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Solicitor ID Documents by post?
My solicitor for a house sale/purchase requires proof of identity with various documents. In their letter it says that the documents must have been sent to be by post. Documents downloaded from online backing etc are not enough. As far as I know, there is no difference between the bank statements I download from my online…
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Renegotiating a Price based on Survey Results
Hi All, I recently received the survey results for a house I'm proposing to purchase. I offered the asking price, which was accepted but this was based on no significant remedial action being needed, only cosmetic. However, today I have spoken to the surveyor in detail about the issues and received costings, the red flags…
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Buildings Insurance For Empty Property
Hi. We are exchanging contracts this week and know we need buildings insurance in place for this. The property we are purchasing will not be moved in to straight away, probably about two months as we need to paint and decorate and do a few bits to it. Does anyone have any recommendations on who to use for this please. TIA
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Conveyancing quotes
The next step in our house sale is getting Conveyancing quotes. There is a very good chance we will sell our house before finding a house to buy and are expecting to have to go into a rental, although you never know we may get lucky and the right house may come up while selling. What should I be asking when I'm asking for…
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Moving can’t find anywhere
We haven’t been paying our rent and it all come to ahead. we will be forcibly evicted soon but can’t find anything else on the market it’s a ridiculous situation what on earth are we supposed to do?
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Selling a bungalow with a 20K income from lodgers
I am a live in landlord in a 4 bed bungalow with 3 lodgers that gives me an extra 18-20k a year income for the last 10 years. If i was to sell the bungalow with a value of 350k has the 20k a year income got value & should this go on the price of the house if the new buyer want to carry on renting.
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Ex partner applying to take on mortgage as part of buy out
Amicable split between non married partners, coming to our own agreement financially for buy out. The question I have is regarding what happens when my ex starts the ball rolling to see if they are able to take on the mortgage please. At this point, once the lender starts doing checks, what are my rights please? This may…
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Choosing new estate agent
will post shotrtly.
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Consent to let for a holiday let
Hello, We have 9 months the left on our mortgage with Halifax, do you think they’ll allow consent to let for if we were to go down the holiday let route? Thanks
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Off sick before completion
Hello, i have a quick question…. I am off sick for a couple of weeks before completion because of stress. I will be back to work before completion, could it cause a problem if the mortgage lender was to ask for a payslip before completing and saw I was off sick for 2 weeks?
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Right to buy question.
Basically, how long do you have to be a LA/HA tenant before RTB kicks in ? I ask as near me the HA who manages the councils housing stock built 2 blocks of very nice new 2 bed flats just under 5yrs ago on a brownfield site in a nice all private area. Within the last year, at least 2 have now come up for sale, both…
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Options on moving home / second mortgage
Looking for some advice on moving house. I'm currently in a 2 bed flat which has a 900 year lease. Fairly happy in the property but it has some disadvantages and I would like to move house and ideally to buy a house for more space with the comfort of no joint liabilities, upstairs neighbours, freehold etc. My mortgage is…
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FTB in London - which areas to focus on?
Hi all, FTB in my mid thirties looking to buy in London and very grateful for all your thoughts on the best course of action here. On the plus side, I’m a first time buyer, so I’m lucky to be in a flexible and free position as I’m not looking to sell a place of my own. On the flipside, an absolute dealbreaker for me is I’m…
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Value stated on land registry.
Hi all, I need the advice of more seasoned sellers! I’m looking at a house, we like it and have had first viewing. Initially ignored it as it was advertised much higher than we would have valued. Now it’s a vaguely unusual house, with having 1 acre of land, a previously rented wooden hut 2 bedrooms plus kitchen and lounge,…
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Stamp Duty on Inherited Property
I am buying my 2 sisters' share of our inherited property, valued under probate at £285,000. I have to pay them £160,000 to buy them out. My solicitor says I can use this as the purchase price and pay Stamp Duty on this amount i.e. zero duty. My sisters' solicitor says I have to pay based on the full value of the house,…
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Residential mobile home
Hi all I'm looking into buying or financing a mobile home on a residential site as i want to live in it not holiday in it . I don't know where to look or who I could contact for help? All the sites I've been on so far are for holiday parks, Thanks in advance to anyone who could drop me some advice
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BTL - Sell or Let
Approximately seven years ago, my wife and I bought a
two-bedroom flat in London as a buy-to-let investment. Since then, the
property’s value has risen by about 20%. However, the prospect of any further
rise is low and is likely to take a very long time. The fixed term on our interest-only mortgage ended over two
years…
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Tenants have left property before end of one year tenancy, no notice
Hello My tenants have left my rented property - the first I heard about it was a council tax bill landed in my inbox. They returned keys to the agent, who of course did not inform me until four days later! My questions: 1. Am I right in thinking they remain responsible for council tax and all bills until the end of the one…
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Council Planning Department Maladministration
I am unfortunately a 3rd Party Victim of my Planning Department’s maladministration. Three and half years ago my neighbour developed his back garden, he told us that his rear garden wall was to be replaced with a new fence. As I am at the bottom of a hill and he is at right angles to my driveway it meant that the existing…
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Purchasing a property that requires improvements
Hello, looking for some advice. Apologies if this has been answered elsewhere but here is my situation: Sold my house for 250k awaiting completion ( equity i take away around 37k) Will be paying off debts of around 25k leaving around 10-12k to go with my parners 10k deposit Interested in a property for sale at 250k (bank…
