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Question about tenancy agreement
We have an AST with gas and water bills included. This since 2018. The thing is these bills being included aren't mentioned at all in any of the tenancy agreements we got so far. The bills keep getting paid so no issue there but I am wondering why has the letting agency never thought of mentioning them in the agreement? As…
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Selling Shared Ownership Home
Hello. Any advice really. I’m very confused. Back in 2021 my partner and I (we are still together & planning to move to a rented property). We bought a house on a shared ownership scheme the house was £160,000 in 2021 We bought the shared ownership scheme at 60% and had a £96,000 mortgage to pay. We have not had our house…
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Conservatory build advice
Hi, I have a property (1900s large semi) where the other half of the semi already has a large (at least 3m deep) conservatory coming off the rear original patio doors, and is built up to the shared boundary wall. It was built a number of years before we moved in - at least 10 years ago. We'd like to be able to extend out…
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Can solicitor insist on signature to say 500 page document contents digested and understood?
My solicitor sent ALL property purchase documents in one long
electronic document over 500 pages long. There was no “contents” page, or
index, just a brief letter naming 8 enclosures, dated 3 months previously.
There was a lot of repetition, but no way to separate out any of the many
documents that had been thrown together…
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House purchase - retaining wall
Hi! Looking for a sounding board…we purchased a house in 2019 with a ten foot highway retaining wall in the front garden. Last year, a builder advised it might need some maintenance work and I started to wonder about responsibility as numerous legal websites suggested highways retaining walls can be the responsibility of…
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Help to Buy ISA Question
Hello all, I have a hopefully very simple to answer question regarding help to buy ISAs. My partner and I are desperately saving for our first home and will be going for a shared ownership home. We both have a savings account each as well as a Help to Buys ISA's each. We have around 10k so far split across these account…
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House with ransom shared access
Does anyone have experience of purchasing houses with shared access or land arrangements where there is supposedly an option to purchase or annul the access? The house has 2 driveways. One of them has shared access rights with a neighbour. From what we can see, the neighbour has no need of the rights as they already have…
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Help Needed: How Much Should I Negotiate After Survey Findings?
Hi everyone, I’m a first-time buyer, and our offer on a property(1930 Single owner) has been accepted for £575000. The conveyancing process is nearly complete, and we’re approaching the contract exchange stage. However, we recently had a Level 2 Survey carried out, which flagged several issues requiring urgent attention.…
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Moving house - getting it cleaned before the furniture goes in
Anyone ever managed to do this? On moving its all a rush, seller moves out, you show up, they chuck you're stuff off the lorry. No time at all to clean the house when its empty. One idea (but not sure if removal company will go for this) - move out on completion day, removal company store stuff overnight, we get someone in…
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Estate Rent Charge - Deed of Variation
** In the interest of respect and anonymity, companies and solicitors names have been replaced or omitted ** TLDR Our house purchase is stalled due to a legal issue with an estate rent charge. Lender requires a deed of variation, but progress is very slow. Seeking advice on next steps. Our Situation My wife and I had our…
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Proof of Funds
I’ve been rejected twice by solicitors because I can’t prove the inheritance from my dad’s estate is legitimate because my estranged sister will not provide copies of the relevant paperwork (a retacted bank statement and transfer) to me because of “security concerns” (her words) to my last solicitor. She was the Executor…
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Council put a fence up on private land factored
So my local council put a fence up without consultation. They claimed they consulted the golf course in front. We have been told if we want it painted it’s down to the factor company. I worry it will become a vandalism magnet for people wanting a short cut and it’s an eye sore. Seemingly nothing in the planning permission.…
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Buy to let mortgage buyer
What checks EA has to perform if there is a Buy to let mortgage buyer? EA states he believes he will be using buy to let mortgage. It that information sufficient for passing the offer to the seller? What checks have to be done by them before? I still think the best is a cash buyer or someone who sold the property? Dont…
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House Purchase Stamp Duty - Definition of Buyer?
Currently had an offer accepted on a basic Semi-detached. Mortgage offer in place, etc. Please can someone advise on what rate the stamp duty would be based on? I have rented for 34 years after losing my home in divorce. But prior to that I have bought and sold two houses. Now I am buying a house again am I defined as a…
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CGT selling land with Full PP
Hi , please can anyone advise the CGT implications if we sold a plot of our land with Full PP for a residential dwelling which is currently in the cartilage of our primary dwelling . Thankyou in anticipation of your response 😊
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Ground rent and service charge.
Sorry if this seems like a silly question but my partner bought my flat from me recently and a property developer has bought the flat upstairs and the freehold. There are two flats in total in the building. I extended the lease about 7 years ago and the ground rent was peppercorned. There is no service charge. Can the new…
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Purchased New Build before Stamp Duty Changes announced but property wont be built in time
I was wondering if anybody is in the same boat.. Just a bit of background info, me and my partner have been together for 6 years, I'm 30 and she's 27, both work in London earning reasonable salaries, we've lived in a rented 1 bed flat outside of London for the the last 6 years whilst we saved money to buy a property…
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Dyno-Rod/Welsh Water
I called Dyno out to unblock a drain last week. When the engineer arrived he saw that it was a blockage at joint drain shared with my neighbour. He also said (and it's written on the job report) that they would complete the job and I would be able to claim the cost back from Welsh Water (who are responsible for our…
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Buy to Let existing home and Purchase another to live in.
Ok, so I've got a plan bumping around in my head - but not sure how feasible it is, so please feel free to point out the potential things that could go wrong! My current house is worth about £450k, and I have £225k outstanding on the mortgage. I also have about £100k in savings. I'm 61 years old. I was thinking of renting…
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Leasehold vs Freehold
I am looking for some advice. I have a terrace house with 84 years lease. There are a total of 32 terraces on the estate and all are leaseholds. I have informally asked the Freeholder about the lease extension as their offer price to extend was high with a low lease extension, I then find out about the option of buying the…
