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Council tax
I currently live in an end terraced house and have discovered that my banding is D and my neighbours is B. My house was extended previously before we bought it. I have looked into the process however I need to find properties in my area of a similar size which is proving difficult. There are houses streets away which are…
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Deceased parent's council house debt charges - are children legally responsible if they live there?
Hi. I am not sure if my question belongs in this subforum, so moderator - please move to the relevant section if required. My mother has passed away in early August. She was living in a rented 2 bed council accommodation with me (I am a single male in my 30s, currently in full time employment). The tenancy was given in…
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Council tax re-banding - can we claim for deceased parents also??
Hello all, I'm hoping may be able to help or advise before I submit my re-banding information. We purchased our property from husband's parents estate at an agreed price between siblings in 2014 so the house has always been owned by same family since bought originally as new build in 1974. Having gone through all steps in…
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Mortgage arrangement fees
I am just coming to the end of my fixed rate mortgages and thinking about getting a new rate. However, it has just occurred to me that I may have been misled out of around £5000 - unfortunately i didn't think of this earlier! When I moved house in 2010, I took out an additional mortgage on my mortgage company's…
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SDLT reclaim after selling 2nd home
Morning All, Just about to complete on the sale of my 2nd house. Short story: Buy House A in 2007 Live in House A until 2022 Put House A on market, agree sale Buy House B to live in House A sale falls through at last minute, but continue to buy House B - Pay additional SDLT on purchase of House B (approx £6500) Use BTL to…
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New Build Reservation Fee Refund
I have a situation where my purchase fell through on 30 September as the developer took so long (3/4 months) to get a one final particular planning discharge registered with the local planning department on their portal. My solicitor kept chasing with the seller's (developer) solicitor who kept providing the wrong planning…
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Flat owner died - but no 'Class F' exemption?
Hello My mother died in December 2020. She had moved to a nursing home that March, and she let her flat to a tenant to help pay for her care. The tenant paid Council Tax on her flat after they moved in, but sadly the tenant also died and the tenancy ended in November 2021, leaving the flat empty. But there had still been…
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Declined Council Tax appeals - where to next?
I bought my new build home in June 2020 and was put into Band E, the same as my next door neighbour's 4 bedroomed detached house which sold for £75,000 more than my house. I appealed this in October 2020 but this was declined as it was compared to properties built in the 1980's and 1990's. As I was only the 7th house on…
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Retrospective insurance claim
Hi,not sure if this is a daft question but would be grateful if any help.....even if it's to say don't be daft! We moved into our house in Feb 2021, according to the reports it needed a brand new roof and part of the deal was that the seller contributed £3500 towards this. In the April we had a brand new roof put on at a…
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Can you claim on insurance retrospectively?
Hi,not sure if this is a daft question but would be grateful if any help.....even if it's to say don't be daft! We moved into our house in Feb 2021, according to the reports it needed a brand new roof and part of the deal was that the seller contributed £3500 towards this. In the April we had a brand new roof put on at a…
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Parent passed away and now its an extra £2300 stamp duty to by our house.
Having sold our home two years ago and moved into rented whilst we searched for one more suitable we have finally had an offer accepted and started conveyancing proceedings. unfortunately the wife's father passed away recently and left a small flat ( too small for us) so we just rented it out . Now it seems that it is…
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Reclaiming overpayment from builder on extension
Hi, So we were about to pay the final bill for our extension, but then realised that the 5th of the 7 payments we made, included an overpayment of £20,000! This wasn’t spotted originally as the numbers in the invoice itself were correct; the issue is the payment from invoice 4 hadn’t been included in invoice 5. Setting…
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second home
i bought my second home had to pay stamp duty of 10.000 i want to claim this back im not selling my first home but gifting it to my daughter. will i be able to claim stamp duty back or will i have to sell it and i want her to take over the current mortgage of 90,000. whats the best way to do it ??
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COUNCIL TAX FOR A RENTED ROOM IN AN HMO (House in Multiple Occupation)
My daughter rents a room with en suite in shared accommodation. There are 4 other tenants. She shares the living room, kitchen and main bathroom with the other tenants. Each tenant has their own tenancy agreement. The house has an HMO licence. She has recently received a council tax bill addressed to her room stating that…
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DOE FOR COUNCIL TAX
So this is a bit of a complicated one and advice would be welcomed. Husband had a doe for council tax that the council say finished in March 2022. We were unaware it had finished and husband has had a further 1500 (from march-sept) taken from his wages. These payments have not been passed on to the council. Right now as it…
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Claiming gas and electricity because working from Home
Hi. My daughter works for one of the big banks. Since the start of the pandemic she's worked from Home. My question is, can we claim for the gas and electricity she's used working from our Home?
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Council unaware of residence
I have a friend who moved to the UK some 20 years ago. For the first 10 years or so she lived only in rooms rented from others, and hence was not the Council Tax payer at those properties. Some 10 years ago she began renting an entire flat within a converted house, and she still lives there today. For some reason, this…
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RICS level 3 valuation suggests current band too high...
Can you kindly advise per experience if having a credible property valuation can be used to challenge current band. Valuation = £175k = c£43k in this area in Apr 91. This is lower band B. House is currently C. Haven't check neighbours - but even if theirs is higher wouldn't a professional valuation be strong(er) evidence?
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Stamp duty refund after mini-budget
I'm a first time buyer, and was in the process of purchasing my property as the mini-budget happened. Can my stamp duty be refunded? I'll post details below; Property sold for £315,000 Exchange was 15th september Completion was 28th September If I can get a refund, how do I go about asking for it please?
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house style
Hi I live in a three storey sandwiched between two terrace style houses. We all have 3 bedrooms. I am in band c and they are in band B. I don't understand why I pay more. I want to challenge it but a bit wary.
