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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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AIB £200 Switch & Stay Offer (NI Only) 6/10/25-TBC
Haven't seen this mentioned yet but AIB now have a switching offer: To get the £100 for switching you must:* Be a new AIB current account and regular saver customer living in Northern Ireland * Complete a full switch to the current account using the CASS * Activate their Online banking * Deposit £1.5k into the account and…
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Fraudulent Soft searches
My name, dob and address was in a data leak. In the past six months there have been nearly 500 soft searches. Car, home, van insurance. They are fraudulent. Wrong email address used. Wrong car. I don't have house insurance in my name. Every week I contact the insurance companies, comparison sites, lexus nexus, bisl etc…
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Overdrafts
Hi, I have my own 'overdraft' where I keep £1000 in my current account at all times and forget about it, in case of an unexpected bill and for peace of mind. However, I've been thinking that could be earning interest with my savings so it could be worth getting an overdraft for £1000 on my current account, not that I would…
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Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
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What are some good options for having 2 active direct debits for account opening requirements?
I'm considering opening a Santander Edge current account primarily for the purpose of opening the linked Edge Saver savings account. The Edge Saver requires you to have the current account. The current account itself requires having 2 direct debits and paying in £500 a month. As far as I can tell from the T&Cs, the direct…
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TSB £180 Switch and Stay offer (30/09/2025 to 09/12/2025)
New Switch and Stay offer from TSB. T&Cs. This offer comprises two parts. Part 1: The switch part Before 9th December 2025: - Submit and complete a full switch request to either a new Spend & Save or Spend & Save Plus account or to any existing TSB current account (except the under 19s current account). - Make a minimum of…
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Chase £100 incentive
I've just got a message from Chase (who I already have current and savings accounts with, but the current account is not my main one). They're offering a £100 Amazon voucher if I make my Chase current account my main income account - i.e. pay my salary (min £1,500) in each month for two months. Either by using the…
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Chase new switch offer - £100 Amazon GC if numerous conditions are met
If you've received an email notification or joined Chase after 29 September you're eligible. You must do a current account switch. Plus you need to have £1500 or more paid in for at least 2 months after switching. The way I understand it is it must be from an external source (not your own account) and the same payee but it…
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CO-OP Bank Switch
I wanted to make use of the Co-op £175 switch incentive, so I applied for a current account on 10th September and the earliest they could offer me a switch date was 6th October. I applied for a savings account last week that still isn't showing on online banking, and I also applied for a credit card and am still awaiting…
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Halifax Scrapping £5/Cinema ticket Rewards.
i think its worth it's own thread, some info added on to the end of the "slow rewards update" thread... originally posted by pokemaster and thanks to WillPS for: https://becleverwithyourcash.com/halifax-to-scrap-5-reward/
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MSE News: Forced to share PINs, left open to fraud – Martin Lewis calls for carers' cards
Banks must offer people the tools they need to manage their money in safer ways – and this needs to be overseen by the Government. This is according to new calls from Martin Lewis and the charity he founded and chairs, the Money and Mental Health Policy Institute (MMHPI)... Read the full story: 'Forced to share PINs, left…
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HSBC and Foreign Cheques
I inherited Hong Kong shares 25 years ago and dividends (usually approx £350 annually) are always paid in Hong Kong dollar cheques. Barclays stopped taking foreign cheques so I opened an HSBC Global money account but they’re going to be stopping international cheques from 12 December. The Hong Kong company have said they…
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Have Completed All Possible Bank Switches.What Next???
Since Dec 2024, I have been bank switching in both my name and my wife's name. It's been pretty lucrative and as a result, have earned well over £2000 in total. Have done all banks possible I believe (First Direct, Nationwide, Nat West, TSB, CoOp, Barclays and Lloyds).. NB: Couldn't do Santander as already had an account.…
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Monzo has disabled my account, it's been two weeks and no updates
Over the holidays my bank account suddenly stopped working. I gather I've been flagged as suspicious, the only thing that I can think that happened is I received a significant pay out (5 figures) when my employment ended with work. I totally understand that they have rules they need to follow so can't / won't say anything.…
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Checking my previous bank accounts
Hi all, I'm interested in the Barclays bank switch offer but I'm unsure if I've switched to them before as I've not got the paperwork of previous accounts. Is there anyway I can check who I've been with and on what dates please Kind regards mark
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Barclays app
I've just got a new phone, and am having trouble with the Barclays app. Luckily I still have the old phone. The chat option doesn't seem to work at all, it just says"We're making improvements, some chat services are unavailable". And phoning doesn't work at the weekend (I phoned yesterday and they were helpful but didn't…
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Why are bank cashback switch payments now so strict?
Majority say you now can have never had a switch payment ever! Which is now excluding many for me, and the dates eligible are now 5/6 years ago too.
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Barclays minimum £2000 pay in for the £200 bonus
Does anyone know if the £2000 that needs to be paid into the barclays account after switching to it has to be done in one transaction, or can it be paid in over 2 transactions?
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Direct Debits
I recently discovered 2 direct debits had been set up on my current bank account. These were new and no money had gone. I did not set these up or authorise anyone to set them up so I assumed some fraudulent activity. On contacting the bank I was advised that they do not notify customers when new direct debits are set up…
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Right to Manage Company RTM Savings Bank Account
We are a small RTM (20 flats) running 11 years. We have a managing agent to help us manage the block. Our service charges are paid to them to manage. We now have a surplus amount for "reserve sinking fund" money which we would like to invest as our current account does not pay interest. We are struggling to find a suitable…
