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Success!
Thank you moneysaving expert - we’ve just received a payment for £5200 after successfully challenging our banding. We were in band F, 2 bedroomed house in an area where most of the houses are different to each other and with some other 3 bedroomed houses nearby in band E. We had thought about a challenge before but were…
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Council Tax - when should you start paying?
Hi all, I've recently completed on a property and am moving from my nearby family home. As it stands at the moment I haven't actually moved in and am currently moving between my nearby family home and the new property, measuring rooms and earmarking areas needing repair or painting. I was just wondering though at what…
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Deciphering the Valuation Office Agency responses to challenge - Any advice?
I've recently discovered that our property is in a higher band than our 2 immediate neighbours. We are all 4 bedroom properties; almost same size, character and footprint we're in F they are both in E. There are 2 much larger properties at the end of our street, few doors along, they have 2 more bedrooms each and 2 more…
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Data protection breach claims
Hi, Just wondering if anyone has claimed for a data protection breach? I'm in touch with a company called GDPR Helpline who say they can put in a no fee claim for me against my Easyjet data breach. Thanks Clare
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Council tax band reduction for disability
Hi, 7 years ago surgery left me disabled . I needed to convert my garage to provide an extra bedroom / bathroom ( I now have 3 stoma bags). This was done under council approval as building regs were required, it was classed as a disabled renovation. I never applied for council tax band reduction because I was told ( by a…
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Bailiffs called for Council Tax Debt I knew nothing about.
Hi! Tale of woe I am afraid and I need some advice. Purchased and lived in flat between 2005 and 2010. Moved out and let it out as I moved to a bigger place that I rented out. Moved again in 2018 and continued to rent as I moved back up north. Tenants in my original Flat moved out in June and I sold Flat in July. As I was…
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Challenging un-notified court judgement on council tax?
Hello everyone, I live in Germany (but am British) and recently found out that I have been taken to court in the UK for unpaid council tax for a flat I inherited from my mum in 2019 but sold in January 2022. The reason it took so long to sell was because for the first eight months the flat was inhabited by a violent…
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Council tax
I currently live in an end terraced house and have discovered that my banding is D and my neighbours is B. My house was extended previously before we bought it. I have looked into the process however I need to find properties in my area of a similar size which is proving difficult. There are houses streets away which are…
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Deceased parent's council house debt charges - are children legally responsible if they live there?
Hi. I am not sure if my question belongs in this subforum, so moderator - please move to the relevant section if required. My mother has passed away in early August. She was living in a rented 2 bed council accommodation with me (I am a single male in my 30s, currently in full time employment). The tenancy was given in…
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Council tax re-banding - can we claim for deceased parents also??
Hello all, I'm hoping may be able to help or advise before I submit my re-banding information. We purchased our property from husband's parents estate at an agreed price between siblings in 2014 so the house has always been owned by same family since bought originally as new build in 1974. Having gone through all steps in…
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Mortgage arrangement fees
I am just coming to the end of my fixed rate mortgages and thinking about getting a new rate. However, it has just occurred to me that I may have been misled out of around £5000 - unfortunately i didn't think of this earlier! When I moved house in 2010, I took out an additional mortgage on my mortgage company's…
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SDLT reclaim after selling 2nd home
Morning All, Just about to complete on the sale of my 2nd house. Short story: Buy House A in 2007 Live in House A until 2022 Put House A on market, agree sale Buy House B to live in House A sale falls through at last minute, but continue to buy House B - Pay additional SDLT on purchase of House B (approx £6500) Use BTL to…
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New Build Reservation Fee Refund
I have a situation where my purchase fell through on 30 September as the developer took so long (3/4 months) to get a one final particular planning discharge registered with the local planning department on their portal. My solicitor kept chasing with the seller's (developer) solicitor who kept providing the wrong planning…
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Flat owner died - but no 'Class F' exemption?
Hello My mother died in December 2020. She had moved to a nursing home that March, and she let her flat to a tenant to help pay for her care. The tenant paid Council Tax on her flat after they moved in, but sadly the tenant also died and the tenancy ended in November 2021, leaving the flat empty. But there had still been…
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Declined Council Tax appeals - where to next?
I bought my new build home in June 2020 and was put into Band E, the same as my next door neighbour's 4 bedroomed detached house which sold for £75,000 more than my house. I appealed this in October 2020 but this was declined as it was compared to properties built in the 1980's and 1990's. As I was only the 7th house on…
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Retrospective insurance claim
Hi,not sure if this is a daft question but would be grateful if any help.....even if it's to say don't be daft! We moved into our house in Feb 2021, according to the reports it needed a brand new roof and part of the deal was that the seller contributed £3500 towards this. In the April we had a brand new roof put on at a…
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Can you claim on insurance retrospectively?
Hi,not sure if this is a daft question but would be grateful if any help.....even if it's to say don't be daft! We moved into our house in Feb 2021, according to the reports it needed a brand new roof and part of the deal was that the seller contributed £3500 towards this. In the April we had a brand new roof put on at a…
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Parent passed away and now its an extra £2300 stamp duty to by our house.
Having sold our home two years ago and moved into rented whilst we searched for one more suitable we have finally had an offer accepted and started conveyancing proceedings. unfortunately the wife's father passed away recently and left a small flat ( too small for us) so we just rented it out . Now it seems that it is…
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Reclaiming overpayment from builder on extension
Hi, So we were about to pay the final bill for our extension, but then realised that the 5th of the 7 payments we made, included an overpayment of £20,000! This wasn’t spotted originally as the numbers in the invoice itself were correct; the issue is the payment from invoice 4 hadn’t been included in invoice 5. Setting…
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second home
i bought my second home had to pay stamp duty of 10.000 i want to claim this back im not selling my first home but gifting it to my daughter. will i be able to claim stamp duty back or will i have to sell it and i want her to take over the current mortgage of 90,000. whats the best way to do it ??
