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Student MoneySaving

Discuss tuition fees, student loans and grants here - and share MoneySaving deals, tips and tricks to help you spend less at university.

Cancel Tenancy Agreement?
My second payment is due in January and I'm wondering what legal grounds I have for refusing to stay here and either moving back home or into a different accommodation. I'm in my first year of study and have lived here since September. The laundry service is constantly down. The elevators are always broken. And the…
Student Finance won't help me out when I need it?
I'm in my second year of university now and I get the absolute bare minimum maintenance loan from student finance as my step-dad refuses to fill in his financial information. I know they work it out from your household income and I completely understand that, last year wasn't too bad, but this year, I've been back at…
One student account rule?
Are students only allowed one 'student' bank account? My son 'upgraded' his longstanding Lloyds current account to a student account before leaving for Uni, it's an account he has had for years and he is familiar with the online banking etc and is reluctant to close it. On campus they have a santander branch. He thought…
Part Time Student Account?
Hello, I am currently in my third year and have gone part time, and no maintenance loan is really causing me trouble. I am trying to find a student/current account that offers a 0% overdraft option, but I'm finding it difficult. Help!
Apple discount for students?
Any students using apple discount? Is it 10% now also is the free 3 yrs AppleCare warranty no longer available for students? Thanks
PGDE funding?
I'm considering doing a PGDE in either biology with science or chemistry with science (my degree is suitable for both). I do hold post grad qualifications but I didn't access any public funds to to them, my parents paid for one and I took out a bank loan for the other which I have paid off. I'm Scottish, planning to study…
PGCE finance after living abroad
Hi, I'm a little confused by the regulations regarding temporary residences. I have been outside the EU for 10 years, apart from a 7 month period in the UK. All of that time has been with the intention of temporary absence, as follows: 1) 1 year abroad to teach English (intention to return, complete a degree, and then a…
Student finance changing the amount paid to the OU part way through a term
Hi, I got a letter out of the blue today from SFE saying that the total amount to be paid to the OU is £1436 which only covers 1 module. I'm studying two. The entitlement I had when I was accepted in June was £2786. Has this ever happened to anyone? And what was the reason? I'm hoping its something simple like the OU…
Volunteer payment refund
I can already hear people saying "not possible". But allow me to give you my sob story anyway. Long story short, I live in Japan now and have been working late nights. I went to their website to organize my repayment strategy from this month onwards. Essentially the choices would be "pay it all off ASAP" or pay the minimum…
EU student survival question(s)
Hi there, Is it true that an EU national can apply for a maintenance loan if he's been living in the UK for over 3 years? Or is it 5? Thanks :)
Is it worth getting a Student Bank account?
My daughter is determined to not get in anymore debt than she has to agree watching me struggle for years juggling and upgrading my debts, I'm now in a Debt Management Plan. My daughter doesn't want to go down the same road so is keeping her normal account with no overdraft facility. Is a student account better than a…
Can in coursework/notes
I have recently scanned in all my physical paper e.g. bills, invoices, letters etc negating the need for a fileing cabinet. I have lever arch files full of course notes and coursework from university. It would probably take months for me to scan all of this in one page at a time. What do other students do with old course…
Pregnant and Finance
Hi, Not sure if I'm posting in the right area, this is my first thread! Currently I am a full time 2nd year student and expecting a baby due in January. I have no intentions of giving university up as we can't really afford for me to defer for a year. As it stands I haven't worked since my second child was born which was…
MSE News: Welsh students to benefit from 'generous' student finance system
The average Welsh student could potentially pocket £7,000/year in maintenance grants from September 2018 under new plans...Read the full story: 'Welsh students to benefit from 'generous' student finance system – grants of at least £1,000/yr to be given to all' Click reply below to discuss. If you haven’t already, join the…
student loans for expat children returning to the uk
Hi, my son is planning on returning to the uk and continue his studies at university. He is a UK citizen but has been living abroad his entire. Is it possible for him to receive student loans or other financial assistance. Any information provided would be greatly appreciated. Kind regards, A concerned parent.
Student finance / Nhs bursary help!
Hey guys! I was wondering if you could give me and my partner some advice about her student fees. Having failed some aspects of her 2nd year Mental health nursing course, the university is allowing her to redo 2 of the semesters in which she failed the exams (Due to major family disruption). Upon agreeing the terms of her…
MSE News: 100,000s of graduates have been overpaying their student loans
If you've been paying off a student loan check NOW to see if you're owed a refund worth £100s...Read the full story: '100,000s of graduates have been overpaying their student loans – check NOW if you're owed a refund' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it…
Draconion Deed of Guarantee
My Daughter is about to start university. She will be sharing a rented house with 3 others. I have been asked by the landlords agent to sign a deed of guarantee with unlimited liability (for unpaid rent, damage and any breech of the million gotchas in the AST) for not only my daughters rent but those of the other 3. Is…
Single Mum Wants to Study
Morning everyone, I'm really hoping someone can guide me with this one, as I've found conflicting advice online. I'm a single Mum on low income (Not receiving any benefits btw) I really want to go back to university part time :) Can you let me know what if any help there is out there for me in terms of finance etc Thanks
Student Loan liability & pension contributions
Hi, I have two queries that I would appreciate advice on. In October 2014, I started studying part-time degree using SFE loan. As long as I remained on the course I was not liable for repayments until April 2019. This October, I started the third year of the degree (out of six) with SFE loan but after three weeks had to…

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MSE News

Martin Lewis: How to call your bank with just three digits – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
Holland & Barrett's 'Subscribe & Save' scheme claims to offer regular shoppers "the best value" – but it failed to do so in the majority of cases MoneySavingExpert.com checked over a five month period. The retailer has now promised to review the scheme after our research found it was often more expensive.
Don't get your passport by post – 360,000 paid more than needed last year
If your passport is due for renewal, apply online if you can – it'll save you £12.50. More than 7 million Brits did just that last year – but over 360,000 missed out on savings by using a paper form instead, MoneySavingExpert.com can reveal.
Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Chase customer? Check if you can get its newly boosted 4.8% easy-access saver
If you've got a Chase account, check if you can boost your easy-access savings to 4.8% – made up of a 1.8% AER fixed six-month bonus plus its standard 3% variable rate. Chase says over 2 million customers can get the boost, which would top our normal savings tables if it were open to all, though it's beaten by the top easy-access cash ISAs.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What savers should be doing now
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
From Thursday 1 May, Sainsbury's Bank credit cards, loans and savings accounts will be run by NatWest as part of a deal between the two banks. You'll be moved to NatWest in the future, likely towards the end of this year, but for now the Sainsbury's Bank brand will remain and you can continue to use its products and services as before.

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Student MoneySaving

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