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Solicitor provided incorrect bank details - chaps payment missing
Hi guys, just after some advice if anyone can offer anything: I'm in the middle of buying a flat and nearing completion. The solicitors advised early on in the transaction (beginning October '24) that their bank account details can be found only in their T&C letter, and there's a disclaimer at the bottom of every email…
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Tenant contract and guarantor?
Hi, I am a private landlord in Wales who rents out one buy to let property. The couple who rent out my property have split up and the husband has moved out and has requested to take his name off the contract. The other partner wishes to remain in the property by herself and has requested her name to be on the contract. So…
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Stamp duty reclaim - if property owned/sold is not main residence
Hello, I'm wondering if there's anyone who has any experience with the following situation... My partner and I each owned a flat before we met - i moved into his flat over a year ago and am currently letting mine out. We have plans to buy a house together and sell both of our flats but the sale of my flat will likely take…
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My solicitor refused to draw up a retention rider for S20 work
I am currently in the process of buying a leasehold flat in London (freeholder is not the local authority). Unfortunately, it's stated in the management pack that there will be the much dreaded S20 work in the next two years which involves external redecoration and there will be an increase in service charge. However, the…
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Letting Agent not returning Tenants' Deposit
Dear Forum, I hope you can assist me with this issue. I have tried to provide as much relevant information as I can to give the fullest context possible: - I have 2 tenants who have been living in my flat since 2017 with their child. From 2017 to 2020 the 3 -year assured short hold tenancy was administered by a local…
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Sell or Rent
I have two properties, the one I live in (Scotland) and one I let in England. The one in Scotland is in a beautiful home and location overlooking the river and convenient for everything. However, my neighbour is a nightmare and will not contribute to common repairs and the roof is deteriorating rapidly. I have had an offer…
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Transfer of property from my husband and myself to my husband
Hi, My husband and I are joint owners (with no mortgage) of a flat that we rent to our son. We want the property to be owned by my husband only as he is a lower tax rate payer. Am I able to do this without using a solicitor?
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Seller wants me to do a survey before taking house off the market
As the title says the seller wants me to do a survey before taking the house off the market. The EA told my solicitor they will not accept viewings on the house but will "take down numbers" in case the sale falls through. Im a cash buyer so the seller doesn't have to worry about a mortgage application not proceeding. I'm…
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Selling in France help
I’m clueless and need advice. (I feel like my mum is being dishonest or not entirely truthful)My parents bought a property in France
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Changing names on the mortgage deeds
Hi all, having gone through an unexpected divorce 3 years ago, I couldn’t afford to get a mortgage by myself as I just retired, so my oldest son assisted me and became a joint owner. Allowing my 3 kids and myself to have a roof over our heads. I had to get a job and have been doing overpayments on my mortgage and have…
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Fire Risk Assessment - Deadlock
Hi all - looking for some advice as we have hit a deadlock in our property purchase. We are buying an ex-council, main-door maisonette. It's accessed via an open/external walkway. Our solicitors are saying that the lender (Barclay's) are demanding a fire risk assessment (FRA) before proceeding. The local authority say that…
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Help Please - S21
Tenant seeking advice please, I’ve been renting a property since January 2022 on a rolling contract, following an initial 12-month AST. The deposit was £1500, and I live with my two disabled daughters. A few days ago, my landlord called me to tell me that they will issue a S21 and want to sell the property by July / Aug,…
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How complicated is this?
FiL has died and left house equally (worth about 160k) to 4 adult children, eldest aged 69 has lived there all his life and paid "keep", in cash. One option floating around (because of his situation and extreme attachment to the house and the fact that he can't afford to buy the others out) is that we (me and wife)…
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Landlord increased rent 25%
I have rented a 2 bedroom terrace in wales for 2+ years. My landlord recently emailed me a letter and RHW12 saying that the rents going up from 700.00 to 900.00 pcm on May 1. Currently im low income (UC/PIP) and get 525.00 LHA towards the rent, and I pay the difference. Im also responsible for the energy & water. This rise…
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Finding “serious” buyers and adding conditions to accepted offers
Would appreciate any advice as I haven’t been in this situation before. After 6 months, I am at the point of exchange on a property that I am purchasing (no onward chain, ex rental). My buyers withdrew from purchasing my property two days before exchange. They have refused to provide a reason and will not negotiate on…
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Served Form 6a
Hi, My landlord has served me with a section 6a asking me to vacate the property by end of May. If I find another property quickly, can I serve my one month notice and terminate before that date? Thanks in advance, finding this all very stressful and not sure what to do.
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Deed of variation for ground rent
Hi. I was wondering if someone could offer me some advice or guidance with regards to a deed of variation on the ground rent of a flat that we live in.We live in a very small flat and the flat is only worth about £50,000, The flat is outside of London and the ground rent is £375 per year which means, under current rules,…
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Estate administrator buy the another house separate from the admin estate
when a estate administrator of deceased house want to buy another property separate from this house and this estate administrator have no own any other house at this moments. So could this new property which he want to buy should be regards as a second home related to SDLT calculation? I would like say more of that the…
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Is there SDLT relief for FTB if the partner had a property in the past
Hello, I wondered if someone can help with this dilemma my friend is in and they're getting conflicting advice from solicitor and online. Person A & Person B are couples (not legally married). Person A has sold a property and wants to buy another for Person B. Person B will be the sole individual on the deed and contribute…
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How to split house maintenance
My partner and I have bought a house. He put £250k deposit in and I put £120k deposit in. We spilt the mortgage (£300k) 50/50. This has meant the split for the ownership has been put at 60/40% despite me technically ‘losing out’ on £2k. We paid for the solicitors/stamp duty etc 50/50. All bills are split 50/50. The house…
