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Student MoneySaving

Discuss tuition fees, student loans and grants here - and share MoneySaving deals, tips and tricks to help you spend less at university.

Buying software for uni - bad idea?
Hi all :) looking for some opinions on a purchase I am considering. I am about to start my final year of university and I want to buy the software I use on my course, and to do personal/hobbyist work in my spare time. It costs £170 to use for the year, or you can get a subscription, but this works out more expensive. I've…
Bank Account for 2nd year student
Hi My son's girlfriend didn't take out a student bank account in her first year at uni. She is now trying to open one before she goes into her second year but has been refused by Santander. Looking on various websites it appears most banks only offer student bank accounts to first year students or to second year students…
Going to uni offer George Foreman Grill £12.99
Checked on the George Foreman site today and they have 2 portion grill for £12.99 and a 3 portion grill for £14.99 Perfect for moving in to a new uni house
Money saving tips
Find out what you need There are certain items that you will need to have cash for every week and there is no escaping it. These are the things you need to budget for carefully so that you can always afford to purchase the essentials. When you start to add up what your necessities will cost you, don’t forget to include:…
Student Accounts 2012/13
This thread is specifically to discuss the Student Accounts 2012/13 Guide Click reply to discuss Specific Threads to discuss individual bank's overdraft limits. Please let us know what limits you got if you applied for any of the following top pick accounts: Co-op Santander Natwest/RBS HalifaxHSBC
Daughter withdrew after 12 weeks but charged over 8K tuition fee!
As the title says my daughter had to withdraw from her 1st year at uni for health reasons. The financial fallout is a nightmare. She's having to pay back maintenance which had already been paid on rent but has now received a statement for over £8,000 on tuition fees, plus over £100 interest! She left her course in January,…
Sell old books?
I studied Business Information Systems between 2000 and 2003. I still have almost all the books I bought during the time. Does anyone have experience selling their books long after graduation and how did you do it? The problem I have is that editions have changed now. For example, I bought the second edition and there is…
MSE News: Martin urges Government to treat students as 'citizens, not just consumers'
Martin Lewis has today implored the Government to treat students "as voters and citizens, not just consumers"...Read the full story: 'Martin Lewis urges Government to treat students as 'citizens, not just consumers' during Commons evidence session' Click reply below to discuss. If you haven’t already, join the forum to…
Student loans on an Open University Course?
My 18 yr old daughter is now considering doing an open university course which she needs to apply for it by 8/9 so we urgently need to look into this. I have three questions and wonder if anyone on here can help (as it's Sunday and I can't ring anyone today to find out).... 1) We certainly CANT afford to pay the tuition…
Great money saving tips for students!
:j System One Travelcards have some great money saving tips in their latest blog post! :j The advice is good for anyone, but even better for students in Greater Manchester who can get unlimited travel for less than £1 per day with their student travelcard. Hope this advice helps someone like it did me!
MSE News: NatWest and RBS extend deadline for student account interest refund letters
NatWest and RBS have extended the deadline for contacting customers about receiving refunds for wrongly charged interest...Read the full story: 'NatWest and RBS extend deadline for student account interest refund letters – but some of their staff remain unaware' Click reply below to discuss. If you haven’t already, join…
Martin's blog on parental support expectations for students
Martin has written a blog detailing the amount of support the state assumes parent's will give to their offspring. It is being discussed on the Martin's blog board. The link is here: https://forums.moneysavingexpert.com/discussion/5519725 I wanted to link to it on the student board, but discussion should stay on that…
previous funding confusion
My son undertook a course in Marine Studies. He dropped out, completing qualifications at HNC level. Whilst he did not get a loan for his tuition fees, he borrowed £3000 as a maintenance loan. He now wants to undertake a degree in Engineering, and the university wants him to do a foundation year. He keeps receiving…
Appealing against Student Finance decision
My partner and I split up and I moved to London and now work there as well. As the relationship was not great, we decided to part ways, but have not officially separated, because I cant afford the costs. I now have a flat in London and work in London. My ex-partner still lives in the marriage home and I don't mind that. My…
Housing Benefit and Student Loan
Hi hope someone can give me some guidance for my sister, I need to work out if Housing Benefit will assist her on my first degree course. Single mum Works Part Time: 16-18hrs per week - 7k p.a (666 per month) Children at home: 13, 16 and 19. (19 does not work or claim any DWP benefit) Council Tax p.a: £1425 Working Tax and…
Which Masters to do
Ok, so now I can get funding for a masters, I'm spoit for choice. I'm a lecturer in an FE college, so the obvious one is education. Currently looking at the Educational Innovation P/T at Warwick, or possibly Education in Leadership. Or study at Oxford Brookes. I'd quite like to progress so this seems to be a no brainer.…
Euro Bank Account
Hi all, Firstly, I'm not sure if I'm writing in the correct place so please feel free to direct me to the right place. I'm a student and I will be starting a year abroad as part of my university course this September. I'll be splitting the year between working in Germany and studying in China. Currently I am looking into…
HMRC making money out of student loans
I have just looked at my son's recently received student loan statement and, besides being horrified by the amount of interest being accrued each month, was struck by how his monthly repayments are applied to reduce the loan. Rather than the money going to reduce the loan each month (as with a mortgage) the money is…
NUS discount in Apple Stores
Hi, Is it possible to get the deals promoted on Apple's website on purchases made in person in store with an NUS Card? Thanks in advance
Student Loans Company errors
Hi all Apologies if this has been covered elsewhere. I am due to pay my student loan off within the next 18 months or so. A few months ago I called the Student Loans Company to enquire about moving on to a direct debit repayment and while I was on the phone I asked to confirm my repayment records. I don't have all my…

