We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Freehold isn't due to solicitors mistake
xlt506
Posts: 15 Forumite
I'm in the process of selling my house, it turns out my house is registered as leasehold, but was bought freehold. This is what the landregistry is recorded. We have contacted the solicitors who represented me at the time , and they say they don't hold records past 6 years. My solicitors who represent me now are preparing a statement of trust stating the previous owners gave up there right to live there as they have not approached me nor lived there.
I have the original sales particulars from the estate agent at the time and there is no mention of leasehold.
Also I've paid the mortgage off, but I was given a mortgage when there was 59 years left on it, according to my research banks don't mortgage properties with less than 80 years on it. Also the bank says it was sold as freehold. And local government has it registered as freehold.
My concern is ,
1 I have to buy the lease off the original owners?,
2 what if they refuse to sell the lease?
So, what should I do next and what are my options?
0
Comments
-
So who owns the freehold?2
-
When you bought the house, did you have to sign a lease with the freeholder? Who do you pay ground rent to? So far it sounds like the property is freehold and that there's a mistake in the land registry.1
-
Thank-you, reassuringxlt506 said:
I never signed a lease , and I pay no ground rent.Mark_d said:When you bought the house, did you have to sign a lease with the freeholder? Who do you pay ground rent to? So far it sounds like the property is freehold and that there's a mistake in the land registry.0 -
So you mean the original owners own the leasehold?xlt506 said:
If you currently have solicitors representing you, why can't they answer your questions?2 -
They are, but I want 2nd opinions and I'm trying to find out why I'm having to pay out for a leasehold to be removed when it should of already been sorted, im trying to find out where documents may be that show there isn't a leasehold on the property, surely local government records would have this?user1977 said:
So you mean the original owners own the leasehold?xlt506 said:
If you currently have solicitors representing you, why can't they answer your questions?0 -
Why would any local government records have it? If the Land Registry has the lease on it, there's not going to be an alternative register contradicting the fact that there's a lease.xlt506 said:
im trying to find out where documents may be that show there isn't a leasehold on the property, surely local government records would have this?user1977 said:
So you mean the original owners own the leasehold?xlt506 said:
If you currently have solicitors representing you, why can't they answer your questions?0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
