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House buying, renting & selling
Discussion List
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Shared Ownership SDLT - contradicting answers
I am moving into a new build shared ownership property in London, practical completion should be in September. The problem is I keep being given contradictory answers and its having an impact on my ability to set budgets / funds aside! Key facts: * Open Market Value: £530,000 * Share being purchased: 10% (£53,000) * Rent:…
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Missing building regulations certificate for extensio
Hi all I am hoping to find advice from someone who might havr lived the same experience as me. We bought a house and during the documents check to exchange contracts, our solicitor asked for documents proving that the extension was built with building regulations. However in the replies the sellers didn't provide this…
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Deprivation of assets ?
MIL owns her own house (early eighties, poorish health, mortgage free). Me and OH own own home (virtually mortgage free) Idea has been mooted by OH we both sell, combine money and buy house with annex for MIL. My concern is MIL is not in good health and where would we stand if had to go into residential care ? Would LA…
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Capital Gains Tax on Sale - reporting how to
Hi all, I've recently sold a buy to let property and need to do CGT return. Looking for some advice on this pls if someone can help? I don't have an accountant. It's always been a buy to let, so no residency periods to claim etc. I think I need to submit the return and make the tax payment within 60 days of completion of…
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NHBC using 'exclusions' paragraph on leaking shower claim... would be grateful for advice!
Hi, I recently submitted a claim for a leaking shower - a plumber I got round to quote took an area of tiles out and showed that they had been stuck straight on to plasterboard. He said that grout is not waterproof, only water resistant, and therefore the shower would inevitably leak. He was actually quite angry about the…
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Breakup in relationship- how to sell house in joint mortgage?
Son and girlfriend bought a house with a joint mortgage. Only he lives in it. She plans to move in after marriage. The relationship has broken down. He wish to sell the property and move back home. This final decision was made today. Was wondering if anyone can give any advice? He plans to contact the mortgage people to…
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Adverse possession, house inherited, “squatter” deceased
Father-in-law has died and left his unregistered house to my wife and her brother. When applying for first registration they found there was no plan attached to the conveyance when he bought the house in 1984. The conveyance for the sale to the previous owner, in 1971, used a plan which did not include a small, irregularly…
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New neighbour blocking access to my garage in separate block
Hi, I have a new neighbour, name unknown. For the last four months he has been renovating a property he purchased two doors from me. Small terrace house but drilling all day every day and still going on, even weekends. Our garages are in a separate block, with his garage being opposite mine. No parking spaces and only room…
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Advice on Land Registry and delaying sale
Hi everyone, I'm looking for some advice on the sale of my shared ownership new build flat and delays with the title deeds being registered in my name. For some background, my flat is one in a building of four, all four are shared ownership and the housing association own the freehold. I was the last to complete and move…
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Lease restriction on renting
My friend is in the process of buying a flat, which has this clause in the Lease. If he does rent the property out on AST, what is the consequence of breaking this Lease clause?
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building regs indemnity insurance
Hello, I am currently in the process of selling my house. However, my solicitor has mentioned that as we didn't get a building regs certificate for removing a large window and installing a patio door, we now need to get indemnity insurance. The window did not need a lintel and no side brickwork was removed, it was an area…
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Sloppy conveyancing
After loads of enquires and issues and resolved queries we are at a stage where our finally things may get over and contracts be exchanged precisely 5 months no chain house. We as well as the seller is waiting for a final approval of an enquiry and our solicitor is not responding with an answer. usually she says 48 hours…
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FTB & listed building
First-time buyer in my early 30s. I'm looking to buy a freehold 2-bedroom house on my own, which seems to be quite difficult in the South-East of England, considering the current house prices. I'm going to view my first property this week. The advert says the guide price is £200-225k. What does this mean? If I offer £200k…
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Extending Garden Curtilage into Agricultural Land
Hello All, We are building a new house. The garden curtilage is very small. We own the field behind which is designated 'agricultural land'. We would like to put in a small swimming pool & build a proper landscaped garden, greenhouse, orchard, flower beds etc. We would like to apply to extend the curtilage so we will…
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Buying a house with carport extension without building regs
Hi, We're currently purchasing a "4" bed semi-detached house in Leeds. The house has a car port extension which has a bedroom & a shower room in. This was build around 40 years ago and doesn't appear to have any planning/building control sign off. The council must already be aware of it was shown on the approved planning…
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Letting agent banned for three years after threatening unlawful eviction
Awful letting agent but will this make it harder for young families to find rental property in the private sector ? https://propertyindustryeye.com/letting-agent-banned-for-three-years-after-threatening-unlawful-eviction/
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Back to square one
After months of messing us around, renegotiating over silly things and finally getting to the point of discussing dates for exchange and completion, our buyers have just pulled out. They have sited an absolute non existent reason - the searches showed a 1 in 100 year risk of basement flooding, the property doesn't have a…
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Advice on affordable & durable shower trays?
Hi all, I’m currently updating a small en-suite and trying to keep costs low without cutting corners on quality. I'm at the stage where I need to choose a new shower tray, but I’m finding it surprisingly hard to figure out which ones offer the best value for money. Has anyone here found a particular brand or material…
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Land Registry - RX3 form, section 8, help
My husband is trying to cancel a restriction on a property which had himself, mum and stepdad on. He wants sole restriction now. What does he put 'in favour of'? Just his name? Sadly his stepdad is deceased but his mum is happy to be taken off. What will be required from his mum? A letter to confirm she is happy to be…
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2nd home stamp duty
I currently jointly own a property with my sister, of which my mother resides. I want to buy a property to live in as my main residence, would I be subject to 2nd home stamp duty, there are so many conflicting answers even HMRC couldn’t give me a definite answer . Thank you
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