Budgeting & bank accounts

💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…

Anyone having issues with the Club Lloyds fee waver? I pay in £2000 every month and usually have the fee taken and waived at the same time. Today they have taken the fee, but the waiver reinstating it isn't there.

Halifax customers who use mobile and online banking services should move to the Lloyds Bank app before Sunday 1 November. That's because the Halifax app and online banking services will be axed from this date. Here's what you need to know. Read the full story:…

New HSBC switch offer launched today. T&Cs. 1: Open a Bank Account in the HSBC app on or after 15th June 2026 but before the offer is withdrawn. 2: Within 60 days of opening your HSBC Bank Account: + Complete a full CASS switch which includes at least 2 direct debits. + Deposit at least £2,000 into your HSBC Bank Account.…

The Bank of Scotland and Lloyds apps have been updated and it organises your accounts on the main page into categories. I quite like this. It feels more organised.

Back in June - I was asked to take in my documents , when i opened and ISA and transferred funds from my current account. I did this on the 16th June. Two days later on the 18th I was asked to take further documents which I did, I was a bit put back because of having to go in twice, the journey and the wait time, i…

Fairly new to using open banking. I use the Lloyds app as i found this one supported more banks for importing balances etc, if there is a better app please tell me. Anyway onto my question, i have an account with natwest current and savings however when i import my natwest account into the Lloyds app natwest will only…

hiya, I applied to Natwest switch and went through their process: I got an email stating: We need to check your identity when you open a bank account. Unfortunately, we couldn’t do this with the information you gave us. We’re sorry it didn’t work out this time. Thanks for your interest in the account and we hope it doesn’t…

Santander have launched a new switch offer. What you need to do: This offer is for the Everyday Current Account only and you must request your switch on or before 7th October 2026. T&Cs. Within 60 days of your switch request, you must: + Complete your switch (while the blurb says to open an Everyday Current Account, the…

New switch and Engagement Reward offers from Barclays for the Bank Account and Premier Account. Both offers are the same, the only difference is the salary requirement (£2,000 for the Bank Account offer, £5,000 for the Premier Account offer), and the amount of the switch bonus (£150 for the Bank Account offer, £450 for the…

I just logged into Zopa and it's offering current account states beta. Not available to everyone yet. Had anyone applied, any issues/reviews. Do they carry out full credit check or soft checks. Thanks 

Hello I'm looking to switch to Nationwide from Santander, to get their £175 switch offer. The criteria says: You won’t get the offer if you’ve received one before You can only receive this switch offer: • For your first eligible sole current account switch since 2021; and • For your first eligible joint current account…

OFFER HAS ENDED. This promotion is being run by MoneySupermarket via VoucherSent. Get a £25 Amazon gift card for opening a First Direct current account. This offer is separate to the £175 switch offer and can be done alongside it. + Register with VoucherSent and in the same session successfully open a new First Direct…

I have had a £250 returned payment to my current account following multiple SO`s to multiple RS`s at the beginning of the month. My bank doesn`t give any details. I can trawl through about 20 RS accounts which have a £250 monthly input to see which one has failed or is there an easier method. My bank is Santander.

THIS PROMOTION HAS ENDED. What you need to do: + Open an account via one of the links below by 2pm on 31st July 2026. These take you to VoucherSent where you register for the offer. After registering, click the "Continue to Santander" button and proceed to open your Santander current account. *** Ensure cookies are enabled…

I recently made a large faster payment transfer, above my bank's online limit, and so had to submit the request over the phone. The agent carrying out verification checks was concerned that I was not phoning from one of my registered numbers. I thought I had notified the bank of revised contact details earlier in the year…

Says you need a £100k income, but then also mentions you need to pay £15k within 90 days of switching. Unsure whether just paying the £15k (non salary) would satisfy the switching bonus criteria? Premier Reward Account | NatWest Premier

Has anyone managed to successfully amend a standing order with Santander recently? Every time I have tried recently, I get an error message. Santander have also updated how they display the list of standing orders and removed the very helpful "mandate number" reference from the list..

My mum has a Club Lloyds account but I've just found out she only pays about £1000 a month in to it so pays the £3.00 fee She also has a Nationwide account, would a £2000 a month transfer from Nationwide to Club Lloyds be good enough to save paying the fee. Note: She has direct debits going out of both

Hi all. I’m doing the bank switching lark to get the switch bonuses. Have just done this with Santander and have had a few malls. One of them says it looks like you’re already banking with us and asks me to login to the app to update my details. I suspect that this has come about as I had an abbey national account decades…

Chase are increasing the cashback to 2%, but with significant conditions. You'll now need to keep £1000 in a Chase savings account at all times, and you'll need to make 15 payments each month by debit card, or credit card, or direct debit. https://becleverwithyourcash.com/chase-increases-cashback-to-2/ On the plus side,…