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Stamp Duty
I own a house with a mortgage, which I didn’t pay stamp duty on as was well under the threshold and my first. I am buying a flat for my mother, for which I will pay stamp duty as it’s a second home. If, in the future, I were to move my main residence (i.e. sell my house and move buy somewhere else, while keeping the flat),…
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Solicitor being unreasonable in asking proof of source of funds?
Hi everyone, My brother and I are in the process of buying a flat in London with cash. The funds are being gifted by our mother, who resides in Italy. We began the conveyancing process on May 10. As anticipated, my solicitor requested proof of the source of funds from my mother. She completed a Thirdfort check, and her…
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Leasehold reform
Hello, Ive heard they are planning to make extending a lease cheaper and the amount you can extend it by rise 990 years. Any clues on when and how much cheaper?
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Shared ownership sale! Help!
Hello, sorry this has probably been asked 100000% times. I bought my house in 2019 as a first time buyer. The full value was £290000. I bought a 50% share for £145000. As a first time buyer I did not pay any stamp duty. I now want to sell my house and they people who want to buy it are full Ownership buyers. The RICS…
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Timeline for receiving written acceptance in Scotland
Hi all, I wanted to ask how normal it is to wait 2+ weeks for written acceptance from seller on a flat offer in Scotland. Verbally offered on a flat on June 25th that was accepted verbally on the day, then a few hours later my solicitor sent out the written offer to the estate agent to forward to the seller. It's been more…
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Council tax
Hi, I'm in Wales I moved into a shared house on a separate room contract in 2022 and a few weeks later moved to a different room in another property they were managing - no new contract for that, they said it just carried over and to pay the difference in rent. I moved out in May 2023. The agent told me they wouldn't…
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Energy & heating source for my boiler & hot water for the house?
Hello kind folks This is a noob question I know but here I go! I finally completed last week (yay!) but not yet moved in. I'm setting up accounts for utilities etc and have realised I don't know if the worcester boiler runs on gas or electricity and whether this is the energy source for the hot water otherwise (kitchen &…
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Letting room in London flat used as second home
I'd like some advice on how to let a room in the property we use as our London base. We moved our main home from London to the West Country in 2023. It is designated as my main residence with HMRC. I have a 2-bed flat in central London which I used to let out. The AST came to an end in October 2023. One of the parties to…
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Sold to a company for assisted living - is planning needed for change of use
Single storey property is currently sold subject to contract to a company who are intending to use it for assisted living. Would planning be required for them to use it for this purpose? Is change of use needed? It would only be for the use of one person or a couple. Sorry for all the questions and thanks for any advise.
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Excessive charge for mining search?
My daughter is about to buy her first house - as you can imagine, my stress level is already at overload. She's just got her first conveyancing quote from a local solicitor, and we are horrified to see an entry for £3,300 for a mining search! While I can see the relevance of such a search... £3300??? Is this possible?…
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Stamp duty under labour
Is it yet known if Labour are to keep the £250,000 threshold. I understood this was going to revert back to £125,000 from March 2025 under the previous conservatives.
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Serving Section 21 - missing Gas Safety Certificate
Hi, I wonder if anyone here has sufficient legal knowledge to help with our problem? Brief background first, we need to sell a property which we are currently letting out through a letting agent. The tenants have been there since 2015 and had been on a rolling month-by-month tenancy. We served the tenants 6 months notice,…
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Commercial Property Rent Question
Good afternoon , I wondered if anyone can help me with the following query. We moved into a Commercial Property in 2004 under a Heads of Agreement for a period of 7 years. Since the expiry of that agreement in 2011 we have continued to pay the same amount of rent each month but no further paperwork has ever been issued.…
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Gas, electricity certificate and indemnity insurance
Hello all, We are in the process of buying a house. Although everything seems to be in a good working order. Currently there is no: electricity certificates, gas safety nor boiler service cert that sellers can provide. I know there is no legal requirement to get one, from sellers stand point. my question are: a) would…
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Curtilage Listing
We are nearing exchange on a barn conversion, however, speaking to a family friend who owns a listed building they have expressed concern as the barn we are looking at used to form part of the land with a listed farmhouse (listed in 1951) whilst not a "principle" listed building it used to be situated within the curtilage…
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House purchase saga....
So this is a continuation of my previous post about landlord selling the home my husband and myself have rented for 18 or so years.... After many viewings we found a house we liked, put in offer, accepted within an hr, great! Found a solicitor, thou all done so far was to take in identity. Been to bank, sent off statements…
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Can’t agree on completion date
This is the first time I’ve sold a house so I’m learning along the way. I’ll be moving into a rented house and the estate agent recommended I have 4 weeks between exchange and completion to find somewhere and for it to go through. My buyers are saying they want to move in in 3 weeks and aren’t waiting 4 weeks. We haven’t…
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Starting holiday lets
Anybody else on here doing holiday lets? Come April 12 we will be! We have a small house we have rented out for nearly 12 years and have been really fortunate with tenants. One stayed about 18 months and the others 10 years. When they left we took the opportunity of freshening it up so we had a lovely new kitchen…
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Exchange and completion
Hello, We are currently in the process of buying a house. We currently have a mortgage on our current house which we will be porting and borrowing more on top of this. Our mortgage lender (the west brom) has said that we need to exchange and complete on the same day otherwise we would pay a £10000 charge but this would be…
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PayPal pay in three and overdraft
Hello, We are in the process of porting our mortgage and borrowing more. All looks okay except I’ve been in my overdraft by 10p once this month and I’ve had several PayPal pay in three. I have cleared this all but I’m terrified I’ve affected things now. I am on parental leave at present but the months leading up to this…