-
Can I fill submit an R85 Form?
Hi Guys Basically got made redundant would I qualify to claim interest gross rather than with income tax taken off? cheers in advance Sara
-
ING Direct without cheque book...
Hello all, I was wondering if I could ask for you advice. After loads of problems with Abbey, finally decided to switch my bank account to HSBC. I chose the Green Advance Account to save me paperwork but I did not realise I now need a cheque to transfer my DD from my ING Direct account linked to my old Abbey (my fault). Is…
-
Abbey, A&L and B&B to become Santander - no change to savings protection
This thread is to discuss the following news story: Abbey, A&L and B&B to become Santander - no change to savings protection
-
National Counties BS 3.26% AER. Now withdrawn.
Just got off the phone from ordering application form as I could not find it on line and it's been withdrawn due to volume. They are sending me a form as I rang on the last day. Sarer
-
National Counties ISA
Just wasted half an hour applying for a National Counties Cash Isa. Towards the end of the process I got an error message asking me to phone the contact centre. After 20 mins or so of engaged signal, then spoke to an advisor who said that the product has been withdrawn. Asked why it was still advertised on their web site.…
-
Need Advice of Saving
Hi All, I'm new to forum, so apologies if I have posted in the wrong place.. I've been looking through the site and forum and I'm confused on what my best option is for saving a regular amount each month. I'm looking to save £550 per month, I don't need instant access to my savings but will need access to them with 1…
-
Joint Saving Account - Do they affect Credit Ratings?
Hi, My girlfriend and I are moving in together in the next few months and we wish to set up a savings account. I have a poor credit rating (656 according to the Experian report). Would a joint account adversely affect her credit rating? Regards!!!!! :j
-
transferring isa
help! does anyone have any ideas which bank accounts have the best high rates for transferring my isa, i have already used up this years in the hsbc. didn,t realize what a rubbish rate i am getting, i know i should have checked!! thanks
-
Best Place to save 2k a month??
We have a lump sum to invest for a minimum 1 year and then £2k a month to save - any suggestions would be really appreciated . Thank you.
-
How to find an Independent Financial Adviser
Is this a trusted website to find an IFA? msn.unbiased.co.uk/index.asp Or is there a better place? What's the best way of finding an Independent Financial Adviser and what certification should they hold? I know that if you opt for fee paying rather than commission, the advice is likely to be less biased. Is there anything…
-
Switching pension plan, are these funds OK? Trying to get a decent+balanced portfolio
Hi all, I asked this question on the the pensions board yesterday, but think it might be more appropriate here. If anyone can tell me if I am being an idiot here, please do. I currently have a Standard Life Group Stakeholder pension through my work. I contribute 5% and my work contributes 10%. I also make salary sacrifices…
-
Base rate held at 0.5%
This thread is to discuss the following news story: Base rate held at 0.5%
-
How do I sell shares as a one off in a US company when I have a certificate?
Hi, I've got a small amount of shares in a US company, Johnson & Johnson and I've decided to sell them. I have a share certificate but am a complete noob and have no idea how to go about it. Have searched through Google and found lots of jargon and stuff about accounts but simply I only really want to do 1 transaction.…
-
Just had triplets and need some saving advice please
Hello all, first time on this forum and hoping for some advice. My wife and I have just had three beautiful children and we are looking at ways to start saving for them, we have been giving a fair amount of money as gifts for them and we want to try and make it work as hard as we can for them. Idealy we don't want anything…
-
icici fixed rates down again
ICICI advised by email uplifted fixed rates on 15/05/09 - including 4% for 1 year -on their website this is now down to 3.75% (if only I'd checked before I applied -instead of going on the email- rates dropped today 03/06/09):eek: HISAVE Fixed Rate Accounts Term % Gross % AER % Net Rate % Tax Free 6 months 2.73% 2.75%…
-
Working out gross interest on savings??
I need to fill out a form for the tax man. I need to enter the gross interest on my savings, but only have the net amount infomation. Would I be right in thinking that I multiply this figure by 4 and divide by 5? I'm a basic rate taxpayer. Thanks.
-
Share Club
Hi I currently have some shares but find that I don't have as much time as I would like for research. so I would like to set up a share club where members would all contribute to researching companies within different sectors. All members can then take all the info gathered & decide whether individual companies merit more…
-
Labour plot to ditch the pound for euros
Full Story HERE If that is the case what is best for a saver, keep pounds or convert in advance, what will be the wise decision?
-
Missing Faster Payment from HSBC to Lloyds
I'm new to all this so please forgive me if I haven't explained the problem very well! Can anyone help with advise about what to do about a missing payment using the faster payment service? I have been using this service between my HSBC and Lloyds TSB account for at least the last 3 months with no problem – money is always…
-
Diary of a single mum desperate to save for a holiday
Hi Having lurked here for a while I have now decided to post in order to inspire me to save for a much needed holiday.. I am a single mum to three kids, DS 18, DD1 15 and DD2 5, I very carelessly managed to lose both my husband and my job in September :rotfl: so I am currently living on benefits and must admit I have found…