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Motoring

Cut your car costs: this is the place to discuss motoring MoneySaving.

Pay Off Car Faster or Sell For Cheaper Car?
I need some advice please as what's best to do. I have a 20 Plate Leon. 4.5. Years left on a loan at 3% interest but it's depreciating faster than I'm paying it. Currently £230 a month. There 11.5k left in the loan I was thinking of selling it. I think I can get 10k for it and pay the other 1.5k reminder from savings. Then…
Abandoned car
A friend has a car near his house, it hasn't been taxed for 2 years. He lives in a terraced house behind a main road, there are houses facing the main road.This car and my friends house is reachable by a short dirt track, so anyone can drive down this track. Does this car need to be taxed? The council council says it…
Unwind PCP agreement within cooling off period
Last week, I went through the process of buying my first car from Cinch, something I'll never do again. However, I purchased the car on finance with a PCP loan. Everything was fine until I received a phone call from Cinch stating that the car would be delayed in delivery due to multiple imperfections, such as rust and a…
NIP M25 J9 to 8 no gantry illumination!
Got NIP for going over the limit by 10 mph while overtaking vehicles that were slowing down ,no limit was advised on the gantry before the junction and after the junction.
Expired driving licence
Renewed over 70s driving licence in December and have just realised didn't return my old licence. Do I really need to do that or can I just shred it?
Speeding
Got a speeding letter and admitted I was guilty . I was said to be doing 35 in a 30 zone. N Yorks police letter says they give leeway of 30 plus 10% plus 2 so 35. But they start prosecuting at 35 shouldn't this be 36 ?? 56 years of faultless driving 2ithout a fault so I am cross with myself
Accident. Legally, whose at fault?
Hiya, Had a little accident this morning. Wasn't my fault but wondered if legally it wasn't my fault. I was turning right into a car park. There was a stationary car waiting to pull out of car park. As I turned in I passed the car and our wing mirrors didn't touch so there was space between us. I then heard a crunch…
Unresolved claim affecting insurance price
Hi I'm just looking for some advice please. My daughter has been driving for coming up to 3 years now and in June 2022, a lady reversed into her in a supermarket car park. There was very minimal damage and the lady admitted at the time that she was at fault (they were both reversing at the same time but my daughter had…
Can I claim for damages against a car repair firm for refusing to honour their 2-year warranty?
Can anyone help? I had a new exhaust ‘fitted’ just over a year ago by a well-known Nationwide auto care company. From day one I had problems as it was fitted with very little ground clearance. They tried and failed to rectify, but for me some other more important life events took over and this was not my priority.…
No claims bonus and mobility car.
My disabled mum is needing a mobility car. I will be the one driving it. I have my own car but it’s not suitable for her needs and has no space for a wheelchair. The plan is to get a mobility car (she qualifies) and give up my own car since I live with her and have no need or space for 2 cars. However the mobility car…
Diesel Cars VW Audi
I have an Audi car that I purchased which subsequetly was found to break the omission rules etc etc. I keep getting emails about claiming compensation but keep being told VW Audi claims were settled and closed. I received nothing, why cannot I claim now?
Pothole Damage Query
Hi all, Looking at putting in claim for a really deep pothole. The appropriate council have asked for letter of interest from my insurer, and they won't process without. Obviously I don't want to claim via my insurance, but is this them saying that if I don't claim via insurance, I can't claim for pothole damage? Just to…
How long did it take your car insurance claim to be dealt with?
I would like to say Happy Sunday but it is a bit bitter. I have been unsettled since the morning of the 6th February. Somebody stole the infotainment system and the media display from my car! I have gained accesses to two neighbours' CCTV footage and found some suspicious activities but the police say they don't show clear…
Insurer being difficult on no fault accident
Any advice please? I had a no fault accident and my car was written off. My insurers used the words ‘no fault’ throughout the claim process and also waived my excess for this reason. However, a month later my renewal is due. My insurers are saying I must declare this as an at FAULT accident until they can claim costs from…
Drunk driver crashed into my parked car
A drunk driver crashed into my parked car and was arrested. It turns out that we share the same insurer but the insurance company is saying we should process our claim through our own policy as they need unspecified information from the police to process the claim through the drunk driver's policy and they cannot give us a…
Cancelled car insurance
Afternoon all! After some advice! Today, I received a letter from my car insurer stating my car insurance has now been cancelled due to a missed payment. For context, the insurance renewed in February and is paid annually. The bank details on account were old, so they were not able to take the premium. However, the letter…
Automobile Association breakdown service App usability
To report a vehicle breakdown just call phone number +44 330 102 9981 But here's the challenge if you use the smartphone AA App to report a breakdown. :sThe sequence of screens:I've broken downReport broken downContinue logged outAre you with your vehicleVehicle location foundAdd a vehicleRegistrationIs this your…
Car Insurance Help please!
Hi all, I wondered if someone could shed some light on this as I just do not understand what is going on! I have held my licences for 8 years. I have no convictions points or anything like that and yet my insurance is coming out at over £1000! I haven’t held a policy in my name for just under 2 yrs so my NCD is still valid…
MOT 2 garages 2 different fails
Hi. I had a MOT fail due to "buckled wheel", so I went to wheel shop for repair, they said it was nowhere near buckled enough to have failed, so I went to a different garage for an 2nd opinion MOT... They passed the wheel but failed on something completely different and even more expensive to fix (suspension). Who can I…
Car Insurance Quote Question
Hi, I am currently looking for car insurance for a new vehicle I have recently purchased. Last year I received a penalty notice for speeding, however was given the option to take up a motoring course instead of paying the fine and having the points added to my license. I took the motoring course so didn't have to pay the…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Motoring

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