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Rent for adult children
My daughter is 23. Just finished uni and is earning £250 a week from 2 jobs.Not paying tax yet. I charge her £30 per week for food and bills, ( electricity. Gas. Water. Internet,) and I do her washing and £25 per week for rent. Bear in mind I’ve lost 53 per week in housing benefit cos she’s working but feel taking £53 in…
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Relationship Breakdown
Good morning! I'd be grateful for some advice please to do with the division of things after a relationship breakdown. I had been living with my ex-partner between Feb 2021 and Mar 2022, in her house, when she decided that it might be best if I moved out but we kept on seeing each other. So I moved out, we continued to see…
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decent house slippers
Hi,d I have arthritis in my hips and knees and the discs in my lower back are slipping. I am in pain all the time but I think my slippers are not helping. I buy from M&S and supermarkets. I'm looking for some decent ones but I can't afford to pay more than about £40 against 15 to 20 I normally pay. Has anyone any…
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Paying care home fees - anyone use the CHIP scheme?
Hi all - hope someone can help. My mum has dementia and will soon need to move to a care home sadly. I'm just looking at if there's any way to fund her care without being forced to sell the family home. Does anyone know anything about the "Care and Home Inheritance Plan" / "CHIP" scheme? Their website - 'mycaremyhome' -…
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gifting/deprivation of assets
Hi. My mum has dementia, and is highly likely to need to go into a care home imminently. I got a call from him the other day saying he would like to give me, my brother and my sister £3K each as a gift and I am wondering if this would fall foul of deprivation of assets - my Mum is being assessed next week (I am uncertain…
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Zippy Up
My adult kids still live at home. They're aged mid - late 20s. Nominal board paid, which I put in accounts in their names. So I pay for everything; I get frowned upon if I dare say cut the heating down, if the food selection isn't up to their standard...they want ready meals and pizzas etc. I've found that they, one by…
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Lies lies lies
Asking for a friend who's going through a rough divorce. My friend and his wife are divorcing, they have a child. They are going through mediation and they seemed to be in agreement for a 50-50 split of the assets and 50-50 custody of the child. The wife just found out that in case of 50-50 custody, she will not be getting…
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Son in college - hassles
Its all a bit of a mess...... Son has Aspergers. Really struggled over the years but did really well and got into college. Started in Sep, moved into halls with his GF and a few friends. Brilliant all going well. Signed a lease 1st decemeber for a house next year with a few friends inc his GF. Now they've split up -…
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MSE News: FREE guide on what to teach kids about spending money safely online launched
Not-for-profit internet safety body Internet Matters has today launched a free ten-point guide with tips to help kids and young people build good online money management habits. Read the full story: 'FREE guide on what to teach kids about spending money safely online launched' Click reply below to discuss. If you haven’t…
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eHarmony free trial
Hi allSo in this week's money saving email there was a link for 3 days free eHarmony premium for new joiners. So I clicked on the link and joined, as I was taking my time to word things right the website logged me out at the end and didn't save everything. When I logged back in I couldn't figure out how to get the 3 free…
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Marriage allowance on tax
Hello, I have been looking into the marriage allowance and completely understand how it works. But the thing I can not find is that if the partner that is earning less than the pre tax allowance also earns dividends does this affect the benefit for the other basic rate partner? Any advice would be appreciated
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Child residency, benefits and school fees
Not sure where exactly to post this, I can't find anything similar to my situation already on the MSE forums! My wife and I have been legally separated for years. We have two daughters who board at a specialist school during the week, which has subsidised fees depending on parents' earnings. I usually have our daughters at…
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Advice for Twins
We may be expecting twins. Still very early days but through IVF (well, ICSI) and early scans, it's showing two babies. We already have one toddler so have a lot of stuff (like clothes) and it's in our mind to have a tandem pram rather than side by side for ease of access. However is there a car out there, that isn't ugly…
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Would you lend money to an ex?
So my ex was texting me loads yesterday morning asking to borrow £200 for car repairs allegedly 🤔 so me being me I transferred the money over. I texted her yesterday teatime asking if she got car sorted. Still not had a reply 🙄 think i can wave goodbye to the £200. Lesson learned
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Divorce settlement or Court
Am trying to finalize my divorce finances, there is no house and no children involved, was married 24 years Ex wants 10k lump sum and pension split 60/40 in her favour (my pension worth 100k more than hers) I have offered 7.5k lump sum and pension split 50/50 She has refused and will only accept her suggestion, so looking…
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Legal Advice
Hi, is there anyone that might be able to answer a question about a legal case or know of anywhere that might please? It's a hard one. 30 years ago I was a victim. The person who inflicted the crime also did the same to another person. The other person pressed charges. At the time, it was not something I could face doing…
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Divorce/Mediation question
My new partner is separated and about to start divorce proceedings, she moved out of the marital home some time ago. They have
2 children, they have already decided on the split of which days/nights they
will have the children between them. As we understand it,
they will be encouraged to try mediation first. We believe her…
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Would you consider this toxic behaviour?
For background: I’ve grown up in a somewhat toxic family, lots of passive aggression and control - I’m now living in a different country and my relationship with them is growing more and more distant. Anyway - my mother who is a very cold and anti-social person messages me random things from time to time - I gather this is…
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Land - Efficient Tax Planning - Gift/Trust etc
Happy New Year, fellow forumites! Appreciate that this may need some more detailed legal advice, but interested in views on this. Wife has elderly (80yo) aunty who owns a small (approx. 1 acre) piece of land, and said aunty wishes to leave said land to wife - and her will is made out to this end. Discussing with said aunty…
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When you thought divorce was a possibility and when it actually became a reality?
Was talking to a friend who has recently separated from his wife. They had been together 11 years and married 6. They have 2 young kids 5 and 4. I didn't really know the relationship well but all seemed good from the outside looking in. He told me that basically a year or two after getting married (so about 4 years before…
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