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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Bank switching; What's a good account to open just to do a switch shortly after?
Hi everyone. Looking for a recommendation for a bank account to open that I will switch from shortly afterwards.I only currently use Nationwide which I don't want to lose or open another account with. Thanks in advance!
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Rejected for an edge account
Following Martins last tv show, we decided to apply for a santander edge account. We were rejected? I have no idea why. Our credit score...which I checked after...(form the first time in 10 years) came in at 650. We own our own home, have quite a bit in savings, £50k pa in income. Virtually zero outgoings....have never…
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Moved: Credit Cards
This discussion has been moved.
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What's in your wallet/purse?
Show us what you've got! Here's mine :p - American Express Green Charge Card - Citibank Platinum Visa Card - HSBC Student MasterCard Credit Card - HSBC Student Maestro Debit Card - Boots Advantage Card - Nectar Card - Student Bus Card - £5 and change (i never carry more than £10 at any one time) Cards not shown (for…
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Revolut insisting i get my passport renewed
Been using Revolut for just under a year or so now, I get on well with it and like their generous daily interest on my savings. However, suddenly got a email and app messages saying i need to re-submit my ID documents for "regulatory requirements" I thought no bother, got my valid photo card driving license handy. However…
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Nationwide card reader - rubbish
I tried to use my Nationwide card reader to pay my window cleaner £15.00. Easy you may think? No, an absolute shower of the proverbial. I had to create a new payee, put in their details and amount then insert my card in the reader. I followed the prompts and got through to the part with the code, put that in and it asked…
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Tide business current account
They have sign-up bonuses for opening a current account, but I never see them discussed on here. I know they are supposed to be for businesses/sole traders, but do they actually check? What if you are newly self-employed? How would they be able to verify this?
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Coventry BS monthly interest paid but not received
Hi. February monthly interest from Coventry building society paid out on the 31st and was received into my bank the same day March interest was paid out on 30th but not landed in my bank account yet I have only been with Coventry a couple of months so I have no idea whats normal Can someone enlighten me please Thanks
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Nationwide Flexdirect Account
I have a Nationwide Bank account, which I am mostly happy with, however one small gripe is whenever I or someone transfers money to another Nationwide account it only shows the sort code and account number. I phoned them up to see if I was doing something wrong and they stated that I wasn't. So I guess I just have to put…
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Chase £10 Amazon for 5 Debit Card Transactions
Email for eligible customers for a £10 Amazon Gift Card for making 5 debit card purchases by 11th December 2025. https://www.chase.co.uk/gb/en/legal/chase-10-amazon-gift-card-offer/
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Barclays premier account
Hey all, I recently took MSE advise and transferred to Barclays, but wondered when I will get the free Apple TV-+ and MLSoccer, is it at the end of the switch (including 2 direct debits) or before? Thanks
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TSB Dream Fund Prize Draw (September 2025)
Launched today. From what I can see after a quick glance through the T&Cs, there are two routes of entry into this. Entry routes: 1: Deposit £5,000 from another bank account (not TSB) into one of your TSB accounts anytime during the promotion period (all of September) and keep it there until at least 1st October. So you…
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Barclays Premier £400 switch incentive
https://www.barclays.co.uk/current-accounts/premier-switch-offer/ Generous. But I’m not sure if I qualify… I claimed the joint Barclays Premier/Barclaycard Avios bonus about two years ago. Not sure if this counts as a ‘CASS bonus’. Anyone got any ideas?
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Zopa Current account
I just logged into Zopa and it's offering current account states beta. Not available to everyone yet. Had anyone applied, any issues/reviews. Do they carry out full credit check or soft checks. Thanks
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LLoyds and Halifax 'co servicing'
Had a message from Llyds saying theyll be soon be introducing a service where if you have a Loyds and a halifax account, you will be able to view both accounts on the app/online account of one of them. I wonder if this applies to joint accounts and does it require new sign in details? For instance, myself and partner have…
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Cashback missing at Virgin Money
Hi, has anyone had cause to complain about missing cashback for purchases made with their debit card on Virgin cashback retail deals? I had a 10% back at Asda for £30+ purchases and it didn't track. Put the missing transaction form in on the app and got a very automated looking reply back saying my card wasn't registered.…
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Timing for Lloyds monthly club saver
I have a monthly regular Club Lloyds saver ($400pm max @ 6.25%) which has just matured. This is one of the accounts where you can get a 13th payment in if you open the account close to the end of a month and then fund it again early into the next month (and thereafter for the remaining 12 months). However, the T&Cs say…
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Bank switching error
Hi, I recently switched banks from First direct to Santander which should have completed on 24th November. On 25th I noticed there was still money in the account (£175) with a pending payment for that amount to amazon. Yesterday I received a message from First direct to tell me that my account was £175 overdrawn. I checked…
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Need a little advice, my take home pay is different to whats calculated...
So I've been using this https://www.thesalarycalculator.co.uk/salary.php to calculate my take home pay estimates... I earn 38K a year. According to the calculator my PAYE should be £423.83 and NI £169.53 But the actual deductions were £441.20 and £176.49 Not wildly different but nearly a weeks shopping. But I also have a…
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Alternatives to Monzo
I used Monzo as my main day-to-day account for several years, but closed my account earlier in the year because I was unhappy with their standard of customer service. Since then I've been using a Lloyds current account, but I've found myself really missing some of the key benefits of Monzo, like transactions appearing…
