-
CEDR - any success stories?
Hi all I was reading Trustpilot reviews of the CEDR, and the rating is very low, obviously because the vast majority of reviews are from people who tried to claim against someone and lost. It made me wonder if anyone knew of any success stories of people claiming through the CEDR against their surveyor?
-
Buying half a home & stamp duty
My mother has inherited half of her mother's home, her brother inherited the other half. She wants to keep the home, which would involve buying her brother out of his half. If I was to buy out his half, what Stamp Duty would I need to pay? FYI -I already own a home THANKS!
-
Rental Deposit: Holding Over
I rented a property on an AST, and paid a deposit as part of that. The fixed period of the AST ended after a year and now I'm holding over. Shortly after the fixed period AST ended, I received a letter from the deposit company to say that it had been automatically unprotected. I would guess that that the landlord should…
-
AML check cost
I am buying a property and the Estate Agent selling the property wishes to charge £55 for a AML check. I have challenged this as not all agents charge this - but they are not budging - is there a way I can conduct my own through a provider?? Any advice appreciated. Thanks :-)
-
What month can I sell with tenents?
I rented my house out for a year there is 6 months left of 12 mth contract. When is an appropriate time to give tenants notice that I wish to sell? Knowing the garden is a big selling point.
-
To move or not to move?
We are currently in a grade 1 listed cottage, which is small, but has single-glazing and no woodburner. The cottage is solely electric and we have storage heaters, in the winter our bills are up to £400. The rent is just under 1k. We have today looked at a bigger house, with secondary glazing, powered by LPG, which I know…
-
Freeholder Responsibilities for Exterior Repairs
Not sure this is the right forum but seems the best I could find. We own a (leasehold) Ground floor flat, 2 floor building with another flat above. The Ground Floor has an extension which is circa 20 years old (we moved in 5 years ago). Next door have been having ongoing damp issues, which it turns out is caused by a lack…
-
Survey didn't identify a non standard building materials
We had a structural survey from a reputable firm when we bought our house 4 years ago. It identified that the house was probably constructed of stone and rubble and apart from a few minor recommendations was a non problematic survey. We have now put our house on the market and had accepted an offer. The buyers surveyor…
-
What's the scam?
Hi all Here's the scenario: Guy offers to buy my house for £650k cash but he wants a £30k refund on completion. What's he playing at? And how far/fast should I run away?
-
PLASTIC COVERING ON ROOF IN LOFT
First time buyer... Level 2 Home Survey came back with 'concerns' regarding roof covered in the plastic done by previous owners. Me and my partner don't know whether its suppose to be there or if we should remove it. Also, if any damage, who is liable? we have signed mortgage deeds so for but that's it. ADVICE NEEDED ASAP…
-
Buying a commercial property with a flat above
Hey everyone! So I'm buying a commercial property with a flat above, I will be using a mortgage to obtain the property. One of the lenders requirements/completion conditions is buildings insurance. The commercial unit is currently let on a FRI lease. Do I have to obtain a new buildings insurance or can I use the one…
-
Springbok properties contract
Hi, We unfortunately have signed up with Springbok Properties to sell our house. We were taken in by their advertising to sell the house quickly. This has not happened, we are half way through the 16 week contract (option) period and have only had 2 viewings despite dropping it by £10,000. We have notified them that we…
-
House Downvalued - think I’ve messed up
Currently porting our mortgage with Leeds building society and borrowing more to buy a bigger house. when applying for the mortgage the advisor asked if I was having a level 2 survey and I said I was intending to. he said they could arrange that and I would just pay them £400 for the level 2 survey I submitted my mortgage…
-
Council compulsory purchase.
Our mums house has been empty now for 18 months, family problems preventing it from being sold. The other day I received a letter from the council stating what is our intention with the empty property and if we don’t respond then they will start proceedings to compulsory purchase it. With the letter came two forms to fill…
-
Mortgage Offer Question
Hi everyone, my journey into buying a house is nearing an end, but I am concerned with one aspect of the mortgage offer. It states: The initial rate of interest will be 5.20% per annum fixed for 60 full months from completion after which interest will be charged at the lender's then standard variable mortgage rate, which…
-
Speculative letters from prospective buyers
Hi everyone, Just wanted to know whether anyone had ever posted letters to the owners of houses they are interested in buying, and what the success rate was in terms of them selling their house to you? As a home owner, have you received such a letter, and followed through to sell to that buyer, and in doing so, saved…
-
Flat Over Garages/Coachouse Legal Question
I want to buy one of these homes. I understand that I will own the whole structure with the two garages underneath on long leases to others. Question is - who owns the actual garage doors? I am thinking of painting all the windows/doors. Obviously I don't want two out three garage doors unpainted. If for some reason the…
-
Free land registry map
Can anyone please remind of the free to view land registry website?
-
recommendation for land Agent specific to renting land to Network Rail, and land insurance
Hi everyone, hopefully I've selected the correct category for this post. I have purchased some land that runs alongside the railway. A Land agent on behalf of Network Rail have contacted me asking to possibly rent some of the land for an up and coming project, things mentioned so far have been to use the land for storage,…
-
Neighbour Dispute Question on House Sale Declaration
Hi I’m a first-time seller so I have no experience of what is provided in the buyer pack. I know there is a question about neighbour disputes but what constitutes a ‘dispute’? I intend to be as transparent as possible but at the same I obviously don’t want to deter buyers. I’ve spoken directly with the neighbour about…
