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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Zopa biscuit account with 2% on DD
I opened my account last year before it was renamed Biscuit! I got £30 from a £1500 DD transaction done with my connected Moneybox account. Now that I am into a second year does the 2% on the DD still occur? I actually did another £1500 DD transaction. Though gather now they only pay £2.50 per month on £125 transactions.…
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Best banks if you have Power of Attorney
This thread is to discuss theBest banks if you have Power of Attorney?article Also see: Power of Attorney: Plan ahead To take part, click reply.
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Keep bank accounts open or close?
I have been a 'card tart' and bank account switcher for years. I am wanting to simplify and streamline my finances to make it easier for my husband if anything happens to me. I currently have AMEX and M&S credit cards with additional card holder which I pay in full each month. I have several cards which have zero balance…
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HSBC £500 (was £250) switch offer for opening a Premier Account (23/03/2026 to TBC)
New HSBC switch offer starts today. While it's marketed at high earners, don't let that put you off. T&Cs. Edit: Offer has been increased from £250 to £500. They use the word "salary" but can't find anything yet to define whether this means that self employed people or freelancers (i.e. non-salaried people) are excluded,…
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Barclays £200 switch offer for opening a Bank Account (10/03/2026 to 28/05/2026)
Barclays have launched a new switch offer for their Bank Account. Excludes anyone who has ever received a switching bonus from Barclays in the past or anyone who had any Barclays current account open on 10th March 2026. T&Cs. Offer now added to the switching archive for future reference.
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RBS/Natwest Switch Offer from 17th February 2026 to 28th May 2026
New switching offer from RBS/Natwest https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html Looks to be the same terms for both How to get £150 1. Open a current account and switch to us Apply for a Select or Reward account…
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Receiving salary in a foreign currency
I get paid in Norwegian kroner. With First Direct closing First Directory I'm looking to switch banks but I can't get any clear information on how they would compare in terms of whether I would get better or worse exchange rates. The question I'm asking them is this: "On 28th April I got paid X in NOK and on 29th April I…
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Lloyds switch for up to £500, 24 February to 30 April 2026
Switch to a new Club Lloyds for £200, or Lloyds Premier for £500. Open a Current Account Online | UK Bank Accounts | Lloyds https://share.google/6K20M5Iy0knuEbtVi https://www.lloydsbank.com/current-accounts.html £200 Club Lloyds switch offer Terms & Conditions. To qualify for the £200 switching offer (“the offer”) you must…
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First Direct - what’s all the hype?
I finally decided to switch bank accounts from Santander to First Direct, and take advantage of the switching incentive. First Direct had been hyped as having excellent customer service and I had no reason to suspect otherwise since all the reviews seem to be pretty glowing on MSE. I opened the account mid July 2025 and…
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Can French tax resident keep UK bank account?
My son has UK (and Aussie) citizenship. He lives in Paris and during the next six months will move his tax residency to France; also, later this year he will be eligible for French citizenship and will probably apply. He has a current account at Nationwide. My question is whether there is any chance that once he has…
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Multi-Factor-Authentication
Would you like all financial institutions that promote their mobile apps for day to day purchases to double check before sending YOUR money to requestors for services/purchases/charges. This only takes seconds to verify - but the reason why they say it's not used is to speed up transactions? This way there would be less…
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25£ Amazon voucher for TSB account switch
Hi, I opened my TSB account on 29/01 and the switch on 6/02/2026. Still not received the voucher. When I registered my details, I received an email from no-reply@giftcloud.com. Who should I contact about the missing voucher, supposed to be received within 90 days?
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£30 Amazon gift card for opening a Santander current account (12/05/2026 to TBC)
New £30 Amazon gift card offer launched today. Can be withdrawn at any time. Register via one of these MoneySupermarket links (other links such as TopCashback are listed below) for the account you're interested in, register with VoucherSent and then open your account with Santander. LINK - Edge Current Account LINK - Edge…
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Nationwide fairer share 2026 - cash deposits
I've read the guide on the site about maximising my chances of a 2026 Nationwide fairer share bonus, if indeed there is to be one. For the purposes of qualification I (likely) need to "In two of the first three months of this year, pay IN at least £500 from a non-Nationwide account (this could be your salary, for example)…
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Clubs Lloyds £5 Monthly fee not waived for April
Just noticed they've not refunded the £5 fee for this month even though over £3000 was credited into my account for April. Same with my daughters account. Anyone else in the same boat?
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MS Money replacement.
Hi all, I am seeking a PC-based personal finance system to log my incoming and outgoing. I currently use MS Money, I love it, but it won't last forever. Does anyone have any suggestions?? I want to move my MS Money history to it,
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Open Banking apps – what’s support like if something goes wrong?
I’m looking at using apps/services that connect to my bank account (Open Banking) to help manage money and avoid fees. Before doing that, I’m wondering what happens if something stops working—like transactions not updating or payments failing. In your experience, is customer support from these services usually responsive,…
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£10 Amazon gift card for opening a Santander savings account (09/12/2025 to 18/12/2025)
Get a £10 Amazon gift card for opening a Santander Edge Saver, Easy Access Saver, Limited Access Saver, Fixed Term Saver, Fixed Term ISA or Easy Access ISA. OFFER HAS ENDED. What you need to do: 1: Use this LINK (taken from MSE, other affiliate links are available - I've listed the Top Cashback affiliate links in this…
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First Direct Closing First Directory, who offer similar?
Received a letter today from First direct about them closing the First directory that we pay for. We are going to loose holiday insurance, phone insurance, break down car cover etc. No reason to stay with them now as their interest rates are not that competitive. Who else offers a similar service to the First Directory?
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Nationwide Interest statements
Hi My 84 year old mum has been sent a letter to do a self assessment for year ending April 2025 She has 3 bank accounts, Paragon, Santander, & Nationwide I have downloaded the interest statements from santander and Paragon as they are available on the website Nationwide however only shows the last year (April 2026) in her…
