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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Chase increases cashback to 2%
Chase are increasing the cashback to 2%, but with significant conditions. You'll now need to keep £1000 in a Chase savings account at all times, and you'll need to make 15 payments each month by debit card, or credit card, or direct debit. https://becleverwithyourcash.com/chase-increases-cashback-to-2/ On the plus side,…
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Nationwide FlexPlus vs Co-op Everyday Extra benefits
We have a joint NW Flex Plus account (£18/m). Breakdown cover and travel insurance are most important to us, mobile/gadget cover a bit less. If we switch to joint Co-op Everyday Extra (£12/m) what do we lose ? From what I can gather from a very quick check on MSE, the benefits are pretty similar. The devil must be in the…
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Open banking question
Now that i can see my halifax account in my lloyds app, i quite fancy seeing more accounts all in one place, however i am not sure which bank/app to be the main hub to see all my accounts in one place. i have accounts with santander, natwest, lloyds, halifax, chase, kroo, jp morgan, 1st direct and nationwide. I suppose…
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Tried to withdraw £800 from ATM, didn't dispense the cash, still waiting 11 days...
Hi not sure if in right place. Basically I had to withdraw £1500 cash from ATM on 9th August. Rather than withdrawing on high street, I went into Nationwide branch to use their internal ATM. Put my Revolut card in, tapped to withdraw £800, "please remove your card, your card is now being counted", card popped out & I heard…
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TSB £5k Giveaway Prize Draw (01/09/2026 to 31/10/2026)
TSB have launched a £5k prize draw which will take place during the months of September and October 2026. T&Cs. + The £1,000 per month deposit can be deposited in multiple smaller amounts. + Funds must originate from outside TSB (i.e. not from one TSB account to another). + One entry per eligible account. + Alternative…
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Halifax to Lloyds problem
Since being moved to Lloyds and now using their app I am having issues with existing links to my Chip and Zopa accounts. When I want to add or move money they open up the Halifax app which them tells me to change my account details to Lloyds. My bank account number and sorting code remain the same with the move to Lloyds.…
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Changing old banknotes
I’ve found an old paper £50 note and I have no bank nearby only a post office that wouldn’t change it. is the only option to post it to the Bank of England or make a long to a bank (or give it to a charity- rather not donate the full amount £50 though)
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£100 supermarket gift card for opening a Santander current account & spending £600 (ends 26/08/26)
Latest offer from Santander via VoucherSent. £100 supermarket gift card for opening a Santander Edge, Edge Up or Everyday Current Account and spending £200 per month for 3 months across 4 or more transactions per month. New Santander customers only i.e. you cannot have any products with Santander (doesn't say whether…
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First Direct £175 switching offer 09/09/2024
https://www.firstdirect.com/banking/current-account-mgm/?fd_msc=PCS0000031&cid=FSDT:la:A1:CA::2011:005:CA2020&mtp=agg&anprgid=c63f8b89-4d87-4bb0-b7bd-8634f2ad4829&dclid=CMHTrebduIgDFTRY9ggdv0gnhQ Who’s running the offer?first direct a division of HSBC UK plc (‘we, us’) is the promoter of the offer.The Switch offerSwitch…
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Is it safe to give my bank account details to Ebay to receive payments?
I see that Ebay now require you to give your bank account details to receive payments, rather than using PayPal. How safe is this? Should I be worried about them getting hacked? Has this caused problems for people?
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£25 Amazon gift card for opening a First Direct current account (17/08/2026 to 02/09/2026)
This promotion is being run by MoneySupermarket via VoucherSent. Get a £25 Amazon gift card for opening a First Direct current account. This offer is separate to the £175 switch offer and can be done alongside it. + Register with VoucherSent and in the same session successfully open a new First Direct current account.…
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Starling - Toothbrush switch offer for new personal current account customers (10/08/26 to 11/10/26)
This is a bit of an odd one. A switch offer from Starling, offering switchers a free SURI Pro 2.0 toothbrush and UV clean-and-charge case. T&Cs. Your switch must be to a new Starling personal current account. Starling only allow customers to have one personal current account, so it kind of rules out anyone who is already a…
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Cash for Opening/Changing Bank Accounts
Overall is this worth it ? The hassle of changing bank account & teething problems with moving DDs. I would have thought the biggest benefit would be on Banks being incentivised/forced to offer benefits to existing customers. Can Martin answer if sufficient pressure is being put on banks to do this ?
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Credit card for spending abroad!
For many years I have been using Halifax clarity card without a problem. Last year I was picking up my hire car in Spain and the car agency will not accept my Clarity card for the excess deposit as it did not have my full name (only initial and surname). They said the only option is to pay for their rediculousley expensive…
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Halifax Lloyds switch
My Halifax reward account switched to Lloyds and the Lloyds app is working. However my Zopa smart saver account that was linked to the Halifax account can no longer access the account for me to pay money in. I get taken to a nonfunctional Halifax online banking front page rather than the Lloyds app. I have spent hours on…
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HSBC £220 switch offer for opening a Bank Account (15/06/2026 to TBC)
New HSBC switch offer launched today. T&Cs. 1: Open a Bank Account in the HSBC app on or after 15th June 2026 but before the offer is withdrawn. 2: Within 60 days of opening your HSBC Bank Account: + Complete a full CASS switch which includes at least 2 direct debits. + Deposit at least £2,000 into your HSBC Bank Account.…
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Barclays £200 switch offer for opening a Bank Account (09/06/2026 to 27/08/2026)
Barclays have launched a new switch offer for their Bank Account. T&Cs. Conditions: + Download the Barclays app to open a Barclays Bank Account. You must use the app to open your account. + Pay at least £2,000 into the Barclays Bank Account you’re switching to within 30 days of opening the account, + Start your application…
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The HSBC £220 IS A SCAM
I used the link on MSE to switch from NatWest West to HSBC. After some 20 days I had heard nothing and my account had not been opened. I called them and they said they did not have my application!!! So they did it all over the phone and did the switch. Now after 60 days and no payment, I contacted them and they said I was…
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First Direct Perks
Seems like a new reward scheme incoming?
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MSE News: Halifax bank brand to be replaced by Lloyds – what it means for you
If you're an existing Halifax customer, you'll soon become a Lloyds customer instead, as Lloyds Banking Group – the parent company of both – has announced it's scrapping the Halifax brand completely over the coming months. Here's what you need to know… Read the full story:…
