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What could have caused this damp patch?
Surveyor found damp readings in the lounge and noted this damp patch (2nd picture, on the right just above the skirting). The other side of the wall is a blank wall next to kitchen cabinets. The end cabinet the other side of where the patch is, is different to the other ones but not in a way that looks like it has been…
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Can my sister be the agent and collect rental income tax free?
My sister is a stay at home mum and I am tempted to keep hold of my property and rent the house out on a permanent basis. I am a higher rate tax paper, currently pay as much into my pension to become a basic rate tax paper. The rental income of say 12k a year will cause me a headache and more tax to pay! Is it legal to…
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Mum's flat
Our mum lives with us due to poor health and rents out her flat. She's had the same tenants for around 5 years. My sister deals with that side of things, the upkeep and certificates. Mum wants to sell it and help my sister and I out. We know that the tenant will need an official notice but would a friendly email or call…
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Brought house then discovered it wont heat properly and the seller hid damp
The seller had purchased the house last February and put it on the market 6 months later. I then purchased it. Enquiries were raised. The seller filled out the Law Society information form (TA6) Where it asks "Is the boiler/heating system in good working order?" the seller ticked yes I moved in and finally put the heating…
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Neighbour's planning application for new build requires underpinning of my wall!
I live in an end of terrace victorian property. A couple bought a small plot of land 3.2m wide immediately next to my property 5 years ago (as previous owner of the land died) and have just submitted a planning application to build a tiny 3 story house on it. Aside from several other issues, their plans state that they…
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EICR
I believe the law states in April 2021 a landlord needs an EICR. I started renting my property out in October 2021. No mention of an EICR, it's only last week l heard the term. I decided whilst getting the property ready for tenants, I d upgrade the consumer unit. I wasn't told l had to, just felt it needed new MCB type.…
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CGT on Overseas Sale ?
I am selling a property I own in Spain. Do I need to report the sale to HMRC for CGT purposes ? Once I deduct the buying & selling costs there is going to be either a very small profit or none at all. But I'm assuming I would need to report it anyway....anyone know ?
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Renting and mental health
We private rented a property that the landlord never repaired over the 5 years we were there, we had no central heating, we were exposed to asbestos and it had mould and subsidence & rodents. The council housing team offered to help us we were on list but low priority/band my husband could not work and is on UC. I work…
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Agricultural workers dwelling
Hi. Has anybody here ever tried to buy a house that was originally built as an agricultural workers dwelling? Did you buy it at a discount? Have you managed to get the conditions removed? Any advice would be appreciated.
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Can a landlord refuse to let a tenant move?
I am currently renting privately on my own, for a number of reasons I have decided I will need to move in a few month's time. My contract runs for a year and has a mutual break clause in the middle, the earliest this can be applied therefore being in a few months from now. My question is whether a landlord can choose to be…
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building regs certificate doubt
I am in the process of purchasing a flat where external wall insulation (EWI) has recently been installed. According to Building Regulations, to comply with Approved Document L, at least 120mm of insulating material (in my case, Rockwool) should have been applied. I checked the specifications for the material used, which…
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Looking for advice on FTB plan
Hi all, looking for some advice on how to start off with saving for a home for the first time. My wife and I have around £10k in credit card debt, all 0% interest rate until 2027. Half of it is tied up in a private car purchase. We have around £5k in savings/rainy day fund. We have 2x help to buy ISAs, that have laid…
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Neighbour's loft conversion - should I inform insurance company?
Hi, I received over the weekend details of the planning application that my neighbour has submitted. My house is a semi-detached and they plan to do a hip to gable loft extension. I'm waiting for a Party Wall agreement to be given. Should I be informing my insurance company? When do I tell them? When I know the proposed…
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Remove trustees from property trust
My mother's house was put into a trust in 2011 and 4 of my siblings are trustees. My mother died in July 2024. I am the eldest and am not a trustee, although I am named as a beneficary. The problem is that 2 of the trustees want to sell the house and 2 are refusing to sell it. As a result, we cannot administer the estate.…
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FTB mortgage & firewall issue
Hi all I’m a FTB, I’m or was in the process of mortgage application with Skipton. Tonight I’ve had an email from them about the house my offer has been accepted on, literally just before their offices closed so I couldn’t speak to them. They won’t approve a mortgage on the property as I read it, due to firewall - email…
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House has been on the market for 6 months
We put our house on the market in September 24 and 6 months later have only had one offer, which was 50k under! We've had 35 viewings and the feedback has always been really positive and complementary. There's a few things that have been pointed out - upstairs is too small and the garden is too small, soo obviously we…
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New build overcharging
Due to a recent part ex disaster with a new build developer not working out, I am currently considering whether to sell privately or redesign my ground floor Essentially I'd be swapping for the same house for 200k more than they valued mine, same square feet, a mile away.... as there house is SO overpriced for the area…
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Leak to flat below: feel like I am overpaying
Hi all, I recently bought a leasehold flat in London and had some renovation work done. Unfortunately, while I was away, a leak developed from the toilet flush plate. Since the water seeped behind the tiles, the tenants in the flat below notified me of a yellowish stain on their ceiling. The damage appears to be minimal…
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Removing person from deeds issue
Hi all, a rather sensitive subject that I would like your collective expertise on. During COVID, my mother purchased a buy to let property in the Midlands near her. She already has several in the area so is always in the look out for other ones. She wanted me to go on the deeds with her as she doesn’t like to go on as a…
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Selling house - issues due to buyer survey
We are in the process of selling our house, and the buyer's survey has thrown up some (alleged?) issues. We have not been given a copy of the survey or even the relevant parts of it, but we have proposed that both ourselves, and the buyer, should send in a builder to inspect the supposed issues to see what they think. We…