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MSE News

Martin Lewis: Just got a win on hopefully changing hideous council tax debt collection that hurts millions
"Catastrophic" Council Tax debt collection practices – that can see bailiffs at your door within six weeks demanding payment for the whole year despite missing just one month – are to be investigated by the Government. It's a win for MoneySavingExpert.com founder Martin Lewis and his charity the Money and Mental Health Policy Institute (MMHPI) who've campaigned against this rapid escalation.
Martin Lewis: Mobile and broadband mid-contract inflation hikes are BANNED – but there are winners and losers
Inflation-linked broadband, mobile and TV price hikes have been banned. It means some will see bills rise by a specified amount in pounds and pence going forward. However, MoneySavingExpert.com founder Martin Lewis has warned that many WILL still see above-inflation rises in future despite the new rules.
'Catastrophic' Council Tax debt collection practices to be investigated by Government – Martin Lewis says move is 'brilliant news'
"Catastrophic" Council Tax debt collection practices – that can see bailiffs at your door within six weeks demanding payment for the whole year despite missing just one month – are to be investigated by the Government. It's a win for MoneySavingExpert.com founder Martin Lewis and his charity the Money and Mental Health Policy Institute (MMHPI) who've campaigned against this rapid escalation.
MoneySaver's 'unbelievable' £675 refund from Complete Savings – how to check if you can claim too
MoneySaver Ray secured a £675 refund from Complete Savings after reading our warning about the 'cashback with a catch' site's misleading 'click to claim' ads. And Ray's not the only one, as we've been swamped with similar successes.
Origin broadband customer? You'll soon be moved to Utility Warehouse – here's what you need to know
If you're an Origin broadband and home phone customer, you'll soon be automatically transferred to Utility Warehouse – but your service will continue as before and you should keep paying your bills as normal.
Bank of England cuts base rate to 4.25% – here's what it means for your mortgage and savings
The base rate has been cut to 4.25% from 4.5% by the Bank of England. This rate is used by the central bank to charge other banks and lenders when they borrow money, so the move can impact mortgage and savings rates.
Is now a good time to fix your mortgage or should you wait? Brokers answer as rates continue to fall ahead of expected Base Rate cut
Interest rates on fixed mortgage deals have continued to be cut ahead of this week's decision by the Bank of England on whether to change the Base Rate. But will fixed rates move much further – and should you fix now or wait?
Fixed-rate mortgages continue to fall ahead of expected Base Rate cut – so do brokers think now is a good time to fix?
Interest rates on fixed mortgage deals have continued to be cut ahead of this week's decision by the Bank of England on whether to change the Base Rate. But will fixed rates move much further?
Martin Lewis: How to call your bank by dialling just three numbers
How to call your bank by dialling just three numbers… simply dial 1-5-9. Then you know it's legit. Watch MoneySavingExpert.com founder Martin Lewis' video below, which explains it. And please share – the more people know, the fewer will be scammed.

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Student MoneySaving

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