House buying, renting & selling

I’m in a really difficult situation and could use some advice. I’m selling my house, which I need to complete urgently to pay off debts and bills this month. However, there’s been a major delay because my solicitor failed to ensure that the deed and attached plan were properly signed by the bank before returning the…

My dad died back in 2017 when he lived mortgage free in a house owned by him and my mum (his wife). For some reason (asking lawyers for why) they were recommended that on their death 50% of the property should be put in my name (I think via a trust but checking). Issue is they had nowhere near the £1m IHT limit (£325k x2 +…

Would appreciate input and advise on the following. House was marketed in January - had an offer quickly - supposedly 'cash' by someone who was 'chain free'. My onward purchase was difficult and slow but when I was ready to Exchange on my purchase I discovered that my buyer was unable to proceed. I knew they were buying…

We purchased our first house in Autumn 2022. We had a bit of 'to-ing and fro-ing' with solicitors and the usual associated stresses, but the house purchase was completed with relative simplicity in October of that year. Recently we've decided we want to move and are hopeful making an offer on a new property, however in…

Hi, I was about to apply for additional borrowing from my BTL with TMW but was told that as I accidentally paid one mortgage payment short by £5, 8 months ago ( no one informed me of this) additional borrowing is unlikely. I want the funds for a house deposit and stamp duty. I’m thinking a secured loan but looks like a 35k…

Hi, my uncle died a couple of years ago and left his flat to my mother and aunt. He had been living in the place (which was bought as a new build) for just under 20 years. Now when trying to sell they were told the lease was under 70 years which is not something buyers would be interested in so a lease extension would be…

My girlfreind is pregnant and to plan for future she is moving in with me soon. The problem! where she currently lives with her family , she and her sister had to take over the title deeds so they could pay the mortgage for their parents who can't work. They all live under the same roof. Now her sister cant buy her out, so…

We bought a second home in Nov 23 and paid a 3% SDLT premium. Since April we have also paid double council tax. We are now retiring and have sold our main house and should complete next week. Longer term we will probably buy again and then rent out the current second home. But we will be living in that house for maybe a…

Hi all A friend of my husband’s has asked me for some info about the above on his house but I’m stumped so hoping someone here may be able to help. He bought his house jointly with his dad in 2004 and he, his mum and his dad have all lived together since. His dad recently died and his mum was sorting out her will so needed…

Hi everyone, i need some help. My ex wife and i have been apart for 18 months. I have moved out but continued to pay the mortgage as well as child maintenance for my 4 yearold daughter. I am with someone else and live with her but renting. We would like to get a mortgage but because i am on the mortgage of the house i…

My Son and I bought our former council house, both names on Mortgage, paid it off. Now can we transfer to just his name, its his full time home, worth about £130. 000 so not inheritance etc. Can we do this without a solicitor.

I recently moved house and have discovered that 159 houses are due to be built over the next 2 years, 6 doors away. I’ve bought a house on a lane and the sprawling fields were one of the reasons I chose this house. I’ve got dogs and love walking with them. Building work began 3 weeks ago. Perhaps rather naively of me, I…

https://moneyweek.com/investments/house-prices/britain-house-price-crash-is-coming Interesting reading. Probably about time we had an "adjustment", we have been looking to move for a while, but houses in general seem to be way overpriced? Personally not too concerned if house prices do decline, and I would rather see…

Good morning. I'm not sure if I should post on this forum but it is related to a recent sale. I've recently sold a property as the executor of my dearest friend, so on behalf of the previous owner who passed away. I wrote to E.On Next the other day (they already know that B. passed away last year) letting them know that…

Hi all, we are wanting to sell our shared ownership home, we have our first RICS survey/valuation in Feb 2025 and ur house lost in value and we were In negative equity therefore, we decided to wait. We just recently had our home valued again an it is worth £350k and we purchased it for £352k in 2020. Usually I wouldn't…

Hi, all. I need a bit of advice please or at least an opinion on this scenario. We’ve had an extension done, wraparound side and back, and it’s looking great. Kitchen has just gone in; we still have a few bits to done. Started back in March so it’s been a long slog! At the start of the build, a few months ago, on the…

Our house sale and purchase are currently underway with searches in progress at the moment from both parties. Starting to prepare for moving day in terms of researching removals companies and costs vs hiring a van and doing it ourselves. As I’ve never moved before and I’ve never needed a removals service, I was wondering…

Timeline: - Friends with Person A who have visited house previously - Person A learns we are selling but isn't in a proceedable position so house is listed with an EA - Sign 'Sole Agency' contract and the only remarks I can find relating to this ''if a buyer is introduced either directly or indirectly by ourselves or any…

I am moving into a new build shared ownership property in London, practical completion should be in September. The problem is I keep being given contradictory answers and its having an impact on my ability to set budgets / funds aside! Key facts: * Open Market Value: £530,000 * Share being purchased: 10% (£53,000) * Rent:…

Hi all I am hoping to find advice from someone who might havr lived the same experience as me. We bought a house and during the documents check to exchange contracts, our solicitor asked for documents proving that the extension was built with building regulations. However in the replies the sellers didn't provide this…