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Barclays takes axe to savings rates
http://www.timesonline.co.uk/tol/money/borrowing/article6406071.ece Barclays has today cut rates on some savings accounts, while Nationwide has hiked its overdraft rates, even though Bank rate has been on hold for two months and is not expected to change this week. Analysts said the moves were a sign banks and building…
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Emerging Markets funds
hi there, does anyone have any advice about any stockmarket funds that are focussed on emerging markets? i'd be looking to invest on a monthly basis and wondered if there was a consensus (or something like that) on who others use? thanks in advance !
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What shall I do with 5 grand
Any ideas of what to do with 5 grand that I saved up to put towards my mortgage till I found out it would only save me £34 a month!!! Any ideas?
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ing online savings acc question
hello, can anyone explain the discrepancy on my ING direct savings account between the balance given (obviously deposits plus interest) and the 'interest earned during calendar year' plus deposits? the second figure is higher. what I mean will be very obvious to anyone with said account. anyone know why? is it the same for…
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Are Short Term Savings Worth It?
We are putting money aside to pay towards building costs in a few months. Putting aside £500/month over 4 months with interest of 2.75% would yield £9!! I suppose that could pay for the builders tea.
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Long term Monthly Saving 50-100
Hi Im looking for a monthly long term saving plan. In past I had endownment and a very small insurancce policy which will soon god will pay up fairly nicely. Some have suggested share related ISA can anyone suggest specific policy etc which would be good for 10 years. Couple of different companys where I could invest from…
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Shares to Invest in
Hi, I have been wanting to invest a bit in shares. I am only just getting into it and would love some advise. I have purchased some RBS shares and was wondering if anyone had any suggestions about which ones might be a good bet to invest in! Any opinions on Llyods/ M&S? Thank you so much
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A&L Premier Regular Saver - still two interest payments?
I have received an unexpected interest payment today. Searching through the forums back in 2007 someone posted that A&L make 2 interest payments on this account (despite what it says in the terms and conditions) - one around month 10 and one 12 months after the first payment into the account. Before I go and transfer my…
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income tax on investments
Putting aside capital gains tax, am I correct in thinking that as a basic rate taxpayer with a lot of headroom (on a modest pension) before reaching the 40% tax region: 1 there is no tax advantage for me in holding equity funds within an ISA? 2 interest from pure bond funds are only tax free if held within an ISA? What…
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Funding for a new Company
Hi All, Advanced apologies if this isn't the right area for this thread. I'm starting a new web-based publishing company and have been building the online service in my spare time for about 2 years now. it's about ready to be made public and i have a clear and definitive way i hope to monetise it. However, like all things,…
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Nationwide BS Rate Increased.
Overdraft rate is up, I know wrong Sub-Forum, worth getting people going on such a hot day :laugh: http://www.timesonline.co.uk/tol/money/borrowing/article6406071.ece
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Best interest rate any account
Whats the best interest rate anyone can get at the moment? Please dont reply saying depends what you want, or depends on this or that........... I ouls like to please compare all high interest rates for savings accounts.
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F&C Asset Management
I have 970 Friends Provident shares,and today i received a letter telling me i was getting 97 F & C shares.I have a option to keep them or sell them,but without sounding stupid i do not know what this is all about.Would a kind soul please enlighten me. Kind Regards
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Is there any reason for me not to go with iii?
I'm looking for an online broker and making this decision has been mindblowlingly difficult. However I know I won't be trading regularly and I want my money to be inside a tax wrapper. Having no annual management fee and no ISA fee and at just £10 per transaction, III seems the right choice. But am I missing a trick here?…
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Where to save £10K
Wondering if anybody could advise me on where I could save £10k and possibly adding a further grand each month? I'm currently saving for a house deposit but with prices still so high in London i'm realistically looking to save for a further year or so. I've already go about £9.5K in a abbey ISA and would prefer something…
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Annual interest how is it worked out
Hi I currently have a saving account with annual interest , i was just wondering how they work the interest , is it based on what in your account at the end of the year ?? or is it worked out on some kind of monthly average?? If it worked out on yearly,would i be right in saying i could open a month saving account with…
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West Bromwich new fixed rate
Am about to apply for this,decent rate at [EMAIL="4.30@%"]4.30%[/EMAIL] for one year,has to rate as one of the best at the moment.Need minimum £5k. Couldn't see it advertised anywhere so thought i'd give you all a "heads up" as they say!! http://www.westbrom.co.uk/westbrom/savings.category?id=1
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Pearl Investment Plan
Can anyone give me any advice about the current state of play with a Pearl Investment Plan taken out in 2001 please? My mother is 87 and reliant on this income but the papers seem full of doom and gloom. Is her money safe and earning well? Is there a better place for her money to be invested? The capital is down to about…
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currencies-commodity etf's
Recently seeing a nice run up in prices for gold/ silver etc, surely a frustrating time though for people as gains for Uk investors must be minimal due to the large swing in the strength of sterling versus the dollar. Gold possibly gonna retest the $1000 point again soon, last time it did sterling gold was around £690 i…
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Stock Exchange
Hi, I am looking for ways to earn an extra income during the recession. I have heard about investing some cash on the Stock Exhange, for example on Forex Exchange. Can anyone offer some advice? It is obviously risky as shares move up and down. I'm only looking to earn a little extra cash not invest tons.