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Changes to a student loan contract
I took out a student loan on the original agreement that I wouldn't pay back the money until I earn over 21000 and I pay 9% of my income. The 21000 was supposed to go up yet I've just noticed previous news that they changed that contract without consulting people. If this was a loan from a bank it would be not be allowed.…
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Council tax - can I dispute this?
I am currently an undergraduate student at university, and live with my partner who is also a student at the same uni. We are the only occupants in our flat and have both been exempt from paying council tax so far. Yesterday we got a bill in the post charging us for council tax from 11th May 2017 until 31st March 2018.…
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New student loan system VS old
Hello, I started my course in Sept 2014 and I have one year of study left. I would like to know if the amount provided will be as it has been before in a maintenance grant and loan format. I am aware that the current system for new starters provides a £8200 loan for an income below £25,000. But what is the format for…
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Erasmus mundus tips sought (financing it, accomodation)
I've recently been accepted onto the Erasmus Mundus Masters in Applied Ecology (as you can probably imagine, I'm ecstatic). It is basically 3 masters degrees bolted together, and will include periods in Poitiers, Kiel and Porto Alegre (Brazil) I presently have £3,000 saved up - by the time August rolls around I should have…
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Writing help
I am here for posting my thread about writing an essay about the subject of study loans. I need your help to complete write my essay paper. Please share your opinions about the study loans. How it is helpful to the students. Please share your suggestions and opinions.
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New Current Account
Hi all, I'm think about getting a new current account (not a student one as I already have one). Reason being is I have a Santander Student account which has all my loan in it that I use for rent, and I also have a regular Halifax one that has my summer salary go in and I use for things like car insurance/holidays. These…
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Tuition well below par
So our son is studying on a masters program and the lecturers are either not attending classes, or giving a 15 minute class instead of a two hour lecture this has hapoened throughout the school year and we resent our son having to pay tuition fees when lecturers attendance is not always happening. A diary of some of the…
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Investing
Hi - I'm not sure if this is the right part of the forum to post - but would welcome peoples opinions. Daughter is in Y12, taking A2's next year and planning to go to Uni Sept 2018. My parents have been saving for her - on the proviso that the money goes to property or education, and is not squandered. The amount will be a…
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Student finance threatening me with a penalty, need help.
Feeling quite anxious about this although I feel I’ve done nothing wrong. I was badly injured after university and spent awhile on ESA while undergoing several surgical procedures. I cancelled my ESA when a gift from my parents to help me pay for private surgery brought me over the savings threshold. I was then contacted…
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Working whilst a student
Hello I wonder if anyone can advise me please? My son is a student and has just had a one off 3 week period of work. Could anyone please offer some help on whether he needs to pay tax and/or N. I contributions? We're confused. Thank you in advance for advice received :)
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New Master's loan and LISA
My daughter will be starting a Masters degree this Sept using the new government post graduate loan. She is in her final year of her undergraduate degree. She has taken full tuition and maintenance loans for her undergraduate degree ( post 2012). The maximum amount that she can take for the Master's loan is £10,000. This…
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Help with student loan application
Hi I hope someone could help me with student loan application. My youngest is off to uni in September and needs student finance but I am a bit of a loss how to go about this. I have looked via Martins main pages and via internet but still confused. Firstly our household income has dropped in the past year do we have to…
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Uni days discount
Can anyone with a uni days account provide me with the 20% asics discount code PLEASE!!
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Student finance parents income
Hi there all, I am in the process of completing mine and my husbands income details for my sons student finance and am not sure how to work out for our income details regarding contributions to a personal pension. It seems that this additional lump sum payment can be subtracted from our income when applying. My husband…
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What to do before not being a student any more
I was halfway through a PhD and running a company. The company has been doing surprisingly well in the last year and I have just verbally agreed with the university to intercalate for 6 months because I was struggling to do both at the same time. I will try to resume the PhD work in 6 months but I think it's unlikely.…
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FYI - FOI releases on student loan repayment threshold policy (retrospective changes)
There are now 2 extremely insightful freedom of information releases on how the policy on this developed with the pre-2012 threshold (notably hardly anyone seemed to acknowledge prior to me raising it that retrospective changes to thresholds and policy intentions occurred with the pre-2012 threshold). There was much…
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Plan 1 student loan
If you have the money would you repay this? The interest rate on it is 0.9% and I know you can get marginally higher savings rates but then any other savings aren't capitalising on those slightly higher rates. What would you do? Would you repay it if you could?
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help with ontology & epistemology please?
hi guys having an eng lit ba I undertook a Masters in Education but am stumbling in te dark with terms etc. I've just written a research proposal on Special Needs education but it came back to have stuff added on ontology and epistemology!! I've read the books but can't get my head round these two terms and what my…
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Should daughter take out a student loan?
Hi all We live in Scotland & my 17 year old daughter has signed up for a 1 year college course (HNC). She hopes to work with children / schools - possibly eventually doing teacher training (although this is just a possibility). We are in the fortunate position that the family income is above the threshold for her to be…
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Student Bank Accounts
So :money: says "Usually, to be accepted you'll need a UCAS confirmation letter with an unconditional offer, or, if your offer's conditional, you'll need to have A-Level results that meet that condition. As soon as you've got these, you can open an account, allowing you extra time to make full use of its benefits before…
