-
Wife's student loan
Hi, sorry if this is a silly question, but I just want to be sure. My wife and I got married in Autumn 2016 and we're currently living outside the UK. I'm working, but she isn't yet. SLC has sent a letter asking for her to update her details. If someone isn't working, they want to know how they're supporting themselves.…
-
Barclays student account - after you graduate?
Hi, I graduated in 2013 and I'm still on the Barclay's student additions account with an overdraft of up to £2000. I've been wondering about this for a while. Are they not supposed to switch you over to the graduate account after you graduate, then reduce your overdraft year by year? I received no correspondence about this…
-
International Student Money Saving
I have been able to secure an Erasmus+ year in Spain, which entitles me to not only the normal SLC finance, but also to a grant from the Erasmus+ organisation as well as around £1000 directly from my university. I will be spending between 6-12 months in a major Spanish city, as yet to be decided, starting in September this…
-
Student Council Tax Rebate
Hi All I understand as a home owning student nowadays that you can get 25% council tax discount (certain terms and conditions apply etc.) but does anyone know if you can claim back any discount if you have finished studying? I sat a 5 year degree course back in 2007 and potentially could be ~£1800 better off if this was…
-
Advice needed re:non-payment of student loan
I'm hoping that someone can help. I took out student Loans in 1995 and 1996, which I have always deferred and now owned by Thesis. After a period of poor physical and mental health three years ago, I failed to defer and have been avoiding them ever since, terrified that they'll force me to pay back the sum owed. I…
-
Course Fees
Hello, I got to Year 2 on a course before leaving and have since started a HND, SFE gave me a gift year and a year of special considerations to fund this. I now have the opportunity to do a year at uni to top my HND up to a degree. SFE definitely won't pay the course fees but they will pay me a little maintenance. So I…
-
Topping up
I seem to find so much conflicting evidence about student finance..hopefully someone on here can help me out My son completed a HND in graphics last July and now wants to go to university to do a degree in September this year. In general is he entitled to finance for the full 3 years or is it the formula I have seen…
-
PGCE completed as mature student - should I repay?
I completed my PGCE in 2013 and started to repay my 1 year student loan last year. My question is whether, at the age of 43, it is worth me clearing the debt, as I now have the option to borrow the money interest-free from elsewhere (I also had a small bursary which I managed to save). Was hoping I could use the calculator…
-
Guarantor Information.
Youngest off spring is just about to sign up for 3rd year accomodation (the last of three to go to University) and as usual we are standing guarantor. We have just got the email link to upload the information and I have concerns about the detail required and the uploading of it. They want: copy of passport and driving…
-
Which finance option to take
Hi all, I've registered to start my Masters with the OU in October. They anticipate the course will cost approx. £4000 but full costs are yet to be announced. The first module starts in October and will be £2000. I'm just trying to work out my best options in terms of borrowing. The first option would be the postgrad…
-
Other ways to make uni credits?
Can you get university credits without/before going to university? I'm not studying at the minute but I am considering going to university and I noticed I can get credits for volunteering my time in studies.
-
Student loan lived abroad in last 3 years help please
HI, I moved abroad to Canada with my parents in 2008, I'm a British Citizen with British Passport. I was age 9 at the time. I moved back to the UK in 2016 as soon as I was able to at 17 and now live with my grandparents who are retired. I applied and was accepted to University, but now I realise I may have a problem with a…
-
Is it really not worthwhile to pay off student loans in bulk?
The recommendation from the main site is not to do this. That it is more economically advantageous to put your money into an account with a high rate of interest, earn 4% interest vs your loan gaining 1.5% interest. Logical. However....In my situation I don't think I can get any of these high interest accounts. A few…
-
MSE News: Chancellor cites sale of student loan debt as reason NOT to reverse changes
The potential sale of student loan debt has been cited by the Chancellor as a reason not to stop retrospective changes...Read the full story: 'Chancellor cites future sale of student loan debt as reason NOT to unfreeze repayment threshold' Click reply below to discuss. If you haven’t already, join the forum to reply. If…
-
Graduate Accounts 2012/13
This thread is specifically to discuss the Graduate Accounts 2018/19 Article Click reply to discuss
-
Debts and Mature Nursing Degree?????
Hi, Wonder if you can offer me some advice. I'm 34, work in the hospital as admin (full time band 2 18750 per year) and hoping to do an access course funded through work and then hopefully a degree in radiography. I have around 12K of debts over 2 credit cards and I'm working on getting this down. I live with my partner…
-
MSE News: Government gives student loan sale 'assurances' after Martin raises concern
The Government has promised the upcoming sale of student loan debt will not impact graduates in any way...Read the full story: 'Government gives student loan sale 'assurances' after Martin raises concerns' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works,…
-
Student credit card
Hi, I have been looking into getting a credit card just to boost my credit rating but have been unsure on how to go about it or which to get. I currently have a student account with HSBC and another account with lloyds. The student account with HSBC however i have wanted to get rid of and potentially switch the student to…
-
SFE "Overpayment" Nightmare
The Student Loans Company have been chasing an "overpayment" of £4100 from payments allocated from Student Finance England for the financial year 2013/14. SFE needed additional information which I was received by them on 4th Oct 2016. I spoke with a SLC representative in November 2016 and they confirmed SFE had received my…
-
Mothers partner and student loan?
Hi We just need advice on my partners daughters next years student loan amount... I have just moved in with my partner as from 1st Feb. She is concerned it will affect the amount her daughter receives for next years fees... As I have 2 children myself and am obviously not financially in a position to also support her adult…