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How To Choose a Conveyancing Solicitor/Understanding A Quote
I'm planning to purchase my very first flat in the UK (between 240 000-275000) and I'm encountering some difficulties to find a solicitor and to understand whether the quotes that I've been given are reasonable. Two of them have given me a quote for £2500 and one in the area where I plan to buy the property has quoted…
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Difficult neighbours
Hello all. I own a share of freehold with my downstairs neighbours, just 2 flats in the building. Everything is split 50 50 and the service charge is as and when. We recently encountered difficulties with my neighbours over maintaining the building and it is difficult to communicate with them about anything. So that we…
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'A Shade Greener' solar panels - does anyone have a contract they can share?
I will soon have to sell a relative's house (for care fees), in which they had 'free' solar panels fitted in 2015. The Deeds were amended to Lease the roof space to 'A Shade Greener' for 25 years. I am well aware this can really complicate selling, with many mortgage companies unwilling to lend, and have found many…
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Unmotivated Seller?
I was hoping for some help on shaping my thoughts as I have no idea what to make of the situation. Edit: deleted most of original comment because it was very clear I wasn’t going to get any helpful insights about a seller. Just lots of comments on how unreasonable I am as a buyer, 🙏🏽
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Checked my subfloor before carpets
1935 semi-detached everything ok?
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Managing Surplus Funds Between a LISA and Help to Buy ISA
My partner and I are both saving for a house deposit, and we’re using both a Lifetime ISA (LISA) and a Help to Buy ISA (H2B) to contribute towards it. I have a LISA, and my partner has a H2B ISA. We’re wondering how best to manage any surplus funds left over after contributing to both accounts. Specifically, should we put…
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Council tax bill for newly purchased property
Hi. My sons have just bought a house which was empty for over a year. They are doing some work before moving in (central heating) but have been hit with a council tax bill double the standard rate as they are being charged 100% extra because the property was empty for over a year. This seems very unfair (and not affordable…
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Costs when tenant leaving after serving court papers but before hearing
Have searched the forum and the google and couldn't find anything so this is my situation Informed tenant I would be reclaiming the house in November, S21 issued in December, with a date to leave in Feb. They then went completely radio silent until a few days before S21 expired with a list of issues with the house. All…
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Tenants in common, joint assests, possible care home fees
As the title reads, is it legal, and how does it work? In my view it is only fair if one half ends up in a care home that no more half of the assets are taken into account. How do you go about the above for a pretty you live in and jointly named on deeds, your monies/shares jointly named and land jointly owned by a married…
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Methodist Homes
My mum lives in sheltered housing run by Methodist Homes and I have power of attorney so sort all of her financial affairs. I have just been told that my mum has an outstanding debt of £11,400. I have had no previous communication about this and she has been in the home since 2021. In February last year, they sent me an…
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Giving notice to a tenant
Hi, Just wondering if anyone can help me. I have a rental property which I would like to sell. The tenant has been in the house for 15 years and they haven't had a rent increase in that time. What is the correct way to give them notice? I was with a building society to initially find a tenant and then went it alone. Their…
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Two sticking points with house purchase - damp and FENSA
Damp - L3 survey has identified * readings of up to 30% damp in walls above skirting boards, but no visual evidence. * cellar has evidence of visual rising damp Damp is quite common in old properties like this. I've viewed some which were obviously damp but this one didn't have any smell or other indication of damp that I…
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house with 2/3 completed extensions on planning application but no sign off!
Hi all, Just looking for a bit of advice on a property I am purchasing. The vendors applied for 3 extensions on 1 planning application 5 years ago, a front and rear porch and a side extension. The porches were done during Covid but the side one hasn’t been started yet so they didn’t get sign off at the time until they’d…
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Adding an additional bedroom
What approvals or paperwork is required to turn a 3-bed property into a 4-bed property, that primarily comprises internal alterations? What would an estate agent ask for (if anything) at the time of selling as a 4-bed?
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Section 22 - Housing Association asking for invoice pack req payment
Hi, I have this month asked my housing association for the years invoice pack, as we regularly get invoiced for items / jobs that have not been undertaken or do not relate to where I live. However this year they have just advised that they can no longer supply an emailed copy of the pack & that if i want this I need to pay…
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Costs of valuation survey (lender) and homebuyer survey (surveyor)
Am I right in thinking that the valuation survey costs, paid to the lender (£240 in my case) are not deducted from the cost of the homebuyer survey? I.e. I have to pay for both separately? How much should a homebuyer survey cost? I'm quoted £563. It means I'll be paying £800 in total, is that normal? I ask because the…
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Mortgage discharge
My mother has left me her house, but on checking her papers, the mortgage has not been discharged yet, do I have to have mortgage discharged before I apply for confirmation
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Title deeds/ covenant
My house title deeds says the below can someone explain what this means Thanks The transfer to the proprietor contains a covenant to observe and perform the covenants referred to in the charges register and of indemnity in respect thereof. Restriction No disposition of the registered estate by the proprietor of the…
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LISA £450k limit - increasing chances with vendor
My partner and I are looking to buy in London. We both have LISAs and are therefore restricted to buying a property under £450k - however, we’ve found a perfect flat that’s on the market for £475k. We suspect it will be popular and we will be competing with people who are able to offer closer to the asking price than…
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Form AP1 and how to remove a name
Form AP1: removing a name I've yet to find anyone else in this situation. I have sought professional help and every solicitor has either said they are too busy, do not handle the situation, or have failed to respond at all. I need to get a name removed from the deeds of a house that I partly own. When my parents died over…
