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Paying back under the threshold
Hi guys, hoping someone can help me with this; I received a lump sum payment in my wages this month as compensation for loss of earnings from my job, it was subject to tax. As well as my tax and NI contribution there was also a payment that went to student loans. By the end of this tax year I will have made less than the…
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Mature student - Second Degree
Hi All, Does anyone have any ideas of experience? I completed a BA honors degree in 2005. I got a student loan to pay for this. I have now completely paid this loan off. However, I made a silly decision by studying for a degree in performing arts which has given me zero career prospects in reality, so for the last 10 years…
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Help needing regarding CPR fusing please
Hi, Just wondering if anyone could provide me with some advice. I previously studied on teacher training and I am now in my third year of my degree. I am having to suspend my studies due to medical reasons, I have longterm generalised anxiety disorder, I have managed through my previous years, however this year my daughter…
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Master / PhD course - taxed?
HI there, My husband runs a private business as a self employed psychotherapist and has been enrolled in Master/PhD course this year. He is paying a great deal of money as a self financing student. He can usually claim back expenses on workshops conferences etc I think he can claim back the tuition fees for this course too…
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How much rent can I afford?
Hi all, Long time reader, first time poster. I've managed to stay with my parents through university, paying a small rent after I got a part time job, so I've done well so far to save my money for a mortgage deposit. This year I will graduate, get a full time job (contract already signed) and will be moving out with my…
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Personal Statement help LD Nursing
I know this is not money saving related but I know that a lot of students use this site, I am looking for some inspiration with my personal statement it is really the start of it, my student adviser at college said I need it to have a "punchy start". I want to do learning disability nursing and am a mature student so would…
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Student loan & work bonus
Hi Don't know if anyone can help me or not... (And not sure if it's relevant but I'm based in Scotland). I earn £20k before tax. Normally Saas take around £20 every month towards my student loans. This month I'm getting a very nice bonus, and Saas are taking £200+ of that. Does anyone know if there's some way I can claim…
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Advice please: if/how to fund my sons' uni studies
Hello, after some advice please, especially from current / recent students. Or perhaps from parents of current students. I find myself parent to some teenagers, and the eldest is looking at universities. it appears that the world has moved on a bit since I was a student. I suspect the next generation of Singh's experiences…
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Student Loan Salary Sacrafice
Hi all, I'm wondering if anyone has come across this yet? I was hoping that my employer could start making contributions to my student loan through salary sacrifice? This would save a tonne on tax! Does anyone know if this is possible? P.S. I realise the scheme would have to be in place before April as they are changing…
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Saving accounts as a Student
Hi, I am a mature student studing a full time course. I am very lucky at the moment as I worked pretty much full time over the summer, and have budgeted throughout the first year and am in a position to start saving. To re-assure those younger students, I have had a very very quiet first year, and due to the age…
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Received two annual statements?
Hi everyone, I'm trying to sort out my tax return but my accountant wants to know how much student loan I paid for 15/16. I'm really confused as I've received two annual statements. One in September 2016 and one in November 2016. I only studied one degree, undergrad, and completed in 2014. The September statements says:…
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Been turned down for PCDL but credit report fine, help!
I am a part time post grad student and I've been really struggling with money as I had an agency job which gave me very few hours and then a Christmas temp job in Tesco where the overtime hours keep being cancelled. So I applied for a PCDL and was turned down. I have a personal loan and a credit card, the loan is up to…
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Open University
Anyone have any experience of the Open University and their distance learning methods? I am interested in a postgraduate module they do for CPD purposes not looking to do a degree or masters etc. I have done various distance learning courses including with UK universities but never been fully convinced by the delivery…
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Labour peers fight 'grossly unfair' retrospective student loan hike
The Higher Education and Research Bill faced its second reading in the House of Lords this afternoon...Read the full story: 'Labour peers fight 'grossly unfair' retrospective student loan hike' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New…
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Cancel Tenancy Agreement?
My second payment is due in January and I'm wondering what legal grounds I have for refusing to stay here and either moving back home or into a different accommodation. I'm in my first year of study and have lived here since September. The laundry service is constantly down. The elevators are always broken. And the…
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Student Finance won't help me out when I need it?
I'm in my second year of university now and I get the absolute bare minimum maintenance loan from student finance as my step-dad refuses to fill in his financial information. I know they work it out from your household income and I completely understand that, last year wasn't too bad, but this year, I've been back at…
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One student account rule?
Are students only allowed one 'student' bank account? My son 'upgraded' his longstanding Lloyds current account to a student account before leaving for Uni, it's an account he has had for years and he is familiar with the online banking etc and is reluctant to close it. On campus they have a santander branch. He thought…
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Part Time Student Account?
Hello, I am currently in my third year and have gone part time, and no maintenance loan is really causing me trouble. I am trying to find a student/current account that offers a 0% overdraft option, but I'm finding it difficult. Help!
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Apple discount for students?
Any students using apple discount? Is it 10% now also is the free 3 yrs AppleCare warranty no longer available for students? Thanks
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PGDE funding?
I'm considering doing a PGDE in either biology with science or chemistry with science (my degree is suitable for both). I do hold post grad qualifications but I didn't access any public funds to to them, my parents paid for one and I took out a bank loan for the other which I have paid off. I'm Scottish, planning to study…
