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Paying house deposits for Daughter
I have two daughters that are both looking to buy houses in
their respective locations. My wife and I would like to support them both by
contributing to their deposits but utilising the most effective method and
minimising any tax. We wish to offer them a reasonable amount, but I believe certain tax rules
have changed, I…
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Buying a new build with delay
A colleague of mine has purchased a new build and exchanged in November and had an estimated completion date of Dec. The developer has now put this back until at least the end of feb and the developer is hiding behind a rolling completion date. What rights does my colleague have as she has already exchanged and essentially…
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Previous LL failed to protect deposit
We rented privately and directly from a couple from Feb 2012 till Aug 2018. They were renewing our AST every 6 months. They drafted the tenancy agreement themselves and they never once during those years and various renewals protected our deposit into a scheme, let alone give us the other info that's now compulsory. They…
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Septic Tank and Deed of easement
Hi we live a rural life. Lived here for 5 years. This house belonged to the farmer next door’s family since the 1930’s. In fact the farmer next door was born in this house. Several owners since but always occupied. To cut a long story short, we have recently sold to a neighbouring farmer’s grandson. Agricultural mortgage.…
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Should a house surveyor also quote for / do the work?...
I'm currently selling my house and the buyer had the survey done as expected; the estate agent sent me an email from the buyer with a list of 3 items to fix plus a quote from the surveyor to carry out the works. Is that normal? For the surveyor to also say they'll do the work.
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Deposit and notice period after 13 year tenancy (tenant)
Hi, I hope you can help me. I have rented a property for 13 years and am moving out. Our original tenancy agreement was an assured short hold tenancy for 6 months and it’s just carried on since then. We haven’t had any other contract (so I think it’s a rolling contract?) and haven’t signed anything. The house was in a poor…
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Stamp Duty Refund
Hi, I owned House A which was my main residence and then in May 2024 I purchased House B, which then became my main residence and rented out House A. I'm now looking to purchase House C which will become my main primary residence, and House B will be rented out. If i sold House A after purchasing House C, would I still be…
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Solicitor completed without the seller's TR1
I purchased a property auction and completed on the purchased on 01/11/2024. For the conveyancing, I used a solicitor whose head office is in London. The property was purchased with a sitting tenant and today I attempted to start an eviction process. For this, I had to provide prove of ownership so I contacted the Land…
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Freeholder blocking sale of flat
Morning all, We have been trying to sell our flat since May last year, so as to move closer to work (currently >1hr commute each way). We accepted an offer, but as part of the LPE01 form the freeholder supplied a 'quote' for major works which would come to around £20,000 per flat. We tried to negotiate to split the cost of…
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Advice Needed: Denied Succession of Tenancy
Hi everyone, I’m looking for advice after being denied the right to succeed my late mother’s tenancy. Here’s the situation: * I moved in with my mum in June 2022 to care for her. * The tenancy is with A2 Dominion, and their agreement says only a spouse or partner can succeed the tenancy. * My son had asked for me to be…
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Another lease question
* Property completed Oct 2010 * S/O 99 year lease signed July 2011 * Staircase completed May 2021 * Circa 60% LTV o/s mortgage * Pencilled plan to stop working, at least full time, in around 7 years So I believe this makes it 86 years left on the existing lease. As far as know the legislation hasn't changed, but changes in…
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LISA dividend question
If you have funds/ETFs that pay dividends in a LISA (income ones not accumulation that is automatically re-invested in the fund), are you able to withdraw then from the LISA whenever you want without incurring the withdrawal penalty- becuase they are not contributions you have made? Or is everything in the LISA off limits…
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Is there IHT or CGT?
Hi guys If someone gifts their home to a friend, none relative. Is there any tax implications like IHT or CGT? The none relative has paid alot of money towards the property and they have a charge or restriction on the property as the money is owed back to them. The none relative helped the owner purchase the property hence…
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Succession on a pre 2012 tenancy
Hi all, I lived with my grand father on and off since 2018, and permanently since October 2023. In December 2024 he passed away. I was on the rent book, and me living here took into account housing benefit etc... . I believe I have a right to succession on this basis, it was a 1 bedroom flat and I slept on the sofa. I gave…
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Section 8 query
for a friend so I don't have all the details but he's currently in hospital so I'm just trying to be supportive...... So J was supposed to be having a meeting with the person he calls his landlord today but knew he was going to miss it as he was admitted to hospitial late last night. He knows his LL wants to sell the…
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Buying a House with a small piece of unregistered land
Hi All Hoping some people can maybe shed some light on this. I am in the process of purchasing a house and the location map that came back is showing a small square not included on the title. Its is actually where you drive into the driveway. The family have been there for 30 years and used it with no issue. Land Registry…
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Just need somewhere to vent!
I'm absolutely gutted. We sold our house within a week of putting it on the market and so had an offer accepted on our dream house which was empty so a complete short chain The day our offer was accepted, our buyer changed his mind and pulled out. We went back to someone else who had made an offer on our house and they…
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House I'm Purchasing Has Been Reposessed - HELP!
Help! Last February we put an offer in on a house. Today we have found out that the bank has decided to proceed with repossession. There has already been one court day in which the court ordered 56 days for the bank and vendor to come to an agreement. Does anyone know what happens now? I'd like to get in touch with the…
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Taking a conveyancer to small claims court
Has anyone taken a conveyancer to small claims court? They never investigated how extensive the roofing work done by the last seller was. It was in fact extensive enough that Building Control should’ve inspected/certified. So I have no certificate and must spend thousands to get the roof up to code - having paid the full…
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Offer times - over 1 week?
We viewed a house over a week ago and made an offer, offer was in the cheeky range at 15% under asking, we have always offered asking before but this time thats the max we have. Its an unusual old cottage in the middle of nowhere thats been with the same elderly couple for half a century+ so impossible to get a sense of…
