Platinum Account or Club Lloyds Silver Account using the ‘Current Account Switch Service’ to switch from a bank account held…
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Barclays £200 switch offer for opening a Bank Account (10/03/2026 to 28/05/2026)
Barclays have launched a new switch offer for their Bank Account. Excludes anyone who has ever received a switching bonus from Barclays in the past or anyone who had any Barclays current account open on 10th March 2026. T&Cs. Offer now added to the switching archive for future reference.
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Barclays bank £200 switch offer ended?
Yesterday Barclay's helpline told my wife the £200/£2k deposit switch deal has ended. Is that true? She had already setup a new account and had tried completing the switch process, but it failed? Anyone else heard this or has same problem? Did think we could try the £400 switch / £4k deposit deal, but dont have the…
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Barclays £400 switch offer for opening a Premier Account (17/02/2026 to 30/04/2026)
Barclays have launched a new switch offer for their Premier Account. Excludes anyone who has ever received a switching bonus from Barclays or anyone who has had a Barclays current account open on 17th February 2026. 😥 T&Cs. This offer has been added to the archive.
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Lloyds/Halifax/BoS Apps/Website Showing Other Transactions
Surprised there hasn't been any mention of this happening to anyone on the board here so maybe it's not as widespread as suggested. I didn't see any other accounts in my app when I logged in yesterday but I have quite a few of my own accounts showing anyway. https://www.bbc.co.uk/news/articles/c4g23npxpwgo Anyone here…
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Zopa Biscuit account cashback offer for Android users
Does anyone have a working link to the MSE £15 cashback offer for downloading the Zopa app on an android phone? The link on the main site only seems to work with iphones even when trying the Google playstore link it takes you the the apple app store!
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£25 Amazon gift card for opening a TSB Spend & Save or S&S Plus account (19/12/2025 to 31/12/2025)
Get a £25 Amazon gift card by doing the following: 1: Click on the LINK (this one is from MoneySupermarket, others may be available). OFFER HAS ENDED. 2: Register your email address with Giftcloud. 3: Click "Continue Purchase" and continue on to TSB and open your Spend & Save or Spend & Save Plus account. - TSB will…
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£10 Amazon gift card for opening a Santander savings account (09/12/2025 to 18/12/2025)
Get a £10 Amazon gift card for opening a Santander Edge Saver, Easy Access Saver, Limited Access Saver, Fixed Term Saver, Fixed Term ISA or Easy Access ISA. OFFER HAS ENDED. What you need to do: 1: Use this LINK (taken from MSE, other affiliate links are available - I've listed the Top Cashback affiliate links in this…
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Santander Amazon opening offer x2
This post was inserted after an error by the Forum Team in order to put the posts back in chronological order
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Your help requested: DDs for a Current Account switch
Hi, folks! Recently set up three new DDs on a Chase current account I recently opened (not one of my main accounts). I plan to switch that over to a Club Lloyds account, in order to receive the £200 bonus. That deal expires on 30 Apr, or maybe before. Can anyone confirm for me, must all three of the DDs have executed at…
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Lloyds Verification OTP System Failure
I've been unable to login to the Lloyds website to do my online banking for over a week. Lloyds are no longer sending out a passcode to my mobile, so I cannot complete the last stage of the login. I am also unable to use my Lloyds credit card online because the transaction verification OTP is not being sent to my mobile.…
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Club Lloyds Direct Debits
I completed a switch last year for a bonus which included 3 DDs and a monthly £2000 pay in. 1 of my DDs is about to finish. Do I need to keep 3 (or any) DDs running on the account as long as I keep the £2000 pay in to keep the fee refund and Disney+ benefit? Any help appreciated!
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Lloyds switch for up to £500, 24 February to 30 April 2026
Switch to a new Club Lloyds for £200, or Lloyds Premier for £500. Open a Current Account Online | UK Bank Accounts | Lloyds https://share.google/6K20M5Iy0knuEbtVi https://www.lloydsbank.com/current-accounts.html £200 Club Lloyds switch offer Terms & Conditions. To qualify for the £200 switching offer (“the offer”) you must…
