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TA6 ground water flood due to poor drainage install by developers
Hi, I have received the TA6 for a property I am purchasing, and it has been disclosed that 9 years ago, the garden flooded with ground water due to the ineptitude of the property developers failing to install drainage properly in a clay area. This was promptly rectified and there have been no issues since. As this is a…
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Buying with pending works for building regs - what to look out for
I'm buying a house in which the vendor is currently installing a door to the staircase into the loft conversion to bring it up to building regs standard for a bedroom. The conversion was done by the previous owner but no door installed (they weren't using it as a bedroom apparently, and the vendor is only doing it now to…
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Land registry title deeds help please
Afternoon hoping for help from land registry members please. I’m confused and don’t know how to get a copy of deeds. i have a copy of a TP1 with a registered title number and a official copy of register of title with the same registered number with edition date 11/05/2020. We purchased in June 2021 from council. Conveyance…
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Sell or rent out a gifted house ?
Was gifted a house by my parents 10 years ago - i have now moved in with my partner & need to decide if im best to rent it out or sell (from a tax perspective) Value is approx £180k obviously any informal & non binding advice or suggestions would be gratefully received so that i can look into my options with others…
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Problem with council grant
Hi good afternoon, a few months ago My daughter was about to be made homeless herself and 2 children one disabled as the private rental she was living in the landlord wanted to sell and gave her a month to get out. She asked the council for help and they told her if she could find another private rental they would take her…
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First time buyer - HTB ISA x LISA issue
Hi all, I'm hopeful that you can help me with some first time buyer advice... I set up a HTB ISA which currently has £10,500 in & I'm looking to buy my first home. This is where the issue arises, the cap is set @ £250k for the cost of the house, this is untenable for location I wish to buy in, would likely be between…
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Ladybrook securities stopping house from selling.
Anyone had any experience of selling a house and ladybrook securities holding the process up? They are the free holders and have sent a letter to our solicitor saying that we are in breach of the leasehold contract. They are stating that we have built an extension without their permission. The extension was built by the…
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landlord checks
I was placed on a rent deposit scheme back in 2016 through the council, I have got repairs that need doing in the property, the landlord isn't interested so I have gone to environmental health which they have been out to assess the repairs and serve a notice to who ever is on the land registry. Which is actually not my…
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Shocked by residential management company fees
Good
afternoon all! I'm
not usually want to moan but just feel a bit blind sided today so feel like
having a bit of a rant. I'm
due to complete the purchase of a flat next Friday 7th February. I had a quote
from the conveyancing company of approx £1350 but I totally understand that
this can fluctuate slightly. A few…
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Capital Gains Tax on only owned home
Hello the Forum, Hope someone can help. I bought a house for my mother to live in some twenty years ago as she had no means or income, this being 100 miles from us where she had a network of friends. My mother has never been asked for rent though I cover all the costs of utilities and upkeep. The mortgage is in my name…
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NHBC claim - Kitchen extractor/ducting
My house is still just within the 10 year NHBC warranty. It is one of 12 houses all built in 2016. The kitchen extractor fans have all failed in my house and my neighbours' houses. Having investigated I have found that my extractor fan discharges into rigid ducting that appears to be connected with the downstairs loo…
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Tenants in common- want to change shares
A bit complicated but here goes… me and my partner have a declaration of trust whereby I own 75% and they own 25% of our house. We currently pay into our mortgage on those terms. However, my partner can now afford to pay 50:50 due to a wage increase. But I have no idea how we can do it fairly (ie. Just changing the…
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Buying freehold of terraced house
Any advice about if buying the freehold of my house is a good idea? I live in a modest terrace house, mortgage paid off with no plans to move for the foreseeable future. All other houses in the location are freehold, but for some reason the people who owned the house in 1964 sold the freehold with a 800 year term. The…
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Parents House - Moving in Rules
Not sure if anyone can help, however here goes. My parents very suddenly have had to be moved into a care home. They are self funding as have enough in savings currently, their house is all paid for. I'm currently private renting, would I be able to move into their house, pay the bills etc for the house until such time…
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capital gains tax and main residence
Bit complicated but here we go. My sister owns a property in London and looking to sell later this year, she lived there until 3-4 years ago, when due to mums illness she moved up to Scotland .. renting her London place out and renting a place up here. Mum passed away last April and we are at the point of signing to…
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Shared ownership delays
Hello I began to purchase a shared ownership property in May last year. The date of mid-late September was given for building completion, I know there can be delays for a number of reasons. However, we were then given a date in November that building work had been completed. We then was given the go ahead for the 11th…
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Looking at house - has previously had a house fire
Hi, I’ve been speaking with an estate agent about a property we really like. We’re due to go and view it tomorrow. The problem is the estate agent has just told us there was a fire at the address. We’re first time buyers and I’m now not sure what questions we should be asking, and how this could potentially impact…
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"Unmortgageable property" - options
Hi all, We've fallen in love with a property - it needs work doing to it, including replacing windows which have been vandalised, and sorting out some mould issues caused by a burst pipe in the property. The property is otherwise not in a terrible condition. Our mortgage broker has advised that he thinks the property is…
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Purchase price incorrect on Land Transaction Return Form
Hello I am a buyer who is close to signing the contract. I received the Land Transaction Return form by my solicitor to sign however the purchase price on the property is incorrect- it should be £85,000 not £90,000. Is this a potential issue- should i contact my solicitor to amend this? Thanks
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Compton Group dereliction of duty to client
Does anyone else have problems with Compton Group? We have been unable to let our apartment since October due to on going water ingress within the building structure. Several apartments are facing the same problem but Compton are refusing to take responsibility even though a solicitor has confirmed the lease states they…
