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Student loan & work bonus
Hi Don't know if anyone can help me or not... (And not sure if it's relevant but I'm based in Scotland). I earn £20k before tax. Normally Saas take around £20 every month towards my student loans. This month I'm getting a very nice bonus, and Saas are taking £200+ of that. Does anyone know if there's some way I can claim…
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Advice please: if/how to fund my sons' uni studies
Hello, after some advice please, especially from current / recent students. Or perhaps from parents of current students. I find myself parent to some teenagers, and the eldest is looking at universities. it appears that the world has moved on a bit since I was a student. I suspect the next generation of Singh's experiences…
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Student Loan Salary Sacrafice
Hi all, I'm wondering if anyone has come across this yet? I was hoping that my employer could start making contributions to my student loan through salary sacrifice? This would save a tonne on tax! Does anyone know if this is possible? P.S. I realise the scheme would have to be in place before April as they are changing…
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Saving accounts as a Student
Hi, I am a mature student studing a full time course. I am very lucky at the moment as I worked pretty much full time over the summer, and have budgeted throughout the first year and am in a position to start saving. To re-assure those younger students, I have had a very very quiet first year, and due to the age…
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Received two annual statements?
Hi everyone, I'm trying to sort out my tax return but my accountant wants to know how much student loan I paid for 15/16. I'm really confused as I've received two annual statements. One in September 2016 and one in November 2016. I only studied one degree, undergrad, and completed in 2014. The September statements says:…
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Been turned down for PCDL but credit report fine, help!
I am a part time post grad student and I've been really struggling with money as I had an agency job which gave me very few hours and then a Christmas temp job in Tesco where the overtime hours keep being cancelled. So I applied for a PCDL and was turned down. I have a personal loan and a credit card, the loan is up to…
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Open University
Anyone have any experience of the Open University and their distance learning methods? I am interested in a postgraduate module they do for CPD purposes not looking to do a degree or masters etc. I have done various distance learning courses including with UK universities but never been fully convinced by the delivery…
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Labour peers fight 'grossly unfair' retrospective student loan hike
The Higher Education and Research Bill faced its second reading in the House of Lords this afternoon...Read the full story: 'Labour peers fight 'grossly unfair' retrospective student loan hike' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New…
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Cancel Tenancy Agreement?
My second payment is due in January and I'm wondering what legal grounds I have for refusing to stay here and either moving back home or into a different accommodation. I'm in my first year of study and have lived here since September. The laundry service is constantly down. The elevators are always broken. And the…
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Student Finance won't help me out when I need it?
I'm in my second year of university now and I get the absolute bare minimum maintenance loan from student finance as my step-dad refuses to fill in his financial information. I know they work it out from your household income and I completely understand that, last year wasn't too bad, but this year, I've been back at…
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One student account rule?
Are students only allowed one 'student' bank account? My son 'upgraded' his longstanding Lloyds current account to a student account before leaving for Uni, it's an account he has had for years and he is familiar with the online banking etc and is reluctant to close it. On campus they have a santander branch. He thought…
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Part Time Student Account?
Hello, I am currently in my third year and have gone part time, and no maintenance loan is really causing me trouble. I am trying to find a student/current account that offers a 0% overdraft option, but I'm finding it difficult. Help!
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Apple discount for students?
Any students using apple discount? Is it 10% now also is the free 3 yrs AppleCare warranty no longer available for students? Thanks
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PGDE funding?
I'm considering doing a PGDE in either biology with science or chemistry with science (my degree is suitable for both). I do hold post grad qualifications but I didn't access any public funds to to them, my parents paid for one and I took out a bank loan for the other which I have paid off. I'm Scottish, planning to study…
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PGCE finance after living abroad
Hi, I'm a little confused by the regulations regarding temporary residences. I have been outside the EU for 10 years, apart from a 7 month period in the UK. All of that time has been with the intention of temporary absence, as follows: 1) 1 year abroad to teach English (intention to return, complete a degree, and then a…
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Student finance changing the amount paid to the OU part way through a term
Hi, I got a letter out of the blue today from SFE saying that the total amount to be paid to the OU is £1436 which only covers 1 module. I'm studying two. The entitlement I had when I was accepted in June was £2786. Has this ever happened to anyone? And what was the reason? I'm hoping its something simple like the OU…
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Volunteer payment refund
I can already hear people saying "not possible". But allow me to give you my sob story anyway. Long story short, I live in Japan now and have been working late nights. I went to their website to organize my repayment strategy from this month onwards. Essentially the choices would be "pay it all off ASAP" or pay the minimum…
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EU student survival question(s)
Hi there, Is it true that an EU national can apply for a maintenance loan if he's been living in the UK for over 3 years? Or is it 5? Thanks :)
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Is it worth getting a Student Bank account?
My daughter is determined to not get in anymore debt than she has to agree watching me struggle for years juggling and upgrading my debts, I'm now in a Debt Management Plan. My daughter doesn't want to go down the same road so is keeping her normal account with no overdraft facility. Is a student account better than a…
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Can in coursework/notes
I have recently scanned in all my physical paper e.g. bills, invoices, letters etc negating the need for a fileing cabinet. I have lever arch files full of course notes and coursework from university. It would probably take months for me to scan all of this in one page at a time. What do other students do with old course…