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Freehold isn't due to solicitors mistake

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I'm in the process of selling my house, it turns out my house is registered as leasehold, but was bought freehold. This is what the landregistry is recorded. We have contacted the solicitors who represented me at the time , and they say they don't hold records past 6 years. My solicitors who represent me now are preparing a statement of trust stating the previous owners gave up there right to live there as they have not approached me nor lived there. 

I have the original sales particulars from the estate agent at the time and there is no mention of leasehold. 

Also I've paid the mortgage off, but I was given a mortgage when there was 59 years left on it, according to my research banks don't mortgage properties with less than 80 years on it. Also the bank says it was sold as freehold. And local government has it registered as freehold. 

My concern is ,
1 I have to buy the lease off the original owners?, 
2 what if they refuse to sell the lease?

So, what should I do next and what are my options?

«13

Comments

  • user1977
    user1977 Posts: 17,882 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    So who owns the freehold?
  • Mark_d
    Mark_d Posts: 2,459 Forumite
    1,000 Posts Second Anniversary Name Dropper
    When you bought the house, did you have to sign a lease with the freeholder?  Who do you pay ground rent to?  So far it sounds like the property is freehold and that there's a mistake in the land registry.
  • xlt506
    xlt506 Posts: 15 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    user1977 said:
    So who owns the freehold?
    The original owners that I purchased it from
  • xlt506
    xlt506 Posts: 15 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Mark_d said:
    When you bought the house, did you have to sign a lease with the freeholder?  Who do you pay ground rent to?  So far it sounds like the property is freehold and that there's a mistake in the land registry.
    I never signed a lease , and I pay no ground rent.
  • xlt506
    xlt506 Posts: 15 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    xlt506 said:
    Mark_d said:
    When you bought the house, did you have to sign a lease with the freeholder?  Who do you pay ground rent to?  So far it sounds like the property is freehold and that there's a mistake in the land registry.
    I never signed a lease , and I pay no ground rent.
    Thank-you,  reassuring 
  • xlt506
    xlt506 Posts: 15 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    xlt506 said:
    user1977 said:
    So who owns the freehold?
    The original owners that I purchased it from
    Sorry I own the freehold,  but there is a charge on for the land as a leasehold 
  • user1977
    user1977 Posts: 17,882 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    xlt506 said:
    xlt506 said:
    user1977 said:
    So who owns the freehold?
    The original owners that I purchased it from
    Sorry I own the freehold,  but there is a charge on for the land as a leasehold 
    So you mean the original owners own the leasehold?

    If you currently have solicitors representing you, why can't they answer your questions?
  • xlt506
    xlt506 Posts: 15 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    user1977 said:
    So who owns the freehold?
    I own the freehold 
  • xlt506
    xlt506 Posts: 15 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    user1977 said:
    xlt506 said:
    xlt506 said:
    user1977 said:
    So who owns the freehold?
    The original owners that I purchased it from
    Sorry I own the freehold,  but there is a charge on for the land as a leasehold 
    So you mean the original owners own the leasehold?

    If you currently have solicitors representing you, why can't they answer your questions?
    They are, but I want 2nd opinions and I'm trying to find out why I'm having to pay out for a leasehold to be removed when it should of already been sorted, im trying to find out where documents may be that show there isn't a leasehold on the property,  surely local government records would have this?
  • user1977
    user1977 Posts: 17,882 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    xlt506 said:
    user1977 said:
    xlt506 said:
    xlt506 said:
    user1977 said:
    So who owns the freehold?
    The original owners that I purchased it from
    Sorry I own the freehold,  but there is a charge on for the land as a leasehold 
    So you mean the original owners own the leasehold?

    If you currently have solicitors representing you, why can't they answer your questions?
    im trying to find out where documents may be that show there isn't a leasehold on the property,  surely local government records would have this?
    Why would any local government records have it? If the Land Registry has the lease on it, there's not going to be an alternative register contradicting the fact that there's a lease.
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