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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Lloyds and PayPoint super-charge customer choice for cash deposits
This is interesting and quite handy 👍 https://www.lloydsbankinggroup.com/media/press-releases/2025/lloyds-bank-2025/lloyds-and-paypoint-super-charge-customer-choice-for-cash-depos.html
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Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
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Son given large cash present for birthday - concern there may be issues paying into the bank
My son is a very lucky boy who has just been given £1000 in cash for this birthday from his grandparents - he’s at university and money is very tight for him, hence their generous present - they are also strong advocates of using cash rather than doing everything electronically. He obviously wants to pay the money into his…
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Danske Bank £180 Switching offer (New NI customers)
Just seen this Danske Bank switching offer. New NI customers who haven't received a previous switching offer or existing UK customers who don't already hold a Danske bank current account. https://danskebank.co.uk/personal/products/current-accounts/switch-180
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More PayPal issues?
I see I cannot transfer a payment I had from PayPal to my linked bank account. And received an email from PayPal saying my bank account has been disabled for use from PayPal for security reasons! A similar glitch occurred last week but without the email. I was able to transfer the money a day or so later. Is there…
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Request for personal budgeting
I’ve recently started to make a good bit of money in my current job. I come from a very working class background, and my parents struggled when I was younger, and aren’t very financially educated which I’m sure they wouldn’t mind me saying - so I’m not either. I’ve done some work to learn the basics, read some books etc,…
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Santander 123 Lite - conversion to Everyday Account from 21 August 2025?
I posted this on another Santander thread, but it probably deserves one to itself for those who still have the 123 Lite. I have not received anything via email or post, but saw this on their website (note “we’re planning”?): https://www.santander.co.uk/personal/support/current-accounts/changes-to-your-current-account…
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Business account for small residents company.
I am the current director of a very small limited company, we own some shared land and car parking area for 7 households, Our income from each household is £125 a year, this covers adding a bit to our slush fund and covers yearly grass cutting and company registration fees, not much else. We used to bank with LLoyds and…
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NatWest + RBS £175 switching offers June 2025
New switching offers from NatWest and RBS, see below. Terms seem to be more or less identical between the two banks, so I've listed the T&Cs for the NatWest offer for reference. Biggest difference between past offers is that it seems to apply only to "new and existing customers who don’t hold a NatWest/RBS current account…
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Co-op Regular Saver Not Appearing in Online Banking
Has anyone else had issues with the new Co-op 7% Regular Saver not showing up on their online banking? I applied on Thursday when it went live, but couldn't do it from the online banking page as it wasn't showing on the list of accounts available to apply for, so I had to find the page on the main site and apply from there…
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Barclays £175 Switch Offer - 15th July 2025 to 28th August 2025
I couldn't find an existing thread for this so here goes: New switch offer from Barclays. What you need to do: * Step 1 : Open a Barclays Bank Account or Premier Current Account in the Barclays app * Step 2 : If you’ve opened a Barclays Bank Account, join Blue Rewards for £5 a month * Step 3 : Complete a full switch in the…
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Bank account for a 15yr old with a deposit of £45,000.00
Me & my partner are trying to find a bank account for our 15 year old Nephew. His dad passed away 2 years ago at work & his employer had Death in Service policy so the first deposit is roughly £45000.00. The only thing is that they live 200 miles away.
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Has anyone used the Sidekick Money App
Hi All Just wondering if anyone has usedSidekick Money I have read online they offer Direct Debit regular payments to their savings accounts. Im just wondering if anyone can confirm and if I can setup weekly deposits? Also would be great if anyone has any general reviews about the platform and recommendations please? Thanks
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Transferring money from the UK to Ireland
What is the best way to arrange transferring a large sum of money from UK banks to Ireland? Are there charges, taxes or so on? The money is an inheritance.
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RBS Premier Rewards - Ended up with 2 accounts
Hi All I applied for the RBS premier reward account and when applying the website glitched so I applied account. Long story short ive now been given 2 premier reward accounts. I was just wondering if you are only allowed max 1 account, or seeing as I now have 2 will I get the £8 a month reward for each account (£10 rewards…
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A question about Open Banking
I have a Starling Business account and use Quickbooks for my accounting. There is a connection between the two using Open Banking. What puzzles me is the delay between a transaction becoming visible in my online banking and it making its way into Quickbooks via the Open Banking connection. Even if I go into Quickbooks and…
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NatWest account disabled
Hello, I just tried to login to my NatWest app and it came up with a message saying ‘your online banking and mobile app have been disabled.’ I clicked the link to the help page, which directed me to ‘chat to cora’, which in turn directed me to message NatWest via WhatsApp. When I did this, the person told me that the Fraud…
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Savings/investment DDs and debit card deposits- An updated list
Welcome to this thread. I have decided to create this thread to provide a regularly updated list of savings and investment accounts that can be paid into by direct debit and/or debit card for the purposes of satisfying the various bank switching offers and reward accounts that are available. This thread is intended to be a…
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where has my money gone?
A Company occasionally pays me a fee. I forgot to change my bank details with them and they have continued to send money to my closed account for 2 years. They have not had it returned to them. The bank receiving the money has no trace of it. What can I do next?
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Stop using Edge Current Account but keep Edge Saver Account?
I have been cutting back on what I spend on direct debits from my Santander Edge Current Account and because they no longer give cashback from shopping I now have less than £3.00 cashback which no longer covers the £3.00 fee so I am thinking of closing my edge current account ( maybe switching to get a switching bonus)…
