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Housing Dilemma: Is Bankruptcy the best way out?
Good evening! Long time lurker (20yrs or so) first time poster... I am in the privileged position of owning two properties, a Flat in London and a House in a small town, outside of London. I have been trying to sell my London flat for 18 months with limited success - I sold it in Feb 2024, but it fell through in June 2024,…
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likely rough timeframe for chain free to complete?
I finally got a bungalow offer accepted. It is chain free,. My buyer is in rented now, and just awaiting a fire assessment i have booked for 6th march, and the rest of it is on track their end. My conveyancing is all set up and underway for my bungalow. When roughly do people think I'm likely to move? I have time…
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Elderly parent in a council house, problems with neighbours and fence.
Hi I wonder if anyone has any advice on the best way to deal with this, My parents have lived in their council house for 45 years. A few years ago their next-door neighbour died and the property was sold. The new owners have rented it out to a not particularly nice couple, with 2 big angry dogs. They've let the back garden…
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Tenant Security Deposit (Landlord has sold the house)
Hi there, first time asking for advice! My partner and I are in a not common situation. Our landlord decided in January 2025 to sell the house we rent (no section 21 was issued as we are not being evicted), with us in situ as they no longer want to put any more money into it as it needs extensive maintenance to damp proof…
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Buying a house built in last 20 years ,owners had blown bead insulation from a free scheme injected
The house was built in 2008. In 2018 there was some free scheme to have the cavity topped up, and it looks like they had blown bead installation into the cavity. From my understanding in 2008 it would likely be rigid insulation which is in the cavity? (or maybe it was beads in the first place , I have no way to know). So…
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Should I complain about the EA?
Good morning, we've just had a terrible experience with an EA (and the seller). I'm thinking of complaining to the onbudsman but their instructions suggest I should complain to the EA in the first place. I think that's fair enough, but I wonder if it's worth doing it so any thoughts or advice here would be much…
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Selling shared ownership and moving to a new build
Hi, I'm currently in a shared ownership house (50%) and I'm looking to sell this and move to a new build property (not shared ownership). With the new build, I've been told I'm not able to reserve a plot until my current house has been sold. I'm just wondering what would happen if the housing association for my current…
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Leasehold Advice
Hello, I currently own a Leasehold flat which I have had for a couple years, I have seen a few things online that I wasn't really aware of, my lease now has 90 years left on it. I am worried that it might become harder sell. I'm 28 and its a 1 bed so this was my first property and would love to progress to a bigger…
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Sellers legal responsibilities when selling house?
Anyone got link to guidelines as to what is legally required in terms of state of the house? We had a full survey but a lot of things have come up. - Walked in massive leak from radiator. There's no way they didn't know. That's going to cost me £200. - Light fittings removed with bare wires left. - Most of the other lights…
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Cost of lease extension with doubling ground rent
I'm hoping someone can help me estimate the cost of extending my lese when I open up negotiations with the freeholder. There are 88 years left, annual ground rent is currently £250 a year, and rent doubles in 2035, and then keeps doubling every 20 years until the end of the lease. I've calculated this would be: £500 from…
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Cash deposit no solicitor will help
Hi guy's. We have a cash deposit made up of the following and we're up against solicitors who are refusing to act for us and I need someone who can finish off the mortgage. A few years ago we sold our business and invested some of the proceeds in to gold bullion ( full audit available) and kept a small cash fund £6k in our…
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Renters Rights Bill & timetable for selling a (currently rented) house
Hi! I’m looking for some advice how the upcoming Renters Rights
Bill could affect our plans to sell the house we’re currently renting out.
Specifically, this is about the change from Fixed-term assured tenancies (with
a 6 month fixed term) to periodic tenancies, which I understand will have a 12
month initial fixed term,…
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Royal Mail Redirection_partially failed
We moved house, change addresses everywhere & set up redirection. Started getting letters on new address, but also many redirected letters. Went to meet previous LL for checkout & he handed me 3 letters, dated after the redirection was set up. We are expecting NHS appointment letter & worried it wont be redirected. How…
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Paying into a LISA while abroad
Hi All, My daughter has beed paying into a LISA for a few years now. She is thinking about taking a 2-year contract outside the UK. Would she still be allowed to pay into her LISA whilst working abroad, or does she have to wait until she returns to the UK to continue paying in to it? Thanks.
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Selling my home
I am leaving the UK and my daughter and her fiancé who live with me in my home wants to buy it , we have come up with a price and a payment plan that suits everyone , a large deposit and payments over a ten year period or sooner , we do not need a survey but we are told we both need different solicitors , can I keep my…
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Environmental Search Report - Need Help (FTB)
Hi everyone, We're going through the process of buying our first house, I've had the first search report back and don't understand it at all. 4 areas have "Identified" next to them. Who do I go to to understand the impact of these? Will this be sent to the lender and cause them to potentially withdraw their offer? I don't…
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Sellers new build not being worked on until we exchange!
We are first time buyers and the people selling the house are going in to a new build This was supposed to be ready this month, so we have been getting ready to move in this month... only to be told that work on their new house has stopped until we exchange contracts! We had no inkling this was going to happen nothing was…
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Communicating with Freeholder
Long story but basically I'm in communication with my landlord (sub-leaseholder) and the freeholder over a leaking roof in my flat - roof shared with other flats. The freeholder keeps telling me not to communicate with him claiming their financial relationship is with the landlord and not me. I pointed out that a negligent…
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Capital gains tax
My parents house was left to me and my three brothers. My brothers would like to sell the house . I would like to keep the house and refurbish it to use as a holiday home. The house is worth £160K. If I buy my brothers share of the house for £120K , refurbish it and then come to sell the house for say £200K in a few years…
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Flat next door smells absolutely sickening due to 13 house Cats that don't go outside.What Can I do?
Hi all Not sure if this is the correct board but am struggling to see where I can put this... My daughter has an apartment that was under long term let. The tenant has now moved out and the apartment/flat has come back into my daughters possession with no problems...Except...The smell coming from the flat next door is…
